Does K&R Cover International Travel?

Chubb advertises worldwide coverage with no base excluded regions for its described K&R product, subject to applicable law. That statement should not be generalized to every policy. A different insurer may list territories, exclusions, or conditions, and coverage can depend on whether the event and insured person meet the policy definitions.

Before travel, compare the itinerary with the policy’s territory and any restricted locations, sanctions terms, emergency contact instructions, and notice obligations. Confirm whether personal travel is covered or only business travel; Chubb says its product has no business-travel requirement, but the issued policy governs. For frequent travelers, give the insurer accurate countries, duration, and staff information when applying.