Newfront vs The Hartford Management Liability Insurance

Newfront describes management liability as a defined line of business within its Executive Risk practice, led by Deirdre Finn, who it says oversees the company's management-liability lines: D&O liability, employment practices liability and fiduciary liability. Newfront brokers and negotiates these coverages; it does not underwrite them. ⁵Company-reported. Executive Risk page leadership bio.

The Hartford's Private Choice Premier is a management-liability package bundling five coverages: directors and officers (D&O), employment practices liability (EPL), fiduciary liability, crime, and kidnap and ransom/extortion. Certain coverages can also be added to a Business Owner's Policy. ¹⁰Company-reported. Management liability product page as read 2026-09-23.

The reviewed page does not name an insurer for management-liability placements; as a broker, Newfront says it negotiates coverage and claims on the client's behalf, so the issuing carrier varies by placement. ⁵Not found in reviewed sources. Checked the Executive Risk page for a named D&O, EPLI or fiduciary carrier; none was found.

Not described in the reviewed sources.

Newfront says its Executive Risk practice works with private companies from seed-stage funding through later rounds, guides companies through IPO, deSPAC and direct-listing transitions, and has worked with over 500 publicly traded companies on management-liability-adjacent needs like M&A and litigation. ⁵Company-reported. Executive Risk page's Here for the Long Run section; a program-wide eligibility statement, not a management-liability-only threshold.

The Hartford offers management-liability coverage to nonprofit organizations (social service agencies, associations, museums, foundations), publicly traded companies, and privately-held companies, plus a separate financial-institutions track and a general-partners track for limited partnerships. ¹⁰Company-reported. Management liability product page as read 2026-09-23.

Under management liability, Newfront lists directors and officers (D&O) insurance for private and public companies, Side A difference-in-conditions (DIC) D&O that protects individual directors when the company can't indemnify them, employment practices liability insurance (EPLI), and fiduciary liability for benefit-plan decision makers. ⁵Company-reported. Executive Risk page's Key Coverages list and Newfront Difference section; labels establish marketed brokerage capability, not specific policy wording, which the buyer's forms control.

The Hartford offers a Premier Excess policy providing streamlined excess liability coverage above its management-liability limits for risks across all industries. ¹⁰Company-reported. Management liability product page as read 2026-09-23. General description; the issued policy controls.

Published limits or retentions for management-liability coverage were not found on the reviewed page. ⁵Not publicly disclosed. Executive Risk page as read on 2026-09-23; limits are quote-specific for broker placements.

Not described in the reviewed sources.

Newfront says it provides integrated claims and coverage negotiation for management-liability matters, including shielding directors and officers from wrongful-termination and securities-litigation claims and safeguarding fiduciaries against breach-of-duty and excessive-fee allegations, plus a proprietary dashboard for 24/7 access to policies, certificates and billing and pre-populated renewal submissions. ⁵Company-reported. Executive Risk page's Committed to Client Advocacy and Industry-Leading Technology sections.

Not described in the reviewed sources.

You engage Newfront for management-liability placement by requesting a consultation, which asks for your industry, company details and the service you need rather than issuing an instant quote. ⁶Company-reported. General consultation intake, not a management-liability-specific application path.

The Hartford says management liability can be added to a Business Owner's Policy quote or purchased by finding a local agent; the page does not offer a self-serve online quote-and-bind flow for this package. ¹⁰Company-reported. Management liability product page as read 2026-09-23.