Lockton vs Relm Insurance: How Do They Compare for Cyber Insurance?

Relm Insurance sells cyber through brokers next to its tech E&O line; Lockton is a broker serving hardware, software and telecom sectors, with a named contact.

Lockton brokers cyber with more than 100 associates who review security posture and run incident-response exercises. Relm distributes cyber through insurance brokers, distinguishes first-party losses from third-party liability, and lists digital crime such as funds-transfer fraud and invoice manipulation. ^1,³

What Are the Key Differences Between Lockton and Relm Insurance Cyber Insurance?

Risk Engineering or Broker-Sold First- and Third-Party Grants

Lockton pairs placement with quantifying exposure, recommending security improvements and negotiating terms, delivered by more than 100 associates. Relm sells cyber through insurance brokers, distinguishes first-party losses from third-party legal fees, settlements and regulatory penalties, and lists digital crime such as funds-transfer fraud and invoice manipulation. Choose Lockton if you want pre-bind risk engineering and incident exercises; choose Relm if you already work with a broker and want first-party versus third-party grants, including digital crime, spelled out. ¹ ³

Named Tech Sectors Versus Digital-Infrastructure Framing

Lockton's technology practice names electronic hardware, information technology, internet, medical equipment, semiconductors, software and telecommunications. Relm says a business is exposed if it relies on digital infrastructure, and frames the coverage around sectors with untested legal terrain and lagging regulation. ² ³

How You Access Each Offering

Lockton lists a named U.S. Cyber and Technology leader and a published team email. Relm sells through insurance brokers and does not describe a direct online quote, marketing cyber on the same page as technology E&O while noting they are related but not the same. ¹ ³

What Should You Confirm in Lockton and Relm Insurance Cyber Insurance Quotes?

Ask Lockton which insurers it would negotiate with. ¹
Ask Relm's broker which carrier would issue the policy. ³
Ask whether funds-transfer fraud and invoice manipulation sit on the Relm form. ³
Ask Lockton whether incident-response exercises are included in the fee. ¹

Lockton vs Relm Insurance Cyber Insurance Compared

Lockton vs Relm Insurance: Cyber Insurance: documented features by provider

Criteria	Lockton Cyber & Technology Insurance Brokerage	Relm Cyber Insurance
Who It’s For	Lockton's technology practice says it works with clients in electronic hardware, information technology, internet, medical equipment, semiconductors, software and telecommunications, and highlights cyber liability as a core exposure for those industries. ²Company-reported. Technology industry page as read 2026-09-23. No minimum company size or revenue threshold was published.	Relm says a business is exposed to cyber risk if it relies on digital infrastructure, and frames the coverage around sectors with 'untested legal terrain and lagging regulation.' ³Company-reported. Cyber and Tech E&O page framing; not a guarantee of eligibility for a particular company.
How to Apply	The Cyber & Technology page lists a named contact (its EVP, U.S. Cyber & Technology Leader) and the email cyber@lockton.com as the way to reach the team, rather than a self-serve online quote tool. ¹Company-reported. Cyber & Technology page as read 2026-09-23.	Relm sells cyber insurance coverage through insurance brokers; its reviewed pages do not describe a direct online quote. ³Company-reported. Cyber and Tech E&O page framing; consistent with Relm's broader broker-distribution model.
Role in This Line	Lockton brokers cyber insurance and pairs placement with its own risk-management advice under a three-step Inform, Improve, Insure approach: quantifying cyber financial exposure, recommending security improvements, then negotiating coverage terms with insurers. ¹Company-reported. Cyber & Technology product page as read 2026-09-23.	Relm markets cyber liability insurance as a distinct line on the same page as its Technology Errors and Omissions product, explicitly noting the two are related but not the same coverage. ³Company-reported. Relm line-of-business page (Relm sells through brokers); not a statement identifying the issuing insurer for a given placement. This record covers general cyber liability, distinct from Relm's separate generative-ai-liability offering record covering its NOVAAI, PONTAAI and RESCAAI AI-specific products.