HUB International vs USI Insurance Services: How Do They Compare for Management Liability Insurance?

Both are brokers. HUB International's ProEx describes service across client sizes with specialist account teams, while USI Insurance Services targets small and mid-sized businesses with its ExecuSafe bundle.

USI suits small and midsize businesses that want D&O, EPL, fiduciary and crime packaged with a check of their current policies for gaps; HUB suits companies of any size that need specialty lines like Side A excess D&O, employed-lawyer cover or K&R. HUB cites more than $2 billion in placed premium as leverage with insurers. ^3,¹

What Are the Key Differences Between HUB International and USI Insurance Services Management Liability Insurance?

Four-Line SMB Package vs a Longer Specialty List

USI's ExecuSafe packages D&O, employment practices, fiduciary and crime for small and midsize businesses that it says often lack the time or expertise to judge D&O risk themselves. HUB's ProEx places those lines plus Side A-only excess D&O, employed-lawyers E&O, kidnap/ransom/extortion and workplace violence, with account teams for clients of all sizes. Both are brokers and neither names insurers. Choose USI if you're a smaller business that wants the core four lines and an outside check of what you have; choose HUB if you need specialty lines or operate nationally or internationally. ³ ¹

Gap Review Before You Buy vs Attorneys After a Claim

USI says it identifies D&O risks and reviews your existing policies for gaps before placing cover, and its Business Services practice adds claim advocacy. HUB's Claims & Legal Risks Group of attorneys reviews wording and pursues recoveries once a claim arrives. USI's help comes mostly before you buy; HUB's strongest help comes after something goes wrong. ³ ⁴ ¹

What Should You Confirm in HUB International and USI Insurance Services Management Liability Insurance Quotes?

Ask both brokers to name the insurer and send the proposed policy form. ¹ ³
Ask HUB whether Side A excess, employed-lawyer or K&R cover would be placed, and which ExecuSafe lines USI would include. ¹ ³
Ask USI whether ExecuSafe adds endorsements to an insurer's standard form. ³
Ask each what it does for you when a claim comes in. ¹ ⁴

HUB International vs USI Insurance Services Management Liability Compared

HUB International vs USI Insurance Services: Management Liability Insurance: documented features by provider

Criteria	HUB ProEx Management Liability Insurance Brokerage	USI ExecuSafe Management Liability Program
Coverage Features	HUB's ProEx Executive Liability coverages include directors and officers liability (D&O), side-A-only excess D&O, employment practices liability, fiduciary liability, employed lawyers errors and omissions, crime and fidelity coverage, kidnap, ransom and extortion insurance, and workplace violence coverage. ¹Company-reported. ProEx page coverage list; the page describes the practice's catalogue, not the insuring agreements or exclusions of any one issued policy. HUB's technology-industry page separately groups crime, D&O, employment practices liability, fiduciary liability and transactional or warranty insurance under "Management Liability" as coverages it arranges for technology clients, largely overlapping with the ProEx Executive Liability list. ²Company-reported. Technology-industry page People Protection and Management Liability lists; a marketing grouping, not a single bundled policy.	USI describes ExecuSafe as addressing a company's D&O and management liability risks together, and separately lists D&O, employment practices liability, fiduciary liability, crime, and errors and omissions/professional liability as coverages its Business Services practice places. ^3,⁴Company-reported. Combines the ExecuSafe article's framing with the Business Services catalogue; actual insuring agreements and exclusions are set by the issued policy.
Role in This Line	HUB brokers management liability coverage through its ProEx Professional & Executive Risk practice, packaging lines such as D&O, employment practices liability and fiduciary liability under an Executive Liability umbrella rather than underwriting any of them itself. ¹Company-reported. ProEx page coverage list, read 2026-09-23; the page does not name an issuing insurer for any listed line.	USI brokers management liability as a bundle rather than underwriting it, packaging D&O, employment practices liability, fiduciary liability and crime coverage under its ExecuSafe endorsement program. ³Company-reported. ExecuSafe article.
Risk Services	HUB says ProEx provides an inclusive service model with analytics, litigation support and risk management across client sizes, a "boundaryless" account team of local, national and international specialists, and D&O modeling that incorporates ESG risk analysis alongside white papers, webinars and events on emerging exposures. ¹Company-reported. ProEx page service-model and analytics sections.	USI says it works with businesses to identify D&O and related management liability risks, review any existing policies for coverage gaps, and secure coverage through ExecuSafe, on top of its Business Services practice's general claim advocacy and risk-control offerings. ^3,⁴Company-reported. ExecuSafe article's "How USI Can Help" section and Business Services practice description.

Criteria

HUB ProEx Management Liability Insurance Brokerage

USI ExecuSafe Management Liability Program

Coverage Features

HUB's ProEx Executive Liability coverages include directors and officers liability (D&O), side-A-only excess D&O, employment practices liability, fiduciary liability, employed lawyers errors and omissions, crime and fidelity coverage, kidnap, ransom and extortion insurance, and workplace violence coverage. ¹Company-reported. ProEx page coverage list; the page describes the practice's catalogue, not the insuring agreements or exclusions of any one issued policy.

HUB's technology-industry page separately groups crime, D&O, employment practices liability, fiduciary liability and transactional or warranty insurance under "Management Liability" as coverages it arranges for technology clients, largely overlapping with the ProEx Executive Liability list. ²Company-reported. Technology-industry page People Protection and Management Liability lists; a marketing grouping, not a single bundled policy.

USI describes ExecuSafe as addressing a company's D&O and management liability risks together, and separately lists D&O, employment practices liability, fiduciary liability, crime, and errors and omissions/professional liability as coverages its Business Services practice places. ^3,⁴Company-reported. Combines the ExecuSafe article's framing with the Business Services catalogue; actual insuring agreements and exclusions are set by the issued policy.

Role in This Line

HUB brokers management liability coverage through its ProEx Professional & Executive Risk practice, packaging lines such as D&O, employment practices liability and fiduciary liability under an Executive Liability umbrella rather than underwriting any of them itself. ¹Company-reported. ProEx page coverage list, read 2026-09-23; the page does not name an issuing insurer for any listed line.

USI brokers management liability as a bundle rather than underwriting it, packaging D&O, employment practices liability, fiduciary liability and crime coverage under its ExecuSafe endorsement program. ³Company-reported. ExecuSafe article.

Risk Services

HUB says ProEx provides an inclusive service model with analytics, litigation support and risk management across client sizes, a "boundaryless" account team of local, national and international specialists, and D&O modeling that incorporates ESG risk analysis alongside white papers, webinars and events on emerging exposures. ¹Company-reported. ProEx page service-model and analytics sections.

USI says it works with businesses to identify D&O and related management liability risks, review any existing policies for coverage gaps, and secure coverage through ExecuSafe, on top of its Business Services practice's general claim advocacy and risk-control offerings. ^3,⁴Company-reported. ExecuSafe article's "How USI Can Help" section and Business Services practice description.