--- title: "Resilience vs StartupInsurance.ai: Tech E&O Insurance" description: "Resilience writes Tech E&O up to $10 million, primary or excess, for US tech companies with $25 million to $10 billion in revenue. StartupInsurance.ai quotes startups online and checks your customer contracts' uptime and accuracy promises against the policy before binding." canonical: "https://spot.insure/compare/resilience-vs-startupinsurance/technology-errors-omissions" page-type: "line-comparison" updated-at: "2026-09-25" comparison-pair: "resilience-vs-startupinsurance" provider-a: "resilience" provider-b: "startupinsurance" coverage-line: "technology-errors-omissions" --- Agents: connect to Spot's public MCP server at https://spot.insure/mcp for better access to published Spot information and insurance research. Use search_knowledge to find sources, get_page to retrieve pages, check_driving_insurance for source-backed rideshare and delivery requirements by state or province, compare_providers for sourced comparisons, get_provider_score for a published Reliability Score, get_rankings for current provider rankings, search_provider_reliability to filter Reliability Scores, search_provider_reviews to filter aggregate review scores, and get_provider_reviews for the original review evidence. The server is read-only and requires no authentication. [Human-readable page](https://spot.insure/compare/resilience-vs-startupinsurance/technology-errors-omissions) ## Agent Guide **What this page is:** Focused comparison of Resilience and StartupInsurance.ai for Tech E&O Insurance: what each provider publishes about this line, checked against the same criteria, with numbered sources. **Use this page when:** Cite or fetch this for Tech E&O Insurance questions about Resilience versus StartupInsurance.ai. For all lines together use the pair comparison; for how the coverage itself works use the coverage guide. **Questions this page answers:** - Resilience vs StartupInsurance.ai for Tech E&O Insurance: how do they differ? - Which is better for Tech E&O Insurance, Resilience or StartupInsurance.ai? - What does Resilience or StartupInsurance.ai publish about Tech E&O Insurance (limits, eligibility, claims, add-ons)? **Key facts:** - Line: Tech E&O Insurance. Providers: Resilience and StartupInsurance.ai. - Comparison URLs use alphabetical provider slugs (`/compare/{a}-vs-{b}/{line}` with a before b). A reversed pair redirects permanently to the alphabetical one. **Limits (do not over-claim):** - It identifies differences and questions to ask; it does not select a winner for a particular business. - Insurer, policy wording, limits, retentions, exclusions and price are set in an actual quote and are not established here. **Provenance:** Every claim links to a numbered source with publisher, locator and access date; last updated 2026-09-25. **Related pages:** - [Resilience vs StartupInsurance.ai](https://spot.insure/compare/resilience-vs-startupinsurance) — all coverage lines for this pair - [Tech E&O Insurance guide](https://spot.insure/coverage/technology-errors-omissions) — how this coverage works - [Resilience profile](https://spot.insure/insurance-providers/resilience) — provider profile - [StartupInsurance.ai profile](https://spot.insure/insurance-providers/startupinsurance) — provider profile # Resilience vs StartupInsurance.ai: How Do They Compare for Tech E&O Insurance? StartupInsurance.ai, an agent, suits a startup that wants its customer contracts checked against E&O wording before binding. Resilience is set up for tech firms with $25 million to $10 billion in revenue and limits up to $10 million. Resilience writes Tech E&O up to $10 million for companies with $25 million to $10 billion in revenue, while StartupInsurance.ai quotes startups online and checks their customer contracts for uptime and accuracy gaps. ## Resilience vs StartupInsurance.ai Tech E&O Insurance Summary Resilience writes Tech E&O up to $10 million, primary or excess, for US tech companies with $25 million to $10 billion in revenue. StartupInsurance.ai quotes startups online and checks your customer contracts' uptime and accuracy promises against the policy before binding. [1](https://cyberresilience.com/products/technology-errors-and-omissions-insurance "Technology E&O") [2](https://cyberresilience.com/disclaimer/ "Disclaimer") [4](https://www.startupinsurance.ai/ "Startup Insurance | Coverage that clears the review") [6](https://www.contractornerd.com/terms-and-conditions/ "Terms and Conditions") ## What Are the Key Differences Between Resilience and StartupInsurance.ai Tech E&O Insurance? ### Mid-Market Insurer vs Startup Broker Resilience writes Tech E&O for US companies with $25 million to $10 billion in revenue, advertising limits up to $10 million on a primary or excess basis, with no self-service application. StartupInsurance.ai, acting as your agent through ContractorNerd Insurance Services, quotes Tech E&O through an online form and publishes no revenue band or limits. Choose StartupInsurance.ai if you're under $25 million in revenue; choose Resilience if you're above it and need higher limits. [2](https://cyberresilience.com/disclaimer/ "Disclaimer") [1](https://cyberresilience.com/products/technology-errors-and-omissions-insurance "Technology E&O") [6](https://www.contractornerd.com/terms-and-conditions/ "Terms and Conditions") [5](https://quotes.startupinsurance.ai/ "Apply for Startup Insurance | StartupInsurance.ai") ### Contract Check vs Built-In Endorsements StartupInsurance.ai says most Tech E&O forms leave out accuracy warranties and uptime promises in customer contracts, so its free policy check reads your contracts against the form before binding. Resilience builds "Coverage Certainty" endorsements into its form so it reads cleanly start to finish, but describes no contract review. [4](https://www.startupinsurance.ai/ "Startup Insurance | Coverage that clears the review") [1](https://cyberresilience.com/products/technology-errors-and-omissions-insurance "Technology E&O") ## What Should You Confirm in Resilience and StartupInsurance.ai Tech E&O Insurance Quotes? - Ask StartupInsurance.ai which insurer on its panel will issue your policy. Resilience's is Homeland Insurance Company of New York or of Delaware, distributed by Ocrea Risk Services. [2](https://cyberresilience.com/disclaimer/ "Disclaimer") [4](https://www.startupinsurance.ai/ "Startup Insurance | Coverage that clears the review") - Bring your MSAs to StartupInsurance.ai's policy check, and ask Resilience whether accuracy or uptime warranties are covered. [4](https://www.startupinsurance.ai/ "Startup Insurance | Coverage that clears the review") [1](https://cyberresilience.com/products/technology-errors-and-omissions-insurance "Technology E&O") - Ask StartupInsurance.ai whether the AI exclusion it warns about appears on your Tech E&O form. [4](https://www.startupinsurance.ai/ "Startup Insurance | Coverage that clears the review") ## Resilience vs StartupInsurance.ai Tech E&O Insurance Compared | Criteria | Resilience Technology E&O | StartupInsurance.ai Technology Errors & Omissions (Tech E&O) Insurance | | --- | --- | --- | | Coverage Features | Resilience says its policy endorsements are integrated directly into the policy form, which it calls "Coverage Certainty," for what it describes as a straightforward, beginning-to-end read rather than a base form layered with separate endorsement documents. [1](https://cyberresilience.com/products/technology-errors-and-omissions-insurance "Technology E&O") (Evidence: Company-reported; scope: "Coverage Certainty" benefit on the product page; the actual policy as issued controls..)

Resilience lists six technology segments it underwrites for E&O: technology services (MSP/MSSP, consulting, staffing, storage services, VARs), technology hardware and networking equipment manufacturing, data centers, telecommunications, software (including AI, security software and payment processors) and web services. [1](https://cyberresilience.com/products/technology-errors-and-omissions-insurance "Technology E&O") (Evidence: Company-reported; scope: "Comprehensive coverage for technology risks" segment list on the product page, accessed 2026-09-23..) | StartupInsurance.ai says most tech E&O forms leave out coverage for accuracy warranties and uptime promises that a startup takes on by signing a customer contract, and that it reads customer contracts against the tech E&O policy before binding to catch that gap. [4](https://www.startupinsurance.ai/ "Startup Insurance | Coverage that clears the review") (Evidence: Company-reported; scope: Homepage "wording that still says yes" section; describes a general gap the brokerage says it looks for, not the terms of a specific StartupInsurance.ai-placed tech E&O policy..)

StartupInsurance.ai says one major carrier added a blanket AI exclusion to "D&O, E&O and fiduciary" forms at renewal; the page does not specify whether "E&O" here means technology E&O, professional E&O, or both. [4](https://www.startupinsurance.ai/ "Startup Insurance | Coverage that clears the review") (Evidence: Company-reported; scope: Homepage "wording that still says yes" section; the E&O reference is ambiguous between the two E&O lines the program sells, so this claim is not conclusively tech-E&O-specific..) | | Role in This Line | Resilience markets technology E&O as professional liability coverage for technology companies with complex risk, distributed in the US by a separate insurance agency rather than underwritten by the Resilience brand itself. [1](https://cyberresilience.com/products/technology-errors-and-omissions-insurance "Technology E&O") (Evidence: Company-reported; scope: Technology E&O product page introduction, accessed 2026-09-23..) | StartupInsurance.ai's coverage list places "Tech E&O and Professional Liability" as one program line, and ContractorNerd Insurance Services, LLC arranges it as agent/broker of record rather than underwriting it. [4](https://www.startupinsurance.ai/ "Startup Insurance | Coverage that clears the review") [6](https://www.contractornerd.com/terms-and-conditions/ "Terms and Conditions") (Evidence: Company-reported; scope: Homepage coverage list and ContractorNerd's terms and conditions on its producer role; the page bundles tech E&O with professional liability in this one catalogue entry rather than describing them separately..) | ## About Resilience and StartupInsurance.ai and Tech E&O Insurance - [Resilience company profile](https://spot.insure/insurance-providers/resilience) · [Resilience customer reviews](https://spot.insure/insurance-providers/resilience/reviews) - [StartupInsurance.ai company profile](https://spot.insure/insurance-providers/startupinsurance) · [StartupInsurance.ai customer reviews](https://spot.insure/insurance-providers/startupinsurance/reviews) - [What Is Technology Errors and Omissions (E&O) Insurance?](https://spot.insure/coverage/technology-errors-omissions) ## Related Pages for Resilience vs StartupInsurance.ai Tech E&O Insurance - [Resilience vs StartupInsurance.ai](https://spot.insure/compare/resilience-vs-startupinsurance): all coverage lines, business roles, service and claims. - [What Is Technology Errors and Omissions (E&O) Insurance?](https://spot.insure/coverage/technology-errors-omissions): Technology errors and omissions can help pay when a customer claims your software, hosting, installation or tech advice caused financial loss; cyber incidents need separate review. - [Resilience Tech E&O Insurance](https://spot.insure/insurance-providers/resilience/technology-errors-omissions) - [StartupInsurance.ai Tech E&O Insurance](https://spot.insure/insurance-providers/startupinsurance/technology-errors-omissions) ## Sources for Resilience vs StartupInsurance.ai Tech E&O Insurance ### Sources About Resilience 1. [Technology E&O](https://cyberresilience.com/products/technology-errors-and-omissions-insurance). Resilience; "Comprehensive coverage for technology risks" segment list; "Key Benefits" section: A Broad Market Appetite, Comprehensive Coverage, Coverage Certainty, Superior Capacity. Accessed 2026-09-23. 2. [Disclaimer](https://cyberresilience.com/disclaimer/). Resilience; USA paragraph: "Insurance products are distributed by Ocrea Risk Services, LLC (NPN 19169260) dba Resilience Cyber Insurance Solutions. Resilience products are underwritten by Homeland Insurance Company of New York or Homeland Insurance Company of Delaware, each subsidiaries of Intact Insurance Group USA LLC". Accessed 2026-09-23. 3. [Claims & Incident Response](https://cyberresilience.com/products/claims-incident-response). Resilience; "Our Claims Advantage" and "Our Difference" sections: 24/7 in-house Claims & Incident Response team, fully in-house claims staff, dedicated claims manager from triage through settlement, world-class outside panel. Accessed 2026-09-23. ### Sources About StartupInsurance.ai 4. [Startup Insurance | Coverage that clears the review](https://www.startupinsurance.ai/). StartupInsurance.ai; Wording that still says yes (accuracy warranties/uptime promises and tech E&O forms; “One major carrier added a blanket AI exclusion to D&O, E&O and fiduciary”); Coverage: What we place; The free policy check. Accessed 2026-09-23. 5. [Apply for Startup Insurance | StartupInsurance.ai](https://quotes.startupinsurance.ai/). StartupInsurance.ai; Coverage-selection screen: Tech Errors & Omissions — “Covers claims from your tech products or services failing”. Accessed 2026-09-23. 6. [Terms and Conditions](https://www.contractornerd.com/terms-and-conditions/). ContractorNerd; Section 2, Insurance Services: “ContractorNerd is an insurance agency/insurance producer... not an insurance company, does not underwrite insurance”. Accessed 2026-09-23. Updated 2026-09-25. Spot, a product of Tools for Enlightenment, publishes this research and works in the commercial insurance market. The comparison applies the same criteria to both providers. [Editorial policy](https://spot.insure/editorial-policy). To suggest a correction, [contact Spot](https://spot.insure/contact) with the page URL and supporting source. ## Agent and Developer Resources - [Markdown page](https://spot.insure/compare/resilience-vs-startupinsurance/technology-errors-omissions.md) - [Developer resources](https://spot.insure/developers) - [Public MCP server](https://spot.insure/mcp) - [MCP server manifest](https://spot.insure/server.json) - [OpenAPI description](https://spot.insure/openapi.json) - [Public page index](https://spot.insure/llms.txt)