Relm Insurance vs Resilience: How Do They Compare for Cyber Insurance?

Relm Insurance sells cyber through brokers next to its tech E&O product; Resilience advertises limits up to $20 million with threat monitoring and attack simulations.

Resilience advertises cyber limits up to $20 million, pairs the policy with Risk Operations Center monitoring, and names Homeland Insurance Company of New York or Delaware as possible issuers. Relm sells through brokers and publishes neither a limit nor those services. ^2,¹

What Are the Key Differences Between Relm Insurance and Resilience Cyber Insurance?

Posted Limits and Named Issuers Versus Broker-Only Silence

Resilience advertises cyber limits up to $20 million, primary or excess, with an eCrime sublimit up to $500,000, and its U.S. disclosure names Homeland Insurance Company of New York or Homeland Insurance Company of Delaware as possible underwriters. Relm sells through brokers, does not name an issuing insurer, and does not post a limit. Choose Resilience if a $20 million ceiling and a named possible issuer matter; choose Relm if you already have a broker placing emerging-risk industries. ² ³ ¹

Monitoring and Simulations Versus Coverage Categories

Resilience says policyholders get threat monitoring from its Risk Operations Center and AttackIQ breach-and-attack simulations. Relm does not describe those services; it instead splits first-party cyber from third-party liability and lists network breaches, extortion, ransom and digital crime such as funds-transfer fraud. ² ¹

In-House Claims Versus No Claims Desk on Relm's Page

Resilience describes a 24/7 in-house claims and incident-response team with one manager from triage through settlement. Relm's reviewed page does not describe claims handling. ⁴ ¹

What Should You Confirm in Relm Insurance and Resilience Cyber Insurance Quotes?

Ask Resilience which Homeland company would issue your policy. ³
Ask Relm's broker whether first-party, third-party, or both are quoted. ¹
If you need more than $20 million, ask whether either path can arrange it. ²

Relm Insurance vs Resilience Cyber Insurance Compared

Relm Insurance vs Resilience: Cyber Insurance: documented features by provider

Criteria	Relm Cyber Insurance	Resilience Cyber Insurance
Who It’s For	Relm says a business is exposed to cyber risk if it relies on digital infrastructure, and frames the coverage around sectors with 'untested legal terrain and lagging regulation.' ¹Company-reported. Cyber and Tech E&O page framing; not a guarantee of eligibility for a particular company.	Resilience markets US cyber insurance across industries including healthcare, higher education, financial institutions and services, manufacturing, construction, law firms, professional services, public entities, retail, hospitality, technology, life sciences, medical devices and pharmaceuticals. ²Company-reported. "Broad Market Appetite" availability table for the United States, accessed 2026-09-23; the table does not state a minimum revenue or company-size threshold for cyber (unlike the separate tech E&O appetite range).
Coverage Features	Relm says cyber coverage addresses network security breaches, privacy breaches and extortion threats, including data breach response costs (notification, credit monitoring, PR), forensic investigation and legal defense, ransom payments and business interruption losses, data and asset recovery, and digital crime such as funds transfer fraud and invoice manipulation. ¹Company-reported. Cyber and Tech E&O page 'What is Cyber Insurance?' section; the issued policy and declarations control. Relm distinguishes first-party cyber coverage (the insured's own losses) from third-party cyber liability (claims against the client resulting from a loss), saying third-party cyber typically covers legal fees, settlements and regulatory penalties. ¹Company-reported. Cyber and Tech E&O page 'First-Party Vs. Third-Party Cyber Liability Insurance' section.	Resilience lists privacy wrongful-act coverage, eCrime coverage up to $500,000, coverage for incident costs that exceed the policy limit (such as legal, forensics and crisis communications), and funds-transfer-fraud recovery assistance among its cyber policy features. ²Company-reported. "Policy Coverage" section of the product page; actual insuring agreements, sublimits and exclusions are set by the issued policy.
Role in This Line	Relm markets cyber liability insurance as a distinct line on the same page as its Technology Errors and Omissions product, explicitly noting the two are related but not the same coverage. ¹Company-reported. Relm line-of-business page (Relm sells through brokers); not a statement identifying the issuing insurer for a given placement. This record covers general cyber liability, distinct from Relm's separate generative-ai-liability offering record covering its NOVAAI, PONTAAI and RESCAAI AI-specific products.	Resilience pairs a cyber insurance policy with security services such as threat monitoring and breach-and-attack simulations. In the US, the policy is placed by a distributor rather than underwritten by the Resilience brand itself. ²Company-reported. Cyber Insurance product page description of the combined offering, accessed 2026-09-23.

Criteria

Relm Cyber Insurance

Resilience Cyber Insurance

Who It’s For

Relm says a business is exposed to cyber risk if it relies on digital infrastructure, and frames the coverage around sectors with 'untested legal terrain and lagging regulation.' ¹Company-reported. Cyber and Tech E&O page framing; not a guarantee of eligibility for a particular company.

Resilience markets US cyber insurance across industries including healthcare, higher education, financial institutions and services, manufacturing, construction, law firms, professional services, public entities, retail, hospitality, technology, life sciences, medical devices and pharmaceuticals. ²Company-reported. "Broad Market Appetite" availability table for the United States, accessed 2026-09-23; the table does not state a minimum revenue or company-size threshold for cyber (unlike the separate tech E&O appetite range).

Coverage Features

Relm says cyber coverage addresses network security breaches, privacy breaches and extortion threats, including data breach response costs (notification, credit monitoring, PR), forensic investigation and legal defense, ransom payments and business interruption losses, data and asset recovery, and digital crime such as funds transfer fraud and invoice manipulation. ¹Company-reported. Cyber and Tech E&O page 'What is Cyber Insurance?' section; the issued policy and declarations control.

Relm distinguishes first-party cyber coverage (the insured's own losses) from third-party cyber liability (claims against the client resulting from a loss), saying third-party cyber typically covers legal fees, settlements and regulatory penalties. ¹Company-reported. Cyber and Tech E&O page 'First-Party Vs. Third-Party Cyber Liability Insurance' section.

Resilience lists privacy wrongful-act coverage, eCrime coverage up to $500,000, coverage for incident costs that exceed the policy limit (such as legal, forensics and crisis communications), and funds-transfer-fraud recovery assistance among its cyber policy features. ²Company-reported. "Policy Coverage" section of the product page; actual insuring agreements, sublimits and exclusions are set by the issued policy.

Role in This Line

Relm markets cyber liability insurance as a distinct line on the same page as its Technology Errors and Omissions product, explicitly noting the two are related but not the same coverage. ¹Company-reported. Relm line-of-business page (Relm sells through brokers); not a statement identifying the issuing insurer for a given placement. This record covers general cyber liability, distinct from Relm's separate generative-ai-liability offering record covering its NOVAAI, PONTAAI and RESCAAI AI-specific products.

Resilience pairs a cyber insurance policy with security services such as threat monitoring and breach-and-attack simulations. In the US, the policy is placed by a distributor rather than underwritten by the Resilience brand itself. ²Company-reported. Cyber Insurance product page description of the combined offering, accessed 2026-09-23.