Lockton vs 
Marsh: How Do They Compare for Cyber Insurance?
Both are brokers: Marsh offers excess capacity above $200 million and global claims specialists, while Lockton focuses on tech sectors with a three-step exposure, improvement and placement approach.
Lockton brokers cyber under an Inform, Improve, Insure process, with more than 100 associates who review security posture and run incident-response exercises. Marsh's Cyber ECHO excess facility can provide over $200 million of capacity per client, with reinstatements for separate events, plus global claims specialists. 1,4
What Are the Key Differences Between Lockton and Marsh Cyber Insurance?
Pre-Bind Risk Engineering or Very Large Excess Capacity
Lockton quantifies cyber financial exposure, recommends security improvements, then negotiates terms, with more than 100 associates who review posture, run incident-response exercises and help design governance frameworks. Marsh says Cyber ECHO can provide over $200 million of cyber capacity per client, with a free first reinstatement and a paid second reinstatement for separate events. Choose Lockton if you want security-posture work and incident exercises before the policy; choose Marsh if you need very large excess limits and claims advocacy. 1 4
Claims Advocacy Versus Incident Exercises
Marsh's global claims specialists review cyber claims, support litigation management and work with forensic accountants on proof of loss. Lockton describes pre-placement security-posture reviews and incident-response exercises rather than a comparable forensic-accountant claims bench. 5 1
Industry Lists Versus Data-Exposure Framing
Lockton's technology practice names electronic hardware, information technology, internet, medical equipment, semiconductors, software and telecommunications. MMA says any company can benefit but prioritizes organizations with large customer databases or valuable digital assets, without that sector list. 2 6
What Should You Confirm in Lockton and Marsh Cyber Insurance Quotes?
Lockton vs Marsh Cyber Insurance Compared
Lockton vs Marsh: Cyber Insurance: documented features by provider
| Criteria | Lockton Cyber & Technology Insurance Brokerage | Marsh Cyber Insurance Brokerage |
|---|---|---|
| Who It’s For | Lockton's technology practice says it works with clients in electronic hardware, information technology, internet, medical equipment, semiconductors, software and telecommunications, and highlights cyber liability as a core exposure for those industries. 2Company-reported. Technology industry page as read 2026-09-23. No minimum company size or revenue threshold was published. | MMA says any company can benefit from cyber coverage, but prioritizes organizations that store significant customer data, run large customer databases or hold valuable digital assets. 6Company-reported. MMA cyber solutions FAQ; MMA describes its own client base as middle-market organizations generally. |
| How to Apply | The Cyber & Technology page lists a named contact (its EVP, U.S. Cyber & Technology Leader) and the email cyber@lockton.com as the way to reach the team, rather than a self-serve online quote tool. 1Company-reported. Cyber & Technology page as read 2026-09-23. | You engage a named Marsh or MMA cyber specialist to design a placement; the reviewed pages describe advisor-led placement and risk analytics rather than an online self-serve quote. 3,6Company-reported. Marsh and MMA cyber pages, which list dedicated cyber brokerage and placement leaders. |
| Role in This Line | Lockton brokers cyber insurance and pairs placement with its own risk-management advice under a three-step Inform, Improve, Insure approach: quantifying cyber financial exposure, recommending security improvements, then negotiating coverage terms with insurers. 1Company-reported. Cyber & Technology product page as read 2026-09-23. | Marsh's cyber risk practice places and advises on cyber insurance brokerage; it does not underwrite the policies it places. 3Company-reported. Marsh corporate cyber insurance product page. Marsh McLennan Agency (MMA), Marsh's middle-market subsidiary, places cyber coverage and acts as a carrier liaison, combining placement with claims advocacy. 6Company-reported. MMA cyber solutions page. |
