How Do You Get a Builders Risk Insurance Quote?
Prepare the project and contract details first, then compare written proposals using the same values, limits, and covered property.
Send an insurer or commercial broker your project location, construction type, total completed value, schedule, and requested protection to get a builders risk quote. US Assure’s application guide also asks about project stage, term, and optional coverages for its program. Complete details help you compare matching terms and avoid gaps in the proposal.
Prepare the project location, owner and contractor entities, construction agreement, scope of work, budget, start date, estimated completion, and whether anyone will occupy the building. State what materials and existing property need protection, along with lender and contract requirements.
Compare proposals using the same project value, limits, deductibles, covered property, and requested extensions. Check the insurer and producer, premium, fees, effective date, policy end triggers, exclusions, and any conditions that must be completed before binding. Ask the broker to explain differences in writing.
Related Coverage
Providers That List This Coverage
Sources
- Commercial Insurance Guide. California Department of Insurance; Form 700, revised June 14, 2024: Commercial Property > Coverage Forms and Endorsements > Builder’s Risk; Inland Marine; How Can I Purchase Commercial Insurance?; What Should I Expect from a Broker-Agent? Accessed 2026-09-25.
- Builders Risk Coverage Form. Insurance Services Office, Inc.; hosted by Touchpoint Markets; IH 00 70 05 17, copyright 2017 (illustrative specimen): A.1–3, printed pp. 1–2; B, printed pp. 9–11; C–E, printed p. 12. Accessed 2026-09-25.
- Builders Risk Application Tip Sheet. US Assure; General policy application tips, p. 1; Remodeling policy application tips, p. 2. Accessed 2026-09-25.
