Newfront vs The Hartford: How Do They Compare for Professional Liability (E&O) Insurance?

The Hartford publishes average minimum monthly premiums, for example $62 for standalone miscellaneous professional liability, which helps a shopper who wants a price anchor; Newfront brokers E&O through a consultation for seed-stage to public companies.

The Hartford publishes profession-based E&O prices; Newfront bundles E&O with executive-risk coverage and offers a dashboard for policy access and renewals. ^3,¹

What Are the Key Differences Between Newfront and The Hartford Professional Liability (E&O) Insurance?

Published Price List Versus Policy Dashboard

The Hartford separates E&O into five products and publishes average minimum monthly prices for each:

The Hartford publishes average minimum monthly premiums by product: Misc. Professional Liability Standalone $62, Misc. Professional Liability Endorsement $41, Architects and Engineers Professional Liability $239, Healthcare Professionals Professional Liability $38, and Errors & Omissions Insurance for Technology Companies $146. The page does not publish standard coverage limits or retentions; cost and limits are set at quote. ³Company-reported. Company-reported pricing as of 2026-09-23 (page last updated by The Hartford May 4, 2026); premiums are not coverage limits.

Newfront instead provides a dashboard for policy access and renewal submissions, but its page does not publish comparable E&O prices. ¹

Pricing Transparency

The Hartford's page breaks pricing out by product, a level of detail Newfront's page doesn't include:

Newfront's Executive Risk page instead describes a proprietary dashboard and pre-populated renewal submissions, without a comparable published price list. ¹

Reporting-Period Terms

The Hartford says many of its professional liability policies are written on a claims-made basis with a retroactive date and an extended reporting period, typically 30-60 days and extendable to a year or more for an added cost. ³ Newfront's Executive Risk page names E&O as a covered line but the reviewed page does not describe reporting-period terms the way The Hartford's page does. ¹

What Should You Confirm in Newfront and The Hartford Professional Liability (E&O) Insurance Quotes?

Ask The Hartford whether your profession falls under one of its published pricing categories or a different underwriting tier. ³
Ask Newfront for the specific E&O insuring agreement and exclusions, since the Executive Risk page names the coverage without describing its terms. ¹
Confirm the extended-reporting-period length and cost on any claims-made quote from The Hartford. ³
Neither page publishes E&O limits for Newfront's placement; get them in writing before binding. ³ ¹

Newfront vs The Hartford Professional Liability (E&O) Compared

Newfront vs The Hartford: Professional Liability (E&O) Insurance: documented features by provider

Criteria	Newfront Executive Risk Errors & Omissions	The Hartford Professional Liability Insurance (Errors & Omissions)
Who It’s For	Newfront says its Executive Risk practice serves private companies from seed-stage funding through later rounds and public companies it has worked with in over 500 instances, without breaking eligibility out by coverage line. ¹Company-reported. Executive Risk page's Here for the Long Run section; a practice-wide statement, not E&O-specific eligibility criteria.	The Hartford targets professional liability at businesses that sign contracts requiring coverage, offer professional services directly to customers, or regularly give advice to clients, and lists industries it covers: accountants, consultants, interior designers, advertising agencies, graphic designers, technology professionals and healthcare professionals. ³Company-reported. Professional liability product page as read 2026-09-23.
Role in This Line	Newfront lists Errors and Omissions (E&O) among the coverages its Executive Risk team places, alongside D&O, EPLI and fiduciary liability. Newfront brokers this professional-liability coverage rather than underwriting it, and distinguishes it from the technology E&O it places through its Cyber Risk practice. ¹Company-reported. Executive Risk page's Key Coverages list; general professional E&O, not the technology E&O line placed by the cyber practice.	The Hartford's professional liability insurance, also called errors and omissions (E&O) insurance, protects businesses when they make mistakes in the professional services provided to clients, including claims that turn out to be baseless. ³Company-reported. Professional liability product page as read 2026-09-23.