Resilience vs TechInsurance: How Do They Compare for Tech E&O Insurance?

Resilience targets tech companies with $25 million to $10 billion in revenue and advertises limits up to $10 million, while TechInsurance sells IT firms a bundle of E&O and cyber at a published median of about $67 a month.

Resilience's Technology E&O is built for US tech companies with $25 million to $10 billion in revenue, with limits up to $10 million; TechInsurance sells smaller IT and tech firms two bundled policies, E&O and cyber, at a median of about $67 a month, with IP disputes usually extra. ^1,⁴

What Are the Key Differences Between Resilience and TechInsurance Tech E&O Insurance?

Mid-Size and Large Tech Companies vs Small IT Firms

Resilience sells Technology E&O as professional liability for US tech companies with $25 million to $10 billion in revenue, with limits up to $10 million, across six technology segments, with endorsements built into the form. It doesn't publish a premium. TechInsurance sells two policies together, E&O and cyber liability, for software developers, managed service providers, SaaS companies, IT consultants, app developers, data centers and cybersecurity firms, with no revenue floor and a company-reported median of $67 a month (about $807 a year). Choose Resilience if you have at least $25 million in revenue and need a high limit; choose TechInsurance if you're a smaller IT firm that wants E&O and cyber together at a known price. ¹ ⁴

Built-In Endorsements vs IP Usually Extra

TechInsurance's E&O half covers errors, undelivered services, missed deadlines, budget overruns and breach of contract. Its cyber half covers your own systems and clients' systems you worked on. It says IP or copyright disputes usually have to be added. Resilience doesn't describe a cyber component within this product or address IP on its page. ⁴ ¹

What Should You Confirm in Resilience and TechInsurance Tech E&O Insurance Quotes?

Ask TechInsurance which insurer issues each policy. Resilience's US Tech E&O is sold through Ocrea Risk Services and issued by Homeland Insurance Company of New York or Delaware. ² ⁴
Ask both how IP and copyright claims are treated. ⁴ ¹
Compare TechInsurance's quoted limit with Resilience's $10 million maximum. ¹ ⁴
Check your revenue against Resilience's $25 million to $10 billion range before you apply. ¹

Resilience vs TechInsurance Tech E&O Insurance Compared

Resilience vs TechInsurance: Tech E&O Insurance: documented features by provider

Criteria	Resilience Technology E&O	TechInsurance Technology Errors and Omissions (Tech E&O) Insurance
Limits and Retentions	Resilience advertises technology E&O limits up to $10 million, available on both a primary and an excess basis. The page does not publish retentions or deductibles. ¹Company-reported. "A Broad Market Appetite" benefit, accessed 2026-09-23; the figure is a marketing maximum, not a specific quote.	TechInsurance says tech E&O policyholders pay a median of $67 per month, or about $807 a year, with the exact premium depending on profession risk, policy limits, the amount and access to personally identifiable information the company handles, and claims history. ⁴Company-reported. Tech E&O product page cost section; a company-reported median from TechInsurance's own book of business, not a published rate table.
Who It’s For	Resilience targets US technology E&O business with $25 million to $10 billion in revenue for primary and excess placements, spanning technology services, technology hardware, data centers, telecommunications, software and web services. ¹Company-reported. "A Broad Market Appetite" benefit and segment list on the product page, accessed 2026-09-23; smaller companies fall outside the published revenue range.	TechInsurance targets tech E&O at IT and technology businesses, listing software developers, MSPs, SaaS companies, IT consultants, app developers, data centers and cybersecurity firms among the professions it insures under this bundle. ⁴Company-reported. Tech E&O product page, Technology professionals we insure section.
Coverage Features	Resilience says its policy endorsements are integrated directly into the policy form, which it calls "Coverage Certainty," for what it describes as a straightforward, beginning-to-end read rather than a base form layered with separate endorsement documents. ¹Company-reported. "Coverage Certainty" benefit on the product page; the actual policy as issued controls. Resilience lists six technology segments it underwrites for E&O: technology services (MSP/MSSP, consulting, staffing, storage services, VARs), technology hardware and networking equipment manufacturing, data centers, telecommunications, software (including AI, security software and payment processors) and web services. ¹Company-reported. "Comprehensive coverage for technology risks" segment list on the product page, accessed 2026-09-23.	TechInsurance says the E&O half of the bundle covers claims over errors, undelivered services, missed deadlines, budget overruns and breach of contract, while the cyber half splits into first-party coverage (for breaches of the buyer's own systems) and third-party coverage (for breaches on a client's systems the buyer worked on). ⁴Company-reported. Tech E&O product page; general policy description, not a specific policy form. TechInsurance says the standard tech E&O bundle does not automatically include coverage for intellectual property or copyright disputes; that coverage usually must be added to the policy. ⁴Company-reported. Tech E&O product page, Does E&O insurance cover media and intellectual property (IP) rights? section.
Role in This Line	Resilience markets technology E&O as professional liability coverage for technology companies with complex risk, distributed in the US by a separate insurance agency rather than underwritten by the Resilience brand itself. ¹Company-reported. Technology E&O product page introduction, accessed 2026-09-23.	TechInsurance sells technology errors and omissions (tech E&O) as a bundle of two policies, errors and omissions insurance and cyber liability insurance, built specifically for IT and technology companies. ⁴Company-reported. Tech E&O product page.