Pie Insurance vs TechInsurance: How Do They Compare for General Liability Insurance?

TechInsurance arranges general liability for small businesses that deal with the public and reports a median of $45 per month; Pie Insurance says it gets small businesses coverage from its carrier partners.

TechInsurance reports a median general liability premium of $45 a month and says about 90% of its customers choose $1M/$2M limits, figures Pie's general liability page does not publish. ^2,¹

What Are the Key Differences Between Pie Insurance and TechInsurance General Liability Insurance?

Pricing Transparency

Pie's general liability page does not publish limits, deductibles or premium ranges for the line. ¹ TechInsurance instead reports that nearly 90% of its customers choose $1 million per-occurrence and $2 million aggregate limits, at a median premium of $45 a month:

TechInsurance says nearly 90% of its customers choose a general liability policy with a $1 million per-occurrence limit and a $2 million aggregate limit, and that its customers pay a median of $45 per month for the coverage. ²Company-reported. General liability product page; a company-reported median and common-limit figure from TechInsurance's own book of business, not a published rate table.

Who Each Sells To

Pie markets general liability to small businesses generally, cross-selling it alongside workers' compensation, commercial auto, cyber and BOP coverage. ¹ TechInsurance narrows its framing to businesses that interact with the public: those that let customers into a store or office, visit client sites, handle client property, sell products or advertise online. ²

Who Underwrites the Policy

Pie names only unspecified "insurance carrier partners" for this line. ¹ TechInsurance's page similarly does not name an insurer, but describes returning quotes from multiple carriers rather than placing with a single named partner group. ²

What Should You Confirm in Pie Insurance and TechInsurance General Liability Insurance Quotes?

Ask Pie to name the carrier partner underwriting your policy and to provide sample limits in writing. ¹
Ask TechInsurance which carrier from its quote set is actually issuing your policy. ²
Compare TechInsurance's median $45-a-month figure against your own quote, since it reflects TechInsurance's book of business rather than a rate guarantee. ²
Ask whether TechInsurance's same-day certificate of insurance applies to your specific quote before you rely on that timeline. ²

Pie Insurance vs TechInsurance General Liability Insurance Compared

Pie Insurance vs TechInsurance: General Liability Insurance: documented features by provider

Criteria	Pie General Liability Insurance	TechInsurance Commercial General Liability Insurance
Who It’s For	Pie calls general liability 'one of the most common types of insurance that businesses carry' and markets it to small businesses generally, cross-selling it alongside workers' compensation, commercial auto, cyber, and BOP insurance. ¹Company-reported. General Liability product page as read on 2026-09-23; no minimum size or industry restriction was published.	TechInsurance targets general liability at small businesses that interact with the public, including those that let customers into a store or office, visit clients' homes or businesses, handle client property, sell products, or advertise online. ²Company-reported. General liability product page.
How to Apply	Pie directs general liability buyers to contact the company to start a quote through its website. ¹Company-reported. General Liability product page as read on 2026-09-23.	You request general liability quotes online through a short application; TechInsurance says licensed agents in all 50 states are available to help pick a policy, and a certificate of insurance is typically available the same day you buy coverage. ²Company-reported. General liability product page application and certificate sections.
Coverage Features	Pie lists bodily injury, property damage, reputation harm (slander and libel claims), product liability, and advertising injury as the categories its general liability coverage typically addresses. ¹Company-reported. General Liability product page as read on 2026-09-23; the issued policy controls actual insuring agreements and exclusions.	TechInsurance says general liability insurance covers third-party bodily injury, property damage, copyright infringement, defamation (libel or slander), and often includes product liability coverage or the option to add it by endorsement. ²Company-reported. General liability product page; general policy description, not a specific policy form.
Role in This Line	Pie says it helps small businesses get the best general liability coverage 'from our insurance carrier partners,' identifying itself as an intermediary rather than the underwriter for this line. ¹Company-reported. General Liability product page as read on 2026-09-23.	TechInsurance arranges general liability insurance for small businesses and describes it as often the first policy small business owners buy. ²Company-reported. General liability product page.