What Is Kidnap and Ransom Insurance?

K&R is specialized insurance for specified crisis expenses after a covered kidnapping, extortion, or detention event.

Some policies also provide access to response consultants.

Check who is insured, covered events, territory, limits, retention, and notice and consent requirements. Confirm which services are included in your quote.

Updated . Check your quote and policy wording to see how this answer applies to your coverage. See the editorial policy or contact Spot with a correction and supporting source.

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