Resilience vs StartupInsurance.ai: How Do They Compare for Tech E&O Insurance?

StartupInsurance.ai, an agent, suits a startup that wants its customer contracts checked against E&O wording before binding. Resilience is set up for tech firms with $25 million to $10 billion in revenue and limits up to $10 million.

Resilience writes Tech E&O up to $10 million, primary or excess, for US tech companies with $25 million to $10 billion in revenue. StartupInsurance.ai quotes startups online and checks your customer contracts' uptime and accuracy promises against the policy before binding. ^1,^2,^4,⁶

What Are the Key Differences Between Resilience and StartupInsurance.ai Tech E&O Insurance?

Mid-Market Insurer vs Startup Broker

Resilience writes Tech E&O for US companies with $25 million to $10 billion in revenue, advertising limits up to $10 million on a primary or excess basis, with no self-service application. StartupInsurance.ai, acting as your agent through ContractorNerd Insurance Services, quotes Tech E&O through an online form and publishes no revenue band or limits. Choose StartupInsurance.ai if you're under $25 million in revenue; choose Resilience if you're above it and need higher limits. ² ¹ ⁶ ⁵

Contract Check vs Built-In Endorsements

StartupInsurance.ai says most Tech E&O forms leave out accuracy warranties and uptime promises in customer contracts, so its free policy check reads your contracts against the form before binding. Resilience builds "Coverage Certainty" endorsements into its form so it reads cleanly start to finish, but describes no contract review. ⁴ ¹

What Should You Confirm in Resilience and StartupInsurance.ai Tech E&O Insurance Quotes?

Ask StartupInsurance.ai which insurer on its panel will issue your policy. Resilience's is Homeland Insurance Company of New York or of Delaware, distributed by Ocrea Risk Services. ² ⁴
Bring your MSAs to StartupInsurance.ai's policy check, and ask Resilience whether accuracy or uptime warranties are covered. ⁴ ¹
Ask StartupInsurance.ai whether the AI exclusion it warns about appears on your Tech E&O form. ⁴

Resilience vs StartupInsurance.ai Tech E&O Insurance Compared

Resilience vs StartupInsurance.ai: Tech E&O Insurance: documented features by provider

Criteria	Resilience Technology E&O	StartupInsurance.ai Technology Errors & Omissions (Tech E&O) Insurance
Coverage Features	Resilience says its policy endorsements are integrated directly into the policy form, which it calls "Coverage Certainty," for what it describes as a straightforward, beginning-to-end read rather than a base form layered with separate endorsement documents. ¹Company-reported. "Coverage Certainty" benefit on the product page; the actual policy as issued controls. Resilience lists six technology segments it underwrites for E&O: technology services (MSP/MSSP, consulting, staffing, storage services, VARs), technology hardware and networking equipment manufacturing, data centers, telecommunications, software (including AI, security software and payment processors) and web services. ¹Company-reported. "Comprehensive coverage for technology risks" segment list on the product page, accessed 2026-09-23.	StartupInsurance.ai says most tech E&O forms leave out coverage for accuracy warranties and uptime promises that a startup takes on by signing a customer contract, and that it reads customer contracts against the tech E&O policy before binding to catch that gap. ⁴Company-reported. Homepage "wording that still says yes" section; describes a general gap the brokerage says it looks for, not the terms of a specific StartupInsurance.ai-placed tech E&O policy. StartupInsurance.ai says one major carrier added a blanket AI exclusion to "D&O, E&O and fiduciary" forms at renewal; the page does not specify whether "E&O" here means technology E&O, professional E&O, or both. ⁴Company-reported. Homepage "wording that still says yes" section; the E&O reference is ambiguous between the two E&O lines the program sells, so this claim is not conclusively tech-E&O-specific.
Role in This Line	Resilience markets technology E&O as professional liability coverage for technology companies with complex risk, distributed in the US by a separate insurance agency rather than underwritten by the Resilience brand itself. ¹Company-reported. Technology E&O product page introduction, accessed 2026-09-23.	StartupInsurance.ai's coverage list places "Tech E&O and Professional Liability" as one program line, and ContractorNerd Insurance Services, LLC arranges it as agent/broker of record rather than underwriting it. ^4,⁶Company-reported. Homepage coverage list and ContractorNerd's terms and conditions on its producer role; the page bundles tech E&O with professional liability in this one catalogue entry rather than describing them separately.

Criteria

Resilience Technology E&O

StartupInsurance.ai Technology Errors & Omissions (Tech E&O) Insurance

Coverage Features

Resilience says its policy endorsements are integrated directly into the policy form, which it calls "Coverage Certainty," for what it describes as a straightforward, beginning-to-end read rather than a base form layered with separate endorsement documents. ¹Company-reported. "Coverage Certainty" benefit on the product page; the actual policy as issued controls.

Resilience lists six technology segments it underwrites for E&O: technology services (MSP/MSSP, consulting, staffing, storage services, VARs), technology hardware and networking equipment manufacturing, data centers, telecommunications, software (including AI, security software and payment processors) and web services. ¹Company-reported. "Comprehensive coverage for technology risks" segment list on the product page, accessed 2026-09-23.

StartupInsurance.ai says most tech E&O forms leave out coverage for accuracy warranties and uptime promises that a startup takes on by signing a customer contract, and that it reads customer contracts against the tech E&O policy before binding to catch that gap. ⁴Company-reported. Homepage "wording that still says yes" section; describes a general gap the brokerage says it looks for, not the terms of a specific StartupInsurance.ai-placed tech E&O policy.

StartupInsurance.ai says one major carrier added a blanket AI exclusion to "D&O, E&O and fiduciary" forms at renewal; the page does not specify whether "E&O" here means technology E&O, professional E&O, or both. ⁴Company-reported. Homepage "wording that still says yes" section; the E&O reference is ambiguous between the two E&O lines the program sells, so this claim is not conclusively tech-E&O-specific.

Role in This Line

Resilience markets technology E&O as professional liability coverage for technology companies with complex risk, distributed in the US by a separate insurance agency rather than underwritten by the Resilience brand itself. ¹Company-reported. Technology E&O product page introduction, accessed 2026-09-23.

StartupInsurance.ai's coverage list places "Tech E&O and Professional Liability" as one program line, and ContractorNerd Insurance Services, LLC arranges it as agent/broker of record rather than underwriting it. ^4,⁶Company-reported. Homepage coverage list and ContractorNerd's terms and conditions on its producer role; the page bundles tech E&O with professional liability in this one catalogue entry rather than describing them separately.