Marsh vs 
Resilience: How Do They Compare for Cyber Insurance?
Both publish ceilings: Marsh says its Cyber ECHO facility can provide over $200 million of capacity per client, while Resilience advertises limits up to $20 million with its own threat monitoring.
Resilience bundles threat monitoring and breach-and-attack simulations with cyber limits advertised up to $20 million. Marsh does not underwrite the policy and instead can arrange more than $200 million of excess capacity through Cyber ECHO. 5,2
What Are the Key Differences Between Marsh and Resilience Cyber Insurance?
Monitoring Bundle Versus Excess Capacity
Resilience sells a combined product: a cyber policy plus proactive threat monitoring from its Risk Operations Center and AttackIQ breach-and-attack simulations. Marsh is a broker for this line and does not wrap those monitoring tools into a Marsh-issued policy. Choose Resilience if you want monitoring tied to the policy and a posted $20 million ceiling is enough; choose Marsh if you need excess layers far above that. 5 1
Posted Limits Versus a Tower Facility
Resilience advertises cyber limits up to $20 million on a primary or excess basis, plus an eCrime sublimit up to $500,000. Marsh's Cyber ECHO facility is a different scale of answer.
Marsh says its Cyber ECHO excess facility can provide over $200 million of cyber capacity per client, with a free first reinstatement and a paid second reinstatement for separate cyber events within a policy year. 2Company-reported. Cyber ECHO facility page; describes excess capacity Marsh can arrange, not a standard primary limit.
Who Handles the Claim
Resilience describes a 24/7 in-house claims and incident-response team with one manager from triage through settlement. Marsh's comparable service is claims advocacy: specialists who review the claim, support litigation and work with forensic accountants to prepare proof of loss against the insurer Marsh placed. 7 3
What Should You Confirm in Marsh and Resilience Cyber Insurance Quotes?
- Ask Resilience which Homeland entity would issue your policy; the disclosure names two. 6
- If $20 million is not enough, ask Marsh how Cyber ECHO would sit above a Resilience or other primary. 2 5
- Ask Marsh which insurer would write the primary layer. 2
- Confirm whether Resilience's monitoring requires a separate enrollment. 5
Marsh vs Resilience Cyber Insurance Compared
Marsh vs Resilience: Cyber Insurance: documented features by provider
| Criteria | Marsh Cyber Insurance Brokerage | Resilience Cyber Insurance |
|---|---|---|
| Limits and Retentions | Marsh says its Cyber ECHO excess facility can provide over $200 million of cyber capacity per client, with a free first reinstatement and a paid second reinstatement for separate cyber events within a policy year. 2Company-reported. Cyber ECHO facility page; describes excess capacity Marsh can arrange, not a standard primary limit. | Resilience advertises cyber limits up to $20 million, available on a primary or excess basis, with a separate eCrime sublimit of up to $500,000. The page does not publish minimum limits, retentions or deductibles. 5Company-reported. "Top-Rated Insurance with Broad Market Appetite" and "Policy Coverage" sections; figures are marketing maximums, not a specific quote. |
| Who It’s For | MMA says any company can benefit from cyber coverage, but prioritizes organizations that store significant customer data, run large customer databases or hold valuable digital assets. 4Company-reported. MMA cyber solutions FAQ; MMA describes its own client base as middle-market organizations generally. | Resilience markets US cyber insurance across industries including healthcare, higher education, financial institutions and services, manufacturing, construction, law firms, professional services, public entities, retail, hospitality, technology, life sciences, medical devices and pharmaceuticals. 5Company-reported. "Broad Market Appetite" availability table for the United States, accessed 2026-09-23; the table does not state a minimum revenue or company-size threshold for cyber (unlike the separate tech E&O appetite range). |
| Coverage Features | MMA lists incident investigation and response costs, network interruption/extra expense, extortion and ransomware payments, data restoration, and security and privacy liability as core cyber coverages, with media liability, privacy regulatory defense and reputation-based income loss available as additional coverages. 4Company-reported. MMA cyber solutions page; actual policy wording and insurer vary by placement. | Resilience lists privacy wrongful-act coverage, eCrime coverage up to $500,000, coverage for incident costs that exceed the policy limit (such as legal, forensics and crisis communications), and funds-transfer-fraud recovery assistance among its cyber policy features. 5Company-reported. "Policy Coverage" section of the product page; actual insuring agreements, sublimits and exclusions are set by the issued policy. |
| Role in This Line | Marsh's cyber risk practice places and advises on cyber insurance brokerage; it does not underwrite the policies it places. 1Company-reported. Marsh corporate cyber insurance product page. Marsh McLennan Agency (MMA), Marsh's middle-market subsidiary, places cyber coverage and acts as a carrier liaison, combining placement with claims advocacy. 4Company-reported. MMA cyber solutions page. | Resilience pairs a cyber insurance policy with security services such as threat monitoring and breach-and-attack simulations. In the US, the policy is placed by a distributor rather than underwritten by the Resilience brand itself. 5Company-reported. Cyber Insurance product page description of the combined offering, accessed 2026-09-23. |
| Claims Support | Marsh's global claims and incident-management specialists review cyber claims, support litigation management and work with forensic accountants to prepare proof of loss, advocating with insurers on the client's behalf. 3Company-reported. Claims Advocacy expertise page; recovery outcomes described as company-reported and not independently verified. | Resilience describes a fully in-house claims and incident-response team available 24/7, with a dedicated claims manager who stays with the policyholder from initial triage through settlement, backed by an outside panel of privacy-law, forensics and crisis-communications specialists. 7Company-reported. Claims & Incident Response page, accessed 2026-09-23; response-time and outcome statistics on that page are company-reported and not independently verified. |
