Pie Insurance vs Relm Insurance General Liability Insurance

Pie says it helps small businesses get the best general liability coverage 'from our insurance carrier partners,' identifying itself as an intermediary rather than the underwriter for this line. ⁴Company-reported. General Liability product page as read on 2026-09-23.

Relm markets General Liability Insurance (GLI) as a casualty line brokers can place for clients, grouped alongside its product and excess liability products on the same casualty page. ⁷Company-reported. Relm line-of-business page (Relm sells through brokers); not a statement identifying the issuing insurer for a given placement.

The reviewed page refers only to 'our insurance carrier partners' and does not name a specific insurer for Pie's general liability product. ⁴Not publicly disclosed. General Liability product page as read on 2026-09-23.

The reviewed page does not name a specific issuing insurer for general liability placements. ⁷Not publicly disclosed. Line-of-business page as read on 2026-09-23; a specific placement's insurer is product- and jurisdiction-specific.

Pie calls general liability 'one of the most common types of insurance that businesses carry' and markets it to small businesses generally, cross-selling it alongside workers' compensation, commercial auto, cyber, and BOP insurance. ⁴Company-reported. General Liability product page as read on 2026-09-23; no minimum size or industry restriction was published.

Relm says general liability is often required by leases and by enterprise or government contracts. It highlights companies in high-growth, high-risk or heavily regulated fields such as cannabis, biotech, psychedelic therapeutics, aerospace and defense, and technology. ⁷Company-reported. Casualty page framing; not a guarantee of eligibility for a particular company.

Pie lists bodily injury, property damage, reputation harm (slander and libel claims), product liability, and advertising injury as the categories its general liability coverage typically addresses. ⁴Company-reported. General Liability product page as read on 2026-09-23; the issued policy controls actual insuring agreements and exclusions.

Relm says GLI covers third-party bodily injury (medical expenses, legal defense, damages), third-party property damage, and personal and advertising injury claims such as libel, slander, false arrest, malicious prosecution, copyright infringement and privacy violations. ⁷Company-reported. Casualty page 'What is General Liability Insurance?' section; the issued policy and declarations control.

Relm says casualty coverage generally excludes employee injuries (covered by workers' compensation), professional errors (covered by E&O), intentional or criminal acts by directors or employees, and damages from illegal activities. ⁷Company-reported. Casualty page 'What Does Casualty Insurance Not Cover?' section; applies across Relm's casualty lines, not GLI-specific exclusions only.

The reviewed page does not publish limits, deductibles, or premium ranges for general liability coverage. ⁴Not publicly disclosed. General Liability product page as read on 2026-09-23.

Not described in the reviewed sources.

Pie directs general liability buyers to contact the company to start a quote through its website. ⁴Company-reported. General Liability product page as read on 2026-09-23.

Relm sells general liability coverage through insurance brokers; its reviewed pages do not describe a direct online quote. ⁷Company-reported. Casualty page framing; consistent with Relm's broader broker-distribution model.