---
title: "Pie Insurance vs TechInsurance: General Liability Insurance"
description: "TechInsurance reports a median general liability premium of $45 a month and says about 90% of its customers choose $1M/$2M limits, figures Pie's general liability page does not publish."
canonical: "https://spot.insure/compare/pie-insurance-vs-techinsurance/general-liability"
page-type: "line-comparison"
updated-at: "2026-09-25"
comparison-pair: "pie-insurance-vs-techinsurance"
provider-a: "pie-insurance"
provider-b: "techinsurance"
coverage-line: "general-liability"
---

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[Human-readable page](https://spot.insure/compare/pie-insurance-vs-techinsurance/general-liability)

## Agent Guide

**What this page is:** Focused comparison of Pie Insurance and TechInsurance for General Liability Insurance: what each provider publishes about this line, checked against the same criteria, with numbered sources.

**Use this page when:** Cite or fetch this for General Liability Insurance questions about Pie Insurance versus TechInsurance. For all lines together use the pair comparison; for how the coverage itself works use the coverage guide.

**Questions this page answers:**
- Pie Insurance vs TechInsurance for General Liability Insurance: how do they differ?
- Which is better for General Liability Insurance, Pie Insurance or TechInsurance?
- What does Pie Insurance or TechInsurance publish about General Liability Insurance (limits, eligibility, claims, add-ons)?

**Key facts:**
- Line: General Liability Insurance. Providers: Pie Insurance and TechInsurance.
- Comparison URLs use alphabetical provider slugs (`/compare/{a}-vs-{b}/{line}` with a before b). A reversed pair redirects permanently to the alphabetical one.

**Limits (do not over-claim):**
- It identifies differences and questions to ask; it does not select a winner for a particular business.
- Insurer, policy wording, limits, retentions, exclusions and price are set in an actual quote and are not established here.

**Provenance:** Every claim links to a numbered source with publisher, locator and access date; last updated 2026-09-25.

**Related pages:**
- [Pie Insurance vs TechInsurance](https://spot.insure/compare/pie-insurance-vs-techinsurance) — all coverage lines for this pair
- [General Liability Insurance guide](https://spot.insure/coverage/general-liability) — how this coverage works
- [Pie Insurance profile](https://spot.insure/insurance-providers/pie-insurance) — provider profile
- [TechInsurance profile](https://spot.insure/insurance-providers/techinsurance) — provider profile

# Pie Insurance vs TechInsurance: How Do They Compare for General Liability Insurance?

TechInsurance arranges general liability for small businesses that deal with the public and reports a median of $45 per month; Pie Insurance says it gets small businesses coverage from its carrier partners.

Pie publishes no general liability limits or premium data; TechInsurance reports a median premium and the limit combination most of its customers pick.

## Pie Insurance vs TechInsurance General Liability Insurance Summary

TechInsurance reports a median general liability premium of $45 a month and says about 90% of its customers choose $1M/$2M limits, figures Pie's general liability page does not publish. [2](https://www.techinsurance.com/general-liability-insurance "Commercial General Liability Insurance Quotes Online") [1](https://www.pieinsurance.com/small-business-insurance/general-liability "General Liability Insurance")

## What Are the Key Differences Between Pie Insurance and TechInsurance General Liability Insurance?

### Pricing Transparency

Pie's general liability page does not publish limits, deductibles or premium ranges for the line. [1](https://www.pieinsurance.com/small-business-insurance/general-liability "General Liability Insurance") TechInsurance instead reports that nearly 90% of its customers choose $1 million per-occurrence and $2 million aggregate limits, at a median premium of $45 a month:

TechInsurance says nearly 90% of its customers choose a general liability policy with a $1 million per-occurrence limit and a $2 million aggregate limit, and that its customers pay a median of $45 per month for the coverage. [2](https://www.techinsurance.com/general-liability-insurance "Commercial General Liability Insurance Quotes Online") (Evidence: Company-reported; scope: General liability product page; a company-reported median and common-limit figure from TechInsurance's own book of business, not a published rate table..)

### Who Each Sells To

Pie markets general liability to small businesses generally, cross-selling it alongside workers' compensation, commercial auto, cyber and BOP coverage. [1](https://www.pieinsurance.com/small-business-insurance/general-liability "General Liability Insurance") TechInsurance narrows its framing to businesses that interact with the public: those that let customers into a store or office, visit client sites, handle client property, sell products or advertise online. [2](https://www.techinsurance.com/general-liability-insurance "Commercial General Liability Insurance Quotes Online")

### Who Underwrites the Policy

Pie names only unspecified "insurance carrier partners" for this line. [1](https://www.pieinsurance.com/small-business-insurance/general-liability "General Liability Insurance") TechInsurance's page similarly does not name an insurer, but describes returning quotes from multiple carriers rather than placing with a single named partner group. [2](https://www.techinsurance.com/general-liability-insurance "Commercial General Liability Insurance Quotes Online")

## What Should You Confirm in Pie Insurance and TechInsurance General Liability Insurance Quotes?

- Ask Pie to name the carrier partner underwriting your policy and to provide sample limits in writing. [1](https://www.pieinsurance.com/small-business-insurance/general-liability "General Liability Insurance")
- Ask TechInsurance which carrier from its quote set is actually issuing your policy. [2](https://www.techinsurance.com/general-liability-insurance "Commercial General Liability Insurance Quotes Online")
- Compare TechInsurance's median $45-a-month figure against your own quote, since it reflects TechInsurance's book of business rather than a rate guarantee. [2](https://www.techinsurance.com/general-liability-insurance "Commercial General Liability Insurance Quotes Online")
- Ask whether TechInsurance's same-day certificate of insurance applies to your specific quote before you rely on that timeline. [2](https://www.techinsurance.com/general-liability-insurance "Commercial General Liability Insurance Quotes Online")

## Pie Insurance vs TechInsurance General Liability Insurance Compared

| Criteria | Pie General Liability Insurance | TechInsurance Commercial General Liability Insurance |
| --- | --- | --- |
| Who It’s For | Pie calls general liability 'one of the most common types of insurance that businesses carry' and markets it to small businesses generally, cross-selling it alongside workers' compensation, commercial auto, cyber, and BOP insurance. [1](https://www.pieinsurance.com/small-business-insurance/general-liability "General Liability Insurance") (Evidence: Company-reported; scope: General Liability product page as read on 2026-09-23; no minimum size or industry restriction was published..) | TechInsurance targets general liability at small businesses that interact with the public, including those that let customers into a store or office, visit clients' homes or businesses, handle client property, sell products, or advertise online. [2](https://www.techinsurance.com/general-liability-insurance "Commercial General Liability Insurance Quotes Online") (Evidence: Company-reported; scope: General liability product page..) |
| How to Apply | Pie directs general liability buyers to contact the company to start a quote through its website. [1](https://www.pieinsurance.com/small-business-insurance/general-liability "General Liability Insurance") (Evidence: Company-reported; scope: General Liability product page as read on 2026-09-23..) | You request general liability quotes online through a short application; TechInsurance says licensed agents in all 50 states are available to help pick a policy, and a certificate of insurance is typically available the same day you buy coverage. [2](https://www.techinsurance.com/general-liability-insurance "Commercial General Liability Insurance Quotes Online") (Evidence: Company-reported; scope: General liability product page application and certificate sections..) |
| Coverage Features | Pie lists bodily injury, property damage, reputation harm (slander and libel claims), product liability, and advertising injury as the categories its general liability coverage typically addresses. [1](https://www.pieinsurance.com/small-business-insurance/general-liability "General Liability Insurance") (Evidence: Company-reported; scope: General Liability product page as read on 2026-09-23; the issued policy controls actual insuring agreements and exclusions..) | TechInsurance says general liability insurance covers third-party bodily injury, property damage, copyright infringement, defamation (libel or slander), and often includes product liability coverage or the option to add it by endorsement. [2](https://www.techinsurance.com/general-liability-insurance "Commercial General Liability Insurance Quotes Online") (Evidence: Company-reported; scope: General liability product page; general policy description, not a specific policy form..) |
| Role in This Line | Pie says it helps small businesses get the best general liability coverage 'from our insurance carrier partners,' identifying itself as an intermediary rather than the underwriter for this line. [1](https://www.pieinsurance.com/small-business-insurance/general-liability "General Liability Insurance") (Evidence: Company-reported; scope: General Liability product page as read on 2026-09-23..) | TechInsurance arranges general liability insurance for small businesses and describes it as often the first policy small business owners buy. [2](https://www.techinsurance.com/general-liability-insurance "Commercial General Liability Insurance Quotes Online") (Evidence: Company-reported; scope: General liability product page..) |

## About Pie Insurance and TechInsurance and General Liability Insurance

- [Pie Insurance company profile](https://spot.insure/insurance-providers/pie-insurance) · [Pie Insurance customer reviews](https://spot.insure/insurance-providers/pie-insurance/reviews)
- [TechInsurance company profile](https://spot.insure/insurance-providers/techinsurance) · [TechInsurance customer reviews](https://spot.insure/insurance-providers/techinsurance/reviews)
- [What Is General Liability Insurance?](https://spot.insure/coverage/general-liability)

## Related Pages for Pie Insurance vs TechInsurance General Liability

- [Pie Insurance vs TechInsurance](https://spot.insure/compare/pie-insurance-vs-techinsurance): all coverage lines, business roles, service and claims.
- [What Is General Liability Insurance?](https://spot.insure/coverage/general-liability): General liability can protect your business from covered injury and property-damage claims; your building, tools and stock need separate property coverage.
- [Pie Insurance General Liability Insurance](https://spot.insure/insurance-providers/pie-insurance/general-liability)
- [TechInsurance General Liability Insurance](https://spot.insure/insurance-providers/techinsurance/general-liability)

## Sources for Pie Insurance vs TechInsurance General Liability Insurance

### Sources About Pie Insurance

1. [General Liability Insurance](https://www.pieinsurance.com/small-business-insurance/general-liability). Pie Insurance; What's typically covered by general liability insurance? Bodily Injury, Property Damage, Reputation Harm, Product Liability, Advertising Injury; How does general liability insurance help protect small businesses?; Make sure you're covered: Contact Us. Accessed 2026-09-23.

### Sources About TechInsurance

2. [Commercial General Liability Insurance Quotes Online](https://www.techinsurance.com/general-liability-insurance). TechInsurance; What does general liability insurance cover? (bodily injury, property damage, copyright infringement, defamation, product liability); How much does general liability insurance cost?; How much general liability coverage do you need? (90% of customers choose $1M/$2M limits); What are coverage types A, B, and C?. Accessed 2026-09-23.

Updated 2026-09-25. Spot, a product of Tools for Enlightenment, publishes this research and works in the commercial insurance market. The comparison applies the same criteria to both providers. [Editorial policy](https://spot.insure/editorial-policy). To suggest a correction, [contact Spot](https://spot.insure/contact) with the page URL and supporting source.

## Agent and Developer Resources

- [Markdown page](https://spot.insure/compare/pie-insurance-vs-techinsurance/general-liability.md)
- [Developer resources](https://spot.insure/developers)
- [Public MCP server](https://spot.insure/mcp)
- [MCP server manifest](https://spot.insure/server.json)
- [OpenAPI description](https://spot.insure/openapi.json)
- [Public page index](https://spot.insure/llms.txt)