Lockton vs Newfront: How Do They Compare for D&O Insurance?

Lockton designs D&O programs that can extend to related entities; Newfront's Executive Risk team brokers for private companies and offers 24/7 access to its service team.

Newfront suits companies heading to an IPO, deSPAC or direct listing, with 24/7 dashboard access and pre-filled renewal submissions. Lockton's edge is claims counsel embedded in your broking team from day one and programs that can cover trustees, volunteers, subsidiaries and estates. ^1,²

What Are the Key Differences Between Lockton and Newfront D&O Insurance?

Going-Public Track vs Claims Counsel From Day One

Newfront brokers private and public company D&O plus Side A DIC, and describes a process for private companies going public through an IPO, deSPAC or direct listing. ² Lockton's Professional & Executive Risk Claims team sits inside the broking team from the start, so the people handling a claim already know your program. Its page describes no comparable going-public track. ¹ Choose Newfront if you are a venture-backed company planning to list; choose Lockton if you are a nonprofit, association or group whose trustees, committee members or volunteers need cover, or you expect contested claims.

Account Tools

Newfront says clients get 24/7 access to their D&O program through its connected dashboard, and that renewals use automated, pre-populated historical data for faster submissions and approvals. ²Company-reported. Industry-Leading Technology section of the Executive Risk page.

Who Can Be Covered

Lockton says the programs it places can extend to trustees, employees, independent contractors, committee members, volunteers, the company, majority-owned subsidiaries, spouses and estates. ¹ Newfront lists coverage types rather than insured persons. ²

What Should You Confirm in Lockton and Newfront D&O Insurance Quotes?

Ask both which insurers they'd place your D&O with; neither page names one. ¹ ²
Ask Newfront who handles your claim and how, since its page describes negotiation but no dedicated claims team. ²
Ask Lockton how far the insured definition would extend for your organization. ¹
If you're heading to a listing, ask Newfront how your program changes before and after. ²

Lockton vs Newfront D&O Insurance Compared

Lockton vs Newfront: D&O Insurance: documented features by provider

Criteria	Lockton Directors & Officers (D&O) Insurance Brokerage	Newfront Directors and Officers (D&O) Insurance
Who It’s For	Lockton says D&O coverage it places can extend beyond directors and officers to trustees, employees, independent contractors, staff, committee members, volunteers, the corporate entity, majority-owned subsidiaries, spouses/domestic partners, and estates/heirs. ¹Company-reported. D&O product page as read 2026-09-23. Describes who can typically be covered under a program Lockton structures, not a guarantee for any specific client.	Newfront says it services private companies "from seed round through every series of capital funding," including over 120 unicorn companies, and has worked with over 500 publicly traded companies on D&O-relevant matters such as M&A and IPOs. ²Company-reported. Here for the Long Run section; company-reported client counts, not independently verified.
Coverage Features	Lockton explains a traditional D&O program in three parts it says it can structure: Side A (direct coverage to individual directors/officers when the company can't indemnify them), Side B (reimbursing the company for indemnifying its D&Os), and Side C (entity coverage, generally limited to securities claims for public companies but broader for private and nonprofit organizations). ¹Company-reported. D&O product page as read 2026-09-23. General educational description of program structure, not a specimen policy form.	Newfront lists "Directors and Officers (D&O)—Private and public companies" and "Side A DIC D&O" among its Executive Risk Key Coverages, and says its D&O work includes protection against securities-related litigation and regulatory investigations. ²Company-reported. Key Coverages list and Committed to Client Advocacy section; Side A DIC is a difference-in-conditions option, and actual trigger and exclusions require the proposed wording.
Role in This Line	Lockton designs and places D&O programs rather than underwriting them, saying effective coverage requires market intelligence, coverage-design precision and staying ahead of emerging risks like AI-related litigation and event-driven claims. ¹Company-reported. D&O product page as read 2026-09-23.	Newfront's Executive Risk practice brokers D&O coverage, negotiating placement for management-liability lines. Deirdre Finn, the Executive Risk Solutions Practice Leader, oversees this D&O, employment-practices and fiduciary book of business. ²Company-reported. Executive Risk offering page and Leadership section.
Claims Support	Lockton says its Professional & Executive Risk Claims team integrates experienced insurance and claims counsel within the broking team from the start of the relationship, rather than treating claims advocacy as a separate profit center. ¹Company-reported. D&O product page as read 2026-09-23.	Newfront says it provides "integrated claims and coverage negotiation" for its Executive Risk lines, which would apply to a D&O claim. ²Company-reported. The Newfront Difference section; described across Executive Risk lines, not a D&O-specific claims workflow.