HUB International vs USI Insurance Services Management Liability Insurance

HUB brokers management liability coverage through its ProEx Professional & Executive Risk practice, packaging lines such as D&O, employment practices liability and fiduciary liability under an Executive Liability umbrella rather than underwriting any of them itself. ⁴Company-reported. ProEx page coverage list, read 2026-09-23; the page does not name an issuing insurer for any listed line.

USI brokers management liability as a bundle rather than underwriting it, packaging D&O, employment practices liability, fiduciary liability and crime coverage under its ExecuSafe endorsement program. ⁸Company-reported. ExecuSafe article.

HUB says ProEx places more than $2 billion in premium, which it says improves carrier negotiations, but does not name the insurers that issue management liability policies through the practice. ⁴Company-reported. ProEx page market-leverage statement; the carrier for a specific placement depends on the quote.

USI does not name the insurer for ExecuSafe or its component coverages on the pages reviewed; it describes ExecuSafe as an endorsement package it applies when placing a client's management liability program with the market. ⁸Not publicly disclosed. Article and Business Services page as read on 2026-09-23.

Not described in the reviewed sources.

USI targets small- and medium-sized businesses that it says often lack the time, resources or expertise to evaluate D&O and related management liability risks on their own. ⁸Company-reported. ExecuSafe article's stated audience.

HUB's ProEx Executive Liability coverages include directors and officers liability (D&O), side-A-only excess D&O, employment practices liability, fiduciary liability, employed lawyers errors and omissions, crime and fidelity coverage, kidnap, ransom and extortion insurance, and workplace violence coverage. ⁴Company-reported. ProEx page coverage list; the page describes the practice's catalogue, not the insuring agreements or exclusions of any one issued policy.

HUB's technology-industry page separately groups crime, D&O, employment practices liability, fiduciary liability and transactional or warranty insurance under "Management Liability" as coverages it arranges for technology clients, largely overlapping with the ProEx Executive Liability list. ³Company-reported. Technology-industry page People Protection and Management Liability lists; a marketing grouping, not a single bundled policy.

USI describes ExecuSafe as addressing a company's D&O and management liability risks together, and separately lists D&O, employment practices liability, fiduciary liability, crime, and errors and omissions/professional liability as coverages its Business Services practice places. ^8,9Company-reported. Combines the ExecuSafe article's framing with the Business Services catalogue; actual insuring agreements and exclusions are set by the issued policy.

Published management liability policy limits or retentions were not found on the reviewed pages. ^4,3Not publicly disclosed. Checked the ProEx page and technology-industry page on 2026-09-23; limits are set on the quote and declarations.

Neither the ExecuSafe article nor the Business Services page publishes limit, retention or premium figures for a management liability bundle. ^8,9Not publicly disclosed. Pages as read on 2026-09-23.

HUB says ProEx provides an inclusive service model with analytics, litigation support and risk management across client sizes, a "boundaryless" account team of local, national and international specialists, and D&O modeling that incorporates ESG risk analysis alongside white papers, webinars and events on emerging exposures. ⁴Company-reported. ProEx page service-model and analytics sections.

USI says it works with businesses to identify D&O and related management liability risks, review any existing policies for coverage gaps, and secure coverage through ExecuSafe, on top of its Business Services practice's general claim advocacy and risk-control offerings. ^8,9Company-reported. ExecuSafe article's "How USI Can Help" section and Business Services practice description.

Not described in the reviewed sources.

USI directs small- and medium-sized businesses to email Select.Business@usi.com to discuss ExecuSafe and management liability risk generally. ⁸Company-reported. Contact instructions on the ExecuSafe article.

HUB describes a Claims & Legal Risks Group of attorneys who specialize in ProEx coverages, handling policy-wording review and claim recovery for management liability claims. ⁴Company-reported. ProEx page claims and legal support section.

Not described in the reviewed sources.