Pie Insurance vs 
Travelers: How Do They Compare for Professional Liability (E&O) Insurance?
Insurer or intermediary: Travelers underwrites E&O written for the buyer's profession and routes you to an independent agent, while Pie Insurance works through carrier partners and starts a quote on its website.
Travelers offers separate E&O policies for named professions such as accountants and lawyers; Pie presents one product across a broad list of professions. 1,2
What Are the Key Differences Between Pie Insurance and Travelers Professional Liability (E&O) Insurance?
One Broad Product Versus Profession-Specific Policies
Pie names architects, contractors, attorneys, engineers, consultants, marketers, counselors and real estate agents as potential E&O buyers for its product. 1 Travelers separates coverage into profession-specific products and directs buyers to independent agents. 2
Who Underwrites the Policy
Pie's page names no specific insurer, referring only to "our insurance carrier partners." 1 Travelers' E&O page footer names Travelers Casualty and Surety Company of America and its property-casualty affiliates, though it also states the material does not amend any issued policy, so the exact issuing entity depends on the product placed. 2
How You Start a Quote
Pie directs buyers to contact the company to start a quote, without a self-serve online path for this line. 1 Travelers directs buyers to talk to an independent agent to place E&O coverage, and tells agents to use its management-and-professional-liability applications and forms library. 2
What Should You Confirm in Pie Insurance and Travelers Professional Liability (E&O) Insurance Quotes?
- Ask Travelers which named product applies to your profession, and confirm the exact issuing entity for that policy. 2
- Ask Pie to name the specific carrier partner that would issue your policy, since its page names none. 1
- Neither company's reviewed page publishes coverage limits; ask both for specific figures. 1 2
- If you don't already work with an independent agent, ask whether Travelers can connect you with one, since it has no self-serve online path for this line. 2
Pie Insurance vs Travelers Professional Liability (E&O) Compared
Pie Insurance vs Travelers: Professional Liability (E&O) Insurance: documented features by provider
| Criteria | Pie Errors and Omissions Insurance | Travelers Errors and Omissions Insurance |
|---|---|---|
| Who It’s For | Pie names architects, contractors, attorneys, engineers, consultants, marketers, counselors, and real estate agents as professionals who often carry E&O insurance, and notes some states or clients require proof of coverage. 1Company-reported. Errors and Omissions product page as read on 2026-09-23; not an exhaustive eligibility list. | Travelers offers separate E&O products by profession, including accountants, design professionals, lawyers, real estate professionals, insurance professionals, life/accident/health insurance agents, managed care organizations, financial institutions and a miscellaneous professional liability option for other client-facing professionals. 2Company-reported. Product-selection list on the E&O page. |
| How to Apply | Pie directs errors and omissions buyers to contact the company to start a quote through its website. 1Company-reported. Errors and Omissions product page as read on 2026-09-23. | Travelers directs buyers to talk to an independent agent to place E&O coverage, and tells agents to use its management-and-professional-liability applications and forms library. 2,3Company-reported. E&O page CTA and video transcript. |
| Coverage Features | Pie describes errors and omissions insurance, also called professional liability insurance, as covering legal fees, costs, and damages for claims that a business's advice or services caused harm, including claims of inaccurate advice, misrepresentation, negligence, or violation of good faith, but says it does not protect against criminal prosecution. 1Company-reported. Errors and Omissions product page as read on 2026-09-23; the issued policy controls actual insuring agreements and exclusions. | Travelers describes E&O as covering the costs of client allegations of inadequate work, negligent actions or failure to meet the expected level of service, including legal defense and settlement costs, and says coverage can be customized to the risks of a specific profession. 2Company-reported. E&O overview and video transcript; exclusions and limits are not detailed on this page and depend on the policy as issued. |
| Role in This Line | Pie says it helps small businesses get the best errors and omissions coverage 'from our insurance carrier partners,' identifying itself as an intermediary rather than the underwriter for this line. 1Company-reported. Errors and Omissions product page as read on 2026-09-23. | Travelers underwrites errors and omissions insurance as one of several management and professional liability products, sold as a standalone policy written for the buyer's profession rather than bundled with other lines by default. 2,3Company-reported. E&O and management-liability product pages, as read on 2026-09-23. |
