Can You Get Builders Risk After Construction Starts?
Possibly—some insurers accept projects already underway, but completion and prior losses affect eligibility; one cited program adds review above 30% complete.
Possibly. An insurer may accept a project after work starts, but eligibility depends on its stage and loss history. US Assure requires additional underwriting review above 30% completion for its program; that threshold does not govern other insurers.
A new policy starts at its bound effective time and does not pay for earlier damage. Provide the start date, percentage complete, current value at risk, site conditions, prior losses, and remaining schedule, then confirm any inspection, waiting period, safeguard, or valuation condition.
