Pie Insurance vs 
Travelers: How Do They Compare for Cyber Insurance?
Travelers underwrites CyberRisk Tech for technology and life-sciences companies through independent agents; Pie Insurance markets cyber to small businesses generally through partner carriers.
Travelers writes CyberRisk Tech for technology and life-sciences firms and includes Cyber Risk Services at no extra cost. Pie places small-business cyber through unnamed carrier partners and does not describe a comparable monitoring bundle. 2,1
What Are the Key Differences Between Pie Insurance and Travelers Cyber Insurance?
Technology Specialty Versus Small-Business Partners
Travelers targets CyberRisk Tech at technology and life-sciences companies. Pie markets cyber to small businesses generally through unnamed carrier partners, beside workers' compensation, auto and BOP. Choose Travelers if you fit those two industries and want the insurer to underwrite you; choose Pie if you want a small-business quote start without a technology-only appetite. 2 1
Bundled Monitoring Versus Coverage Scenarios
Travelers includes Cyber Risk Services at no additional cost for cyber-coverage policyholders.
Travelers includes Cyber Risk Services at no additional cost for Cyber-coverage policyholders: a 24/7 Cyber Risk Dashboard, continuous threat monitoring, pre-breach consultation, and post-breach support pairing policyholders with Claim specialists and an outside cyber breach coach who connects them to forensics investigators and crisis communications professionals. 2Company-reported. Product page "How can technology companies identify cyber risks earlier?" and "How do Cyber Risk Services support technology and life sciences policyholders?" sections; availability varies by policy eligibility.
Pie lists identity theft, cyber extortion and lawsuit protection as scenarios coverage can respond to, without a dashboard or breach-coach bundle. 1
Combined Tech E&O Versus a Standalone Small-Business Line
Travelers lets a buyer pick cyber, technology E&O, or both in the same CyberRisk Tech policy. Pie treats cyber as its own small-business product and does not describe a combined tech E&O election on the reviewed page. 2 1
What Should You Confirm in Pie Insurance and Travelers Cyber Insurance Quotes?
Pie Insurance vs Travelers Cyber Insurance Compared
Pie Insurance vs Travelers: Cyber Insurance: documented features by provider
| Criteria | Pie Cyber Insurance for Small Businesses | Travelers CyberRisk Tech |
|---|---|---|
| Who It’s For | Pie markets cyber insurance to small businesses generally, cross-selling it alongside workers' compensation, commercial auto, and BOP insurance on other small-business product pages. 1Company-reported. Cyber Insurance product page as read on 2026-09-23; no minimum size, revenue, or industry restriction was published. | Travelers targets CyberRisk Tech at technology and life-sciences companies, citing their reliance on digital systems and sensitive data, including intellectual property and patient or clinical information. 2Company-reported. Product page introduction. |
| How to Apply | Pie directs cyber buyers to contact the company to start a quote through its website. 1Company-reported. Cyber Insurance product page as read on 2026-09-23. | CyberRisk Tech is bought through a Travelers independent agent or Travelers representative. 2Company-reported. Product page "Consult your insurance agent about cyber insurance for technology and life sciences" section. |
| Coverage Features | Pie describes its cyber policies as varying by business need, with first-party coverage for expenses when a business's own data is stolen or network hacked, and third-party coverage to help if the business is sued over a cybercrime affecting others. 1Company-reported. Cyber Insurance product page as read on 2026-09-23; the issued policy controls the specific insuring agreements and exclusions. Pie lists identity theft (for an employee or customer's stolen identity), cyber extortion (help regaining private information after an extortion event), and financial protection against related lawsuits as scenarios its cyber coverage responds to. 1Company-reported. Cyber Insurance product page as read on 2026-09-23. | Travelers says CyberRisk Tech includes technology errors and omissions, privacy and security, media and regulatory proceedings liability insuring agreements, plus breach response, cybercrime and business loss (first-party) coverages such as forensic investigations, public relations costs, business interruption loss and cyber extortion costs. 2Company-reported. Product page "How does CyberRisk tech coverage mitigate cyber risk?" and "What does cyber insurance coverage for technology companies include?" sections; exact terms and exclusions are set by the issued policy. |
| Role in This Line | Pie says it helps small businesses get the best cyber coverage 'from our insurance carrier partners,' identifying itself as an intermediary rather than the underwriter for this line. 1Company-reported. Cyber Insurance product page as read on 2026-09-23. | Travelers underwrites CyberRisk Tech as a scalable policy for technology and life-sciences companies, letting a business choose cyber protection, technology E&O protection, or both within the same policy. 2Company-reported. Product page "What does cyber insurance coverage for technology companies include?" section. |
