Mylo vs 
Newfront: How Do They Compare for Employee Health Benefits?
Mylo brokers small-group health, dental, and vision options and describes phasing in benefits. Newfront's Total Rewards practice helps employers plan benefit programs with benchmarking and strategic plan services.
Mylo fits employers with 2–99 employees who want online enrollment and an HR portal; Newfront fits employers comparing fully insured, level-funded, self-funded or captive health plans with stop-loss and pharmacy advice. 1,2,3
What Are the Key Differences Between Mylo and Newfront Employee Health Benefits?
Mylo makes day-to-day enrollment more concrete: employees can enroll online or by phone, and employers get a year-round HR portal. Newfront’s distinction is funding analysis, including captives and stop-loss, plus pharmacy contracts and actuarial forecasts. 1 3
Who the Practices Say They Serve
Mylo and Newfront both broker employee health benefits rather than issue the plan. Mylo markets to employers with 2 to 99 employees. Newfront says Total Rewards serves clients from start-ups to enterprise without a stated minimum group size. Choose Mylo if you have 2–99 employees and want portal-based benefit administration; choose Newfront if you need to model funding structures, stop-loss or pharmacy costs. 1 2
Packaging Versus Funding Design
Mylo lists health, dental and vision, life and disability, and accident and critical-illness coverage. It describes underwritten medical and Health Savings Accounts as cost options, and a dental/vision or life/disability start if group medical is not yet affordable. Newfront’s Strategic Planning team evaluates fully insured, level-funded, self-funded and captive funding, stop-loss design and pharmacy-benefit contracts.
Newfront's Strategic Planning team evaluates fully insured, level-funded, self-funded and captive funding arrangements for health benefits, and works on stop-loss program design and pharmacy-benefit contract management, including strategies for high-impact drug categories. 3Company-reported. Strategic Planning page, Funding Approach and Pharmacy Solutions sections; advisory scope, not a named health plan design.
Mylo’s reviewed page does not describe captives, stop-loss or level-funded structures. Newfront’s reviewed pages do not describe a phase-in that starts without medical. 1 3
Administration
Mylo gives employees online or phone enrollment and employers a year-round HR portal plus a licensed advisor. Newfront is engaged by consultation and offers benchmarking, disease-management consulting and IBNR actuarial forecasts. Newfront’s reviewed pages do not describe a member claims-assistance process. Neither names the issuing carrier. 1 2 3
What Should You Confirm in Mylo and Newfront Employee Health Benefits Quotes?
- Confirm whether your census fits Mylo’s 2–99 range or Newfront’s unpublished size range. 1 2
- Ask Newfront which funding model and pharmacy strategy it would quote. 3
- Ask Mylo whether medical is underwritten, HSA-compatible, or deferred in favor of other lines. 1
- Compare Mylo’s portal with Newfront’s benchmarking deliverables, and get carrier names from both. 1 3
Mylo vs Newfront Employee Health Benefits Compared
Mylo vs Newfront: Employee Health Benefits: documented features by provider
| Criteria | Mylo Small Group Benefits | Newfront Total Rewards Employee Benefits |
|---|---|---|
| Who It’s For | Mylo markets this offering to employers with 2 to 99 employees. 1Company-reported. Small group benefits product page. Mylo suggests employers who cannot yet afford group health insurance can start a benefits program with life and disability or dental and vision coverage instead. 1Company-reported. Small group benefits product page FAQ "Employee benefits? How can I afford them?" section. | Newfront says its Total Rewards practice serves clients "from start-ups to enterprise," without a stated minimum group size for employee health-benefit design. 2Company-reported. Total Rewards page, Comprehensive Expertise section. |
| Coverage Features | Mylo lists health, dental and vision, life and disability, and accident and critical-illness coverage among the benefit categories it can package for a small employer. 1Company-reported. Small group benefits product page; specific plan options depend on the carrier and employer's selection. Mylo says an employer with a healthier workforce may be able to lower health insurance costs with an underwritten health plan, and separately notes that Health Savings Accounts (HSAs) can save money for both employer and employee. 1Company-reported. Small group benefits product page FAQ. | Newfront's Strategic Planning team evaluates fully insured, level-funded, self-funded and captive funding arrangements for health benefits, and works on stop-loss program design and pharmacy-benefit contract management, including strategies for high-impact drug categories. 3Company-reported. Strategic Planning page, Funding Approach and Pharmacy Solutions sections; advisory scope, not a named health plan design. |
| Role in This Line | Mylo brokers small-group employee benefits by comparing quotes and helping employers assemble a plan, rather than underwriting the benefits itself. 1Company-reported. Small group benefits product page. | Newfront's Total Rewards practice helps employers design, fund and administer employee health-benefit programs. It works with payroll, people-operations and benefit administrators, technical consultants, and compliance officers and ERISA attorneys, rather than issuing the underlying health plan itself. 2Company-reported. Total Rewards page, Service Excellence section. |
| Risk Services | Mylo says employees can enroll online or by phone, employers get a year-round HR portal to manage benefits, and a licensed benefits advisor is available to help. 1Company-reported. Small group benefits product page. | Newfront offers benchmarking reports on benefits by company size and industry, disease-management consulting (preventive care, early detection and centers of excellence), and data analytics and actuarial services that forecast future claims costs, including incurred-but-not-reported (IBNR) estimates. 3Company-reported. Strategic Planning page, Benchmarking, Disease Management & Risk Mitigation, and Data Analytics & Actuarial Services sections. |
