TechInsurance vs 
Travelers Employment Practices Liability Insurance
TechInsurance quotes EPLI online for small businesses with a published median premium; Travelers underwrites EPL for financial institutions, nonprofits, and private and public companies through agents.
What Is TechInsurance?
TechInsurance is a small-business insurance agency and brokerage with a technology focus, offering online quote comparison and agent assistance through the Insureon organization. 1,2
What Is Travelers Insurance?
Travelers is a U.S. property-casualty insurance group that markets business coverage, including a technology practice, through independent agents and brokers. Buyers can investigate CyberRisk Tech, a small-business technology-services policy, and other commercial lines, then confirm the issuing company and California availability on a quote. 4,5,6
What Is Employment Practices Liability Insurance?
Employment practices liability insurance addresses claims alleging workplace wrongdoing, such as discrimination, harassment and wrongful termination. 8
Key Differences in Employment Practices Liability Insurance
Online Arrangement Versus Travelers Underwriting
TechInsurance arranges EPLI and does not name the issuing insurer. Travelers underwrites EPL in Management & Professional Liability, standalone or with other management-liability coverages, and names Travelers Casualty and Surety Company of America and affiliates in a video disclosure. One path is an online quote onto unnamed paper; the other is Travelers as insurer. 3 7
How You Buy and What Price Is Public
TechInsurance uses a short online application, licensed agents, and typically a same-day certificate, and reports a median of $257 per month. Travelers EPL is bought through an independent agent, and the reviewed page does not publish premiums or limits—only illustrative settlement examples from $45,000 to $280,000 as risk context. 3 7
Small Business Without HR Versus Institution Types
TechInsurance targets small businesses with a sizable workforce and notes firms without HR; it lists discrimination, sexual harassment, wrongful termination, negligent benefits handling, breach of contract and privacy invasion, typically on a claims-made form, optionally bundled with D&O. Travelers markets EPL to financial institutions, nonprofits, private companies and public companies and lists wrongful termination, discrimination, workplace harassment and retaliation. Travelers’ page does not publish TechInsurance’s benefits-handling, contract or privacy items. 3 7
What to Confirm in Employment Practices Liability Insurance Quotes
- Confirm the issuing insurer on TechInsurance versus the Travelers writing company. 3 7
- Compare TechInsurance’s quoted premium with its published median; get Travelers premium, limit and retention from the agent. 3 7
- Ask whether the form is claims-made on both and whether D&O is packaged. 3 7
- Check whether your organization type matches Travelers’ financial-institution, nonprofit, private or public list. 7 3
Offering Details
TechInsurance vs Travelers Employment Practices Liability Insurance: documented features by provider
| Criteria | TechInsurance Employment Practices Liability Insurance (EPLI) | Travelers Employment Practices Liability Insurance (EPL) |
|---|---|---|
| Role in This Line | TechInsurance arranges employment practices liability insurance (EPLI) and says it can be purchased standalone or paired with directors and officers insurance in a management liability bundle. 3Company-reported. EPLI product page. | Travelers underwrites EPL insurance as part of its Management & Professional Liability line, sold standalone or alongside other management liability coverages. 7Company-reported. Product page general framing; confirmed against the broader Management and Professional Liability Insurance page. |
| Issuing Insurer | The reviewed page does not name the issuing insurer for an EPLI policy. 3Not publicly disclosed. EPLI product page as read on 2026-09-23. | The product page's video disclosure names Travelers Casualty and Surety Company of America and its property casualty affiliates; the specific issuing entity for a given policy can vary. 7Company-reported. Product page video legal footer. |
| Who It’s For | TechInsurance targets EPLI at small businesses with a sizable workforce, and specifically notes that companies too small to have a dedicated HR team may face employment lawsuits more often since they often lack the resources to resolve disputes before they become legal claims. 3Company-reported. EPLI product page, Why do I need employment practices liability insurance? section. | Travelers markets EPL coverage to financial institutions, nonprofit organizations, private companies and public companies. 7Company-reported. Product page "Who is this right for?" section. |
| Coverage Features | TechInsurance says EPLI covers claims of discrimination, sexual harassment, wrongful termination, negligent handling of employee benefits, breach of employment contract, and invasion of privacy, and is typically written as a claims-made policy. 3Company-reported. EPLI product page; general policy description, not a specific policy form. | Travelers says EPL insurance covers defense costs and damages tied to employment-related claims, including wrongful termination, discrimination, workplace harassment and retaliation. 7Company-reported. Product page "What is EPL insurance?" section; exact terms and exclusions are set by the issued policy. |
| Limits and Retentions | TechInsurance says EPLI policyholders pay a median of $257 per month, with most businesses paying between about $750 and more than $14,000 a year, depending on profession risk, policy limits and deductible, employee count, turnover rate, and claims history. 3Company-reported. EPLI product page cost section; a company-reported median and range from TechInsurance's own book of business, not a published rate table. | The reviewed page does not publish EPL limits, retentions or premiums; it references illustrative settlement examples (from $45,000 to $280,000, including defense costs) as general risk context, not as policy terms. 7Not found in reviewed sources. Product page video claim scenarios as read on 2026-09-23. |
| How to Apply | You request EPLI quotes online through a short application; TechInsurance says licensed agents are available to help, and a certificate of insurance is typically available the same day you buy coverage. 3Company-reported. EPLI product page. | EPL coverage is bought through a Travelers independent agent. 7Company-reported. Product page "Find an insurance agent" call to action. |
Full Comparison
More TechInsurance vs Travelers Comparisons
Other Employment Practices Liability Insurance Comparisons
Sources
TechInsurance
- About TechInsurance. TechInsurance; Opening description; one-application process; History of TechInsurance, 2011 and 2022 entries. Accessed 2026-09-16.
- Contact Us. TechInsurance; FAQs: How does TechInsurance work? (agent assistance obtaining surety bonds); agent or broker role; application; finding quotes; updating address; certificates. Accessed 2026-09-16.
- Employment Practices Liability Insurance (EPLI). TechInsurance; What does employment practices liability insurance cover? (negligent benefits handling, sexual harassment, wrongful termination, discrimination, breach of contract, privacy invasion); How much does EPLI cost?; What do I need to know about EPLI deductibles, limits, and exclusions? Accessed 2026-09-23.
Travelers
- Technology Insurance. Travelers; Technology insurance products we offer: CyberRisk Tech, Global Companion Plus+, general liability, commercial property, workers compensation, commercial auto, umbrella; startup-to-established-leader audience. Accessed 2026-09-16.
- Travelers Producer Compensation Disclosure (United States). Travelers; Independent producers; seven compensation types; Simply Business, Inc. and InsuraMatch, LLC ownership; The Travelers Indemnity Company footer; Northfield Excess & Surplus Lines product list. Accessed 2026-09-16.
- Contact Us. Travelers; Business insurance sold through independent agents; business claims 1.800.238.6225; MyTravelers for business features. Accessed 2026-09-16.
- Employment Practices Liability Insurance (EPL). Travelers; What is EPL insurance?; Who is this right for?; video legal footer naming Travelers Casualty and Surety Company of America. Accessed 2026-09-23.
Employment Practices Liability Insurance Guide
- Employment Practices Liability Insurance. Insurance Information Institute; Opening; What EPLI covers; Steps to limit employment liability risk. Accessed 2026-09-16.
