Lockton vs 
Vouch Cyber Insurance
Vouch focuses its cyber brokerage on venture-backed technology companies through a named program partner, while Lockton advises established hardware and software sectors.
What Is Lockton?
Lockton is a privately held insurance brokerage that arranges commercial risk, employee benefits and retirement programs. US pages describe a technology practice and intermediary placement with insurers, not Lockton as the policy’s insurer. 1,2,3
What Is Vouch Insurance?
Vouch is a business insurance broker and risk advisor for startups and growing companies. Buyers can apply online and work with advisors to arrange coverage, review contract requirements and manage insurance across carriers. 5,6,7,8
What Is Cyber Insurance?
Cyber insurance can help a business respond to cyber incidents and address covered liability claims arising from them. 13
Key Differences in Cyber Insurance
Two Different Technology Audiences
Vouch's technology practice page describes its client base this way:
Vouch markets cyber liability to technology companies across AI, SaaS, eCommerce, fintech, hardware and crypto, saying it is trusted by more than 6,000 companies in that segment. 9Company-reported. Vouch's Technology practice page; not an underwriting appetite guarantee for any specific applicant.
Lockton's technology practice instead names a more established set of industries — electronic hardware, information technology, internet, medical equipment, semiconductors, software and telecommunications — without the startup-specific framing Vouch uses. 2
Program Partner Versus In-House Advisory Team
Vouch brokers cyber liability and names Corix, an insurance program administrator, as one of its partners for the line, with Corix's own disclosures naming State National Insurance Company or United Specialty Insurance Company as possible issuers. 9 11 Lockton instead delivers cyber-related work through its own named team of more than 100 Associates, covering posture reviews and incident-response exercises rather than routing through a separate program administrator. 4
Benchmarking Versus Governance Design
Vouch says it benchmarks a client's cyber exposures against enterprise security demands from customers and investors, citing that only about 25% of companies under $250 million in revenue carry cyber insurance. 9 Lockton frames its equivalent work as designing security governance frameworks and cyber-hygiene policies rather than benchmarking against peer adoption rates. 4
What to Confirm in Cyber Insurance Quotes
- Ask Vouch whether your policy would route through Corix and, if so, which named insurer would issue it. 11
- Ask Lockton which insurer it intends to place your risk with, since its pages do not name one. 4
- If you are an AI, SaaS or crypto company, confirm whether Lockton's named sectors extend to your industry and how Vouch's technology focus would apply. 2 9
- Get published limits and retentions from both; neither page discloses them. 9 4
Offering Details
Lockton vs Vouch Cyber Insurance: documented features by provider
| Criteria | Lockton Cyber & Technology Insurance Brokerage | Vouch Cyber Liability Insurance |
|---|---|---|
| Role in This Line | Lockton brokers cyber insurance and pairs placement with its own risk-management advice under a three-step Inform, Improve, Insure approach: quantifying cyber financial exposure, recommending security improvements, then negotiating coverage terms with insurers. 4Company-reported. Cyber & Technology product page as read 2026-09-23. | Vouch is a broker, not an insurer, for cyber liability. It lists Cyber Liability among the core coverages it places for technology clients, and one of its named program partners for cyber is Corix, an insurance program administrator. 9,10Company-reported. Vouch's Technology practice page and Corix's cyber product page. |
| Issuing Insurer | Lockton says it has built alliances with cybersecurity firms and insurer partners, but the reviewed pages do not name specific cyber insurers or which carrier would issue a given client's policy. 4Not publicly disclosed. Cyber & Technology page checked 2026-09-23. | Corix's current legal disclosures say its proprietary products are issued by State National Insurance Company or United Specialty Insurance Company. Corix's disclosures still describe it as "a wholly-owned member of the Vouch Group," but Hiscox's August 2025 press release states Hiscox acquired Corix Insurance Services, LLC from Vouch, Inc., with Vouch remaining an independent broker under a multi-year distribution agreement — so the ownership language on Corix's disclosures page appears outdated. Either way, these named insurers apply to Corix-branded products specifically, not to every Vouch cyber placement. 11,12Conflicting sources. Corix disclosures page (dated effective January 1, 2025) and the Hiscox press release; no single insurer is established for all Vouch cyber business. |
| Who It’s For | Lockton's technology practice says it works with clients in electronic hardware, information technology, internet, medical equipment, semiconductors, software and telecommunications, and highlights cyber liability as a core exposure for those industries. 2Company-reported. Technology industry page as read 2026-09-23. No minimum company size or revenue threshold was published. | Vouch markets cyber liability to technology companies across AI, SaaS, eCommerce, fintech, hardware and crypto, saying it is trusted by more than 6,000 companies in that segment. 9Company-reported. Vouch's Technology practice page; not an underwriting appetite guarantee for any specific applicant. |
| Coverage Features | Not described in the reviewed sources. | Corix describes its cyber coverage as typically including incident response, forensic investigations, legal defense, regulatory fines and notification costs, plus business interruption and reputational-harm coverage. 10Company-reported. Corix's cyber and errors & omissions product page; the description is general, and the buyer's actual policy form and exclusions govern the placement. |
| Limits and Retentions | Not described in the reviewed sources. | Neither the Vouch nor the Corix pages publish cyber policy limits, sublimits or retentions. 9,10Not publicly disclosed. Pages checked on 2026-09-23. |
| Risk Services | Lockton describes services beyond placement: reviewing a client's cybersecurity posture, running incident-response exercises, and helping design security governance frameworks and cyber-hygiene policies, delivered by a team it says has over 100 Associates specializing in cyber risk. 4Company-reported. Cyber & Technology product page as read 2026-09-23. | Vouch says it benchmarks a technology client's cyber exposures and aligns coverage with enterprise security demands from customers and investors, citing that only about 25% of companies under $250 million in revenue carry cyber insurance. 9Company-reported. Vouch's Technology practice page; benchmarking methodology and the cited statistic are company-reported. |
| How to Apply | The Cyber & Technology page lists a named contact (its EVP, U.S. Cyber & Technology Leader) and the email cyber@lockton.com as the way to reach the team, rather than a self-serve online quote tool. 4Company-reported. Cyber & Technology page as read 2026-09-23. | Corix's cyber and E&O product page offers a downloadable application and directs brokers to start an appointment process; Vouch's own site routes prospective buyers to its online "Get Started" application flow. 10,9Company-reported. Corix product page and Vouch homepage navigation. |
Full Comparison
More Lockton vs Vouch Comparisons
Other Cyber Insurance Comparisons
Sources
Lockton
- Lockton United States. Lockton; Opening description of independent insurance brokerage for risk, benefits and retirement; Ask an Expert link to contact-us. Accessed 2026-09-16.
- Technology. Lockton; Unique expertise in Cyber Liability; industries served (electronic hardware, information technology, internet, medical equipment, semiconductors, software, telecommunications). Accessed 2026-09-23.
- US Terms of Business. Lockton; Opening entity definition; Surplus Lines; Use of a Particular Insurer; Compensation Disclosure; servicing, claims handling and renewal language in Confidentiality section; Intermediaries. Accessed 2026-09-16.
- Cyber & Technology. Lockton; A Custom Approach; The Lockton Difference; Inform, Improve, and Insure three-step approach; team of over 100 Associates; contact cyber@lockton.com. Accessed 2026-09-23.
Vouch
- Vouch Homepage. Vouch; Hero identifying Vouch as an insurance broker; Industries; Services; footer identifying Vouch Specialty and qualifying product availability. Accessed 2026-09-15.
- Start a Vouch Application. Vouch; Public first screen: legal business name, website/no-website option, address and location type, applicant role and contact fields, consent, and existing-customer sign-in. Accessed 2026-09-15.
- Carrier Options in One Place. Vouch; 26 November 2025: Choice Without the Chaos; Clarity That Builds Confidence; One Relationship, Many Solutions; final producer/underwriting disclosure. Accessed 2026-09-15.
- Contract Requirement Review. Vouch; Coverage that keeps your deals moving; Tailored to your contract; Effortless Experience (reviews and COIs). Accessed 2026-09-15.
- Insurance for Technology Companies. Vouch; Core coverages for Technology: Tech Errors & Omissions, Cyber Liability...; Data Breaches & Cyber Threats: "Bad actors move fast, but so do we. We benchmark your exposures and align coverage with enterprise security demands."; $10M+ average cost of a data breach in the U.S.; 25% Only 25% of companies under $250M in revenue have cyber insurance. Accessed 2026-09-23.
- Cyber and Errors & Omissions. Corix Insurance; Cyber insurance provided by Corix is designed to help protect financial losses and liabilities arising from data breaches, cyberattacks, and other cyber incidents. It typically includes coverage for incident response, forensic investigations, legal defense, regulatory fines, and notification costs, as well as business interruption and reputational harm. Accessed 2026-09-23.
- Legal Disclosures. Corix Insurance; EFFECTIVE January 1, 2025: Proprietary Products: Proprietary insurance products are offered by Corix Insurance Services, LLC..., a wholly-owned member of the Vouch Group of companies...Policies are issued by State National Insurance Company (NAIC# 12831) or United Specialty Insurance Company (NAIC#12537). Accessed 2026-09-23.
- Hiscox agrees to acquire US-based specialist insurtech. Hiscox Group; 6 August 2025: Hiscox is acquiring Corix Insurance Services, LLC and Vouch Insurance Company from Vouch, Inc....Vouch, Inc. remains an independent insurance broker...Hiscox and Vouch, Inc. have agreed to a multi-year distribution deal. Accessed 2026-09-23.
Cyber Insurance Guide
- Cyber Insurance. Federal Trade Commission; Opening; First-Party and Third-Party Coverage; First-Party Coverage; Third-Party Coverage; What Should Your Cyber Insurance Policy Cover. Accessed 2026-09-16.
