Resilience vs Travelers: How Do They Compare for Cyber Insurance?

Both pair cyber with security services: Travelers offers a risk dashboard for technology and life-sciences companies through agents, while Resilience advertises limits up to $20 million across many industries.

Travelers writes CyberRisk Tech for technology and life-sciences companies and includes Cyber Risk Services in the policy. Resilience advertises limits up to $20 million across a wide industry list and names Homeland of New York or Delaware as possible underwriters. 4,1

What Are the Key Differences Between Resilience and Travelers Cyber Insurance?

A Tech-and-Life-Sciences Policy Versus a Broad Industry List

Travelers targets CyberRisk Tech at technology and life-sciences companies. Resilience markets U.S. cyber across healthcare, higher education, financial institutions, manufacturing, construction, law firms, professional services, public entities, retail, hospitality, technology, life sciences, medical devices and pharmaceuticals. Choose Travelers if you sit in technology or life sciences and want that named form; choose Resilience if you need a posted $20 million ceiling outside that two-industry focus. 4 1

Two Monitoring Bundles

Travelers includes a 24/7 Cyber Risk Dashboard, continuous threat monitoring and a post-breach coach at no extra charge, and reports nearly 20% lower claim frequency and severity among dashboard users based on its own data. Resilience pairs the policy with Risk Operations Center monitoring and AttackIQ simulations. 4 1

Who Writes the Policy

Travelers underwrites CyberRisk Tech itself. Resilience's U.S. products are distributed by Ocrea and underwritten by Homeland of New York or Delaware. 4 2

What Should You Confirm in Resilience and Travelers Cyber Insurance Quotes?

  • Ask Travelers whether you fit its technology and life-sciences appetite. 4
  • Ask Resilience which Homeland company would issue the policy. 2
  • Ask Travelers for the method behind the 20% figure. 4

Resilience vs Travelers Cyber Insurance Compared

Resilience vs Travelers: Cyber Insurance: documented features by provider

CriteriaResilience Cyber InsuranceTravelers CyberRisk Tech
Who It’s For

Resilience markets US cyber insurance across industries including healthcare, higher education, financial institutions and services, manufacturing, construction, law firms, professional services, public entities, retail, hospitality, technology, life sciences, medical devices and pharmaceuticals. 1Company-reported. "Broad Market Appetite" availability table for the United States, accessed 2026-09-23; the table does not state a minimum revenue or company-size threshold for cyber (unlike the separate tech E&O appetite range).

Travelers targets CyberRisk Tech at technology and life-sciences companies, citing their reliance on digital systems and sensitive data, including intellectual property and patient or clinical information. 4Company-reported. Product page introduction.

Coverage Features

Resilience lists privacy wrongful-act coverage, eCrime coverage up to $500,000, coverage for incident costs that exceed the policy limit (such as legal, forensics and crisis communications), and funds-transfer-fraud recovery assistance among its cyber policy features. 1Company-reported. "Policy Coverage" section of the product page; actual insuring agreements, sublimits and exclusions are set by the issued policy.

Travelers says CyberRisk Tech includes technology errors and omissions, privacy and security, media and regulatory proceedings liability insuring agreements, plus breach response, cybercrime and business loss (first-party) coverages such as forensic investigations, public relations costs, business interruption loss and cyber extortion costs. 4Company-reported. Product page "How does CyberRisk tech coverage mitigate cyber risk?" and "What does cyber insurance coverage for technology companies include?" sections; exact terms and exclusions are set by the issued policy.

Role in This Line

Resilience pairs a cyber insurance policy with security services such as threat monitoring and breach-and-attack simulations. In the US, the policy is placed by a distributor rather than underwritten by the Resilience brand itself. 1Company-reported. Cyber Insurance product page description of the combined offering, accessed 2026-09-23.

Travelers underwrites CyberRisk Tech as a scalable policy for technology and life-sciences companies, letting a business choose cyber protection, technology E&O protection, or both within the same policy. 4Company-reported. Product page "What does cyber insurance coverage for technology companies include?" section.

Risk Services

Resilience says policyholders get proactive threat monitoring from its Risk Operations Center and access to breach-and-attack simulations powered by AttackIQ, in addition to the policy itself. 1Company-reported. "The Resilience Advantage" section of the cyber product page.

Travelers includes Cyber Risk Services at no additional cost for Cyber-coverage policyholders: a 24/7 Cyber Risk Dashboard, continuous threat monitoring, pre-breach consultation, and post-breach support pairing policyholders with Claim specialists and an outside cyber breach coach who connects them to forensics investigators and crisis communications professionals. 4Company-reported. Product page "How can technology companies identify cyber risks earlier?" and "How do Cyber Risk Services support technology and life sciences policyholders?" sections; availability varies by policy eligibility.

Travelers says organizations that engaged with its Cyber Risk Dashboard and related services saw cyber claim frequency and severity reduced by nearly 20% compared with policyholders that did not, based on its own claims data. 4Company-reported. Product page footnote on the risk-reduction statistic; this is a company-reported outcome, not independently verified.

About Resilience and Travelers and Cyber Insurance

Related Pages for Resilience vs Travelers Cyber Insurance

Updated . Spot, a product of Tools for Enlightenment, publishes this research and works in the commercial insurance market. The comparison applies the same criteria to both providers. Editorial policy. To suggest a correction, contact Spot with the page URL and supporting source.

Get Help With Insurance Buying and Renewals.

Get help buying coverage and managing renewals, with less paperwork for your team. Create your account and submit an insurance request online.

Talk to Spot