Mylo vs 
Newfront: How Do They Compare for Workers’ Compensation Insurance?
Newfront, a broker, lets a client choose how much risk to keep versus pass on and starts with a consultation; Mylo, also a broker, compares quotes from several carriers and explains how job classification and payroll set the premium.
Newfront offers guaranteed cost, retro and large-deductible workers' compensation structures that let a client choose how much risk it retains; Mylo instead compares standard-rated quotes across multiple carriers for one policy. 2,1
What Are the Key Differences Between Mylo and Newfront Workers’ Compensation Insurance?
How the Policy Is Structured
Mylo compares quotes for a standard workers' compensation policy across multiple carriers, priced by classifying the business, applying a risk-based rate, and running that rate against payroll and claims history. 1 Newfront instead structures the risk-financing arrangement itself, offering a choice among several program types:
Newfront offers guaranteed cost and retro (retrospectively rated) programs as well as large-deductible and alternative-collateral structures for workers' compensation, letting a client choose how much risk it retains versus transfers. 2Company-reported. Optimized Risk Financing section.
Services Beyond the Policy
Mylo's page names one coverage-level service: employers liability, often bundled into the policy, that can respond in the rare cases an employer is sued despite the no-fault system. 1 Newfront instead describes a set of standing service teams — an Occupational Health & Safety group focused on loss control and OSHA compliance, and a claims advocacy team of former adjusters, attorneys and nurses running its "Circle of Care" program. 2
How You Start Coverage
Mylo lets a buyer compare carrier quotes directly, and says its agents can direct buyers in the four states that require purchasing from a state fund instead. 1 Newfront instead asks a prospective client to request a consultation, naming Frannie Epps and Scott Rhymes as the practice leads, with no online quote or bind flow described. 2
What Should You Confirm in Mylo and Newfront Workers’ Compensation Insurance Quotes?
- Ask Newfront which risk-financing structure — guaranteed cost, retro, large-deductible or alternative collateral — applies to your account, and at what deductible or retention level, since its page does not publish figures. 2
- Ask Mylo for the specific carriers it compared and their individual rates for your classification, since rates can differ between carriers for the same classification. 1
- Ask both firms to name the insurer that would issue your policy; neither discloses one on the reviewed pages. 1 2
- If your state requires purchasing through a state fund, confirm how each firm would handle that: Mylo describes agent-directed routing, while Newfront's page does not address monopolistic states. 1
Mylo vs Newfront Workers’ Compensation Insurance Compared
Mylo vs Newfront: Workers’ Compensation Insurance: documented features by provider
| Criteria | Mylo Workers' Compensation Insurance | Newfront Workers' Compensation |
|---|---|---|
| Coverage Features | Mylo describes workers' comp as a no-fault system covering workplace accidents, repetitive injuries and occupational illness, paying medical treatment, lost wages and retraining costs, and serving as the exclusive remedy that generally shields the employer from employee lawsuits over those injuries. 1Company-reported. Workers' comp product page; the issued policy and its exclusions control. | Newfront offers guaranteed cost and retro (retrospectively rated) programs as well as large-deductible and alternative-collateral structures for workers' compensation, letting a client choose how much risk it retains versus transfers. 2Company-reported. Optimized Risk Financing section. |
| Role in This Line | Mylo brokers workers' compensation insurance by comparing quotes from multiple carriers rather than underwriting the policy itself. 1Company-reported. Workers' comp product page. | Newfront brokers workers' compensation programs and provides claims advocacy and risk-control services; it does not underwrite the policy itself. 2Company-reported. Workers' compensation page Our Approach section. |
| Risk Services | Mylo says employers' liability coverage, often included within a workers' comp policy, can cover the rare situations where an employer is still sued over a workplace injury despite the no-fault system. 1Company-reported. Workers' comp product page FAQ. | Newfront describes an in-house Occupational Health & Safety team focused on loss control and OSHA compliance, a claims advocacy team of former adjusters, attorneys, nurses and claim managers, and its 'Circle of Care' program combining injury prevention, claims management, and recovery support. 2Company-reported. Subject Matter Experts and Circle of Care sections. Newfront says clients get access to claims analytics, an online safety and HR learning management system, a safety/HR/wellness resource library, an OSHA recordkeeping and reporting tool, and an HR hotline. 2Company-reported. Technology-Based Resources section. |
