Relm Insurance vs Resilience: How Do They Compare for Tech E&O Insurance?

Resilience publishes limits up to $10 million for tech firms with $25 million to $10 billion in revenue, distributed by an agency; Relm Insurance covers software and tech service firms and adds a separate fintech E&O product.

Relm sells Tech E&O separately from cyber and offers a dedicated Fintech E&O product for blockchain and regulatory exposures. Resilience offers Tech E&O up to $10 million, primary or excess, for US tech companies with $25 million to $10 billion in revenue. ^1,^2,³

What Are the Key Differences Between Relm Insurance and Resilience Tech E&O Insurance?

Fintech Product vs Published Size Band

Relm says standard Tech E&O isn't always enough for fintech companies and offers a separate Fintech E&O product for blockchain vulnerabilities and regulatory scrutiny, alongside Tech E&O for any business delivering software or tech services. Resilience writes Tech E&O for US companies with $25 million to $10 billion in revenue across tech services, hardware, data centers, telecom, software (including AI, security and payment processors) and web services, with no separate fintech product. Choose Relm if you're a fintech or blockchain company, or under $25 million in revenue; choose Resilience if you're above $25 million and need up to $10 million in limits. ¹ ²

AI Risks and Limits

Relm names AI risks such as biased model decisions, model theft and data poisoning, and sells cyber as a separate product. Resilience advertises limits up to $10 million, primary or excess; Relm publishes no limits or retentions. ¹ ²

What Should You Confirm in Relm Insurance and Resilience Tech E&O Insurance Quotes?

Ask Relm which insurer issues its policy. Resilience's is Homeland Insurance Company of New York or of Delaware, distributed by Ocrea Risk Services; confirm which. ³ ¹
If you're in fintech, ask Relm to quote Fintech E&O rather than standard Tech E&O. ¹ ²
Compare the limit on Relm's quote with Resilience's $10 million maximum. ² ¹
Don't treat Relm's cyber product as a substitute for Tech E&O. ¹

Relm Insurance vs Resilience Tech E&O Insurance Compared

Relm Insurance vs Resilience: Tech E&O Insurance: documented features by provider

Criteria	Relm Technology Errors and Omissions Insurance	Resilience Technology E&O
Who It’s For	Relm says a business is exposed if it delivers software or tech services, citing risks from AI models making biased decisions, model theft, or data poisoning as examples of the kinds of claims that can arise. ¹Company-reported. Cyber and Tech E&O page framing; not a guarantee of eligibility for a particular company.	Resilience targets US technology E&O business with $25 million to $10 billion in revenue for primary and excess placements, spanning technology services, technology hardware, data centers, telecommunications, software and web services. ²Company-reported. "A Broad Market Appetite" benefit and segment list on the product page, accessed 2026-09-23; smaller companies fall outside the published revenue range.
Coverage Features	Relm says Tech E&O covers claims relating to inadequate service delivery or failure to meet contractual obligations, system failures or software glitches affecting customers' operations, and negligent advice, misrepresentation or failure to disclose product limitations, typically including legal defense fees, settlements and judgments. ¹Company-reported. Cyber and Tech E&O page 'What is Tech E&O Insurance?' section; the issued policy and declarations control. Relm says standard Tech E&O is not always sufficient for fintech companies and offers a distinct Fintech Errors and Omissions product addressing blockchain-related vulnerabilities and heightened regulatory scrutiny. ¹Company-reported. Cyber and Tech E&O page 'What is Fintech Errors and Omissions Insurance?' section; a related but separate product. Relm explicitly says there is some overlap between Tech E&O and cyber coverage, but having one does not protect a client from the exposures the other addresses. ¹Company-reported. Cyber and Tech E&O page 'Who Needs Cyber and Tech E&O Insurance?' section.	Resilience says its policy endorsements are integrated directly into the policy form, which it calls "Coverage Certainty," for what it describes as a straightforward, beginning-to-end read rather than a base form layered with separate endorsement documents. ²Company-reported. "Coverage Certainty" benefit on the product page; the actual policy as issued controls. Resilience lists six technology segments it underwrites for E&O: technology services (MSP/MSSP, consulting, staffing, storage services, VARs), technology hardware and networking equipment manufacturing, data centers, telecommunications, software (including AI, security software and payment processors) and web services. ²Company-reported. "Comprehensive coverage for technology risks" segment list on the product page, accessed 2026-09-23.
Role in This Line	Relm markets Technology Errors and Omissions as professional liability for the technology sector, separate from the cyber liability product on the same page. ¹Company-reported. Relm line-of-business page (Relm sells through brokers); not a statement identifying the issuing insurer for a given placement.	Resilience markets technology E&O as professional liability coverage for technology companies with complex risk, distributed in the US by a separate insurance agency rather than underwritten by the Resilience brand itself. ²Company-reported. Technology E&O product page introduction, accessed 2026-09-23.

Criteria

Relm Technology Errors and Omissions Insurance

Resilience Technology E&O

Who It’s For

Relm says a business is exposed if it delivers software or tech services, citing risks from AI models making biased decisions, model theft, or data poisoning as examples of the kinds of claims that can arise. ¹Company-reported. Cyber and Tech E&O page framing; not a guarantee of eligibility for a particular company.

Resilience targets US technology E&O business with $25 million to $10 billion in revenue for primary and excess placements, spanning technology services, technology hardware, data centers, telecommunications, software and web services. ²Company-reported. "A Broad Market Appetite" benefit and segment list on the product page, accessed 2026-09-23; smaller companies fall outside the published revenue range.

Coverage Features

Relm says Tech E&O covers claims relating to inadequate service delivery or failure to meet contractual obligations, system failures or software glitches affecting customers' operations, and negligent advice, misrepresentation or failure to disclose product limitations, typically including legal defense fees, settlements and judgments. ¹Company-reported. Cyber and Tech E&O page 'What is Tech E&O Insurance?' section; the issued policy and declarations control.

Relm says standard Tech E&O is not always sufficient for fintech companies and offers a distinct Fintech Errors and Omissions product addressing blockchain-related vulnerabilities and heightened regulatory scrutiny. ¹Company-reported. Cyber and Tech E&O page 'What is Fintech Errors and Omissions Insurance?' section; a related but separate product.

Relm explicitly says there is some overlap between Tech E&O and cyber coverage, but having one does not protect a client from the exposures the other addresses. ¹Company-reported. Cyber and Tech E&O page 'Who Needs Cyber and Tech E&O Insurance?' section.

Resilience says its policy endorsements are integrated directly into the policy form, which it calls "Coverage Certainty," for what it describes as a straightforward, beginning-to-end read rather than a base form layered with separate endorsement documents. ²Company-reported. "Coverage Certainty" benefit on the product page; the actual policy as issued controls.

Resilience lists six technology segments it underwrites for E&O: technology services (MSP/MSSP, consulting, staffing, storage services, VARs), technology hardware and networking equipment manufacturing, data centers, telecommunications, software (including AI, security software and payment processors) and web services. ²Company-reported. "Comprehensive coverage for technology risks" segment list on the product page, accessed 2026-09-23.

Role in This Line

Relm markets Technology Errors and Omissions as professional liability for the technology sector, separate from the cyber liability product on the same page. ¹Company-reported. Relm line-of-business page (Relm sells through brokers); not a statement identifying the issuing insurer for a given placement.

Resilience markets technology E&O as professional liability coverage for technology companies with complex risk, distributed in the US by a separate insurance agency rather than underwritten by the Resilience brand itself. ²Company-reported. Technology E&O product page introduction, accessed 2026-09-23.