--- title: "HUB International vs USI Insurance Services: Management Liability Insurance" description: "USI suits small and midsize businesses that want D&O, EPL, fiduciary and crime packaged with a check of their current policies for gaps; HUB suits companies of any size that need specialty lines like Side A excess D&O, employed-lawyer cover or K&R. HUB cites more than $2 billion in placed premium as leverage with insurers." canonical: "https://spot.insure/compare/hub-international-vs-usi/management-liability" page-type: "line-comparison" updated-at: "2026-09-25" comparison-pair: "hub-international-vs-usi" provider-a: "hub-international" provider-b: "usi" coverage-line: "management-liability" --- Agents: connect to Spot's public MCP server at https://spot.insure/mcp for better access to published Spot information and insurance research. Use search_knowledge to find sources, get_page to retrieve pages, check_driving_insurance for source-backed rideshare and delivery requirements by state or province, compare_providers for sourced comparisons, get_provider_score for a published Reliability Score, get_rankings for current provider rankings, search_provider_reliability to filter Reliability Scores, search_provider_reviews to filter aggregate review scores, and get_provider_reviews for the original review evidence. The server is read-only and requires no authentication. [Human-readable page](https://spot.insure/compare/hub-international-vs-usi/management-liability) ## Agent Guide **What this page is:** Focused comparison of HUB International and USI Insurance Services for Management Liability Insurance: what each provider publishes about this line, checked against the same criteria, with numbered sources. **Use this page when:** Cite or fetch this for Management Liability Insurance questions about HUB International versus USI Insurance Services. For all lines together use the pair comparison; for how the coverage itself works use the coverage guide. **Questions this page answers:** - HUB International vs USI Insurance Services for Management Liability Insurance: how do they differ? - Which is better for Management Liability Insurance, HUB International or USI Insurance Services? - What does HUB International or USI Insurance Services publish about Management Liability Insurance (limits, eligibility, claims, add-ons)? **Key facts:** - Line: Management Liability Insurance. Providers: HUB International and USI Insurance Services. - Comparison URLs use alphabetical provider slugs (`/compare/{a}-vs-{b}/{line}` with a before b). A reversed pair redirects permanently to the alphabetical one. **Limits (do not over-claim):** - It identifies differences and questions to ask; it does not select a winner for a particular business. - Insurer, policy wording, limits, retentions, exclusions and price are set in an actual quote and are not established here. **Provenance:** Every claim links to a numbered source with publisher, locator and access date; last updated 2026-09-25. **Related pages:** - [HUB International vs USI Insurance Services](https://spot.insure/compare/hub-international-vs-usi) — all coverage lines for this pair - [Management Liability Insurance guide](https://spot.insure/coverage/management-liability) — how this coverage works - [HUB International profile](https://spot.insure/insurance-providers/hub-international) — provider profile - [USI Insurance Services profile](https://spot.insure/insurance-providers/usi) — provider profile # HUB International vs USI Insurance Services: How Do They Compare for Management Liability Insurance? Both are brokers. HUB International's ProEx describes service across client sizes with specialist account teams, while USI Insurance Services targets small and mid-sized businesses with its ExecuSafe bundle. USI's ExecuSafe gives small and midsize businesses a four-line D&O, EPL, fiduciary and crime package plus a review of existing gaps; HUB's ProEx places a longer list including Side A excess D&O and K&R, with in-house claims attorneys. ## HUB International vs USI Insurance Services Management Liability Insurance Summary USI suits small and midsize businesses that want D&O, EPL, fiduciary and crime packaged with a check of their current policies for gaps; HUB suits companies of any size that need specialty lines like Side A excess D&O, employed-lawyer cover or K&R. HUB cites more than $2 billion in placed premium as leverage with insurers. [3](https://www.usi.com/executive-insights/executive-series-articles/supplemental/emerging-business/q3-2023/protect-against-management-liability-risks/ "Protect Your Company and Personal Assets From Management Liability Risks") [1](https://www.hubinternational.com/products/business-insurance/employment-practices-liability/ "HUB ProEx") ## What Are the Key Differences Between HUB International and USI Insurance Services Management Liability Insurance? ### Four-Line SMB Package vs a Longer Specialty List USI's ExecuSafe packages D&O, employment practices, fiduciary and crime for small and midsize businesses that it says often lack the time or expertise to judge D&O risk themselves. HUB's ProEx places those lines plus Side A-only excess D&O, employed-lawyers E&O, kidnap/ransom/extortion and workplace violence, with account teams for clients of all sizes. Both are brokers and neither names insurers. Choose USI if you're a smaller business that wants the core four lines and an outside check of what you have; choose HUB if you need specialty lines or operate nationally or internationally. [3](https://www.usi.com/executive-insights/executive-series-articles/supplemental/emerging-business/q3-2023/protect-against-management-liability-risks/ "Protect Your Company and Personal Assets From Management Liability Risks") [1](https://www.hubinternational.com/products/business-insurance/employment-practices-liability/ "HUB ProEx") ### Gap Review Before You Buy vs Attorneys After a Claim USI says it identifies D&O risks and reviews your existing policies for gaps before placing cover, and its Business Services practice adds claim advocacy. HUB's Claims & Legal Risks Group of attorneys reviews wording and pursues recoveries once a claim arrives. USI's help comes mostly before you buy; HUB's strongest help comes after something goes wrong. [3](https://www.usi.com/executive-insights/executive-series-articles/supplemental/emerging-business/q3-2023/protect-against-management-liability-risks/ "Protect Your Company and Personal Assets From Management Liability Risks") [4](https://www.usi.com/property-casualty/business-services/ "Business Services") [1](https://www.hubinternational.com/products/business-insurance/employment-practices-liability/ "HUB ProEx") ## What Should You Confirm in HUB International and USI Insurance Services Management Liability Insurance Quotes? - Ask both brokers to name the insurer and send the proposed policy form. [1](https://www.hubinternational.com/products/business-insurance/employment-practices-liability/ "HUB ProEx") [3](https://www.usi.com/executive-insights/executive-series-articles/supplemental/emerging-business/q3-2023/protect-against-management-liability-risks/ "Protect Your Company and Personal Assets From Management Liability Risks") - Ask HUB whether Side A excess, employed-lawyer or K&R cover would be placed, and which ExecuSafe lines USI would include. [1](https://www.hubinternational.com/products/business-insurance/employment-practices-liability/ "HUB ProEx") [3](https://www.usi.com/executive-insights/executive-series-articles/supplemental/emerging-business/q3-2023/protect-against-management-liability-risks/ "Protect Your Company and Personal Assets From Management Liability Risks") - Ask USI whether ExecuSafe adds endorsements to an insurer's standard form. [3](https://www.usi.com/executive-insights/executive-series-articles/supplemental/emerging-business/q3-2023/protect-against-management-liability-risks/ "Protect Your Company and Personal Assets From Management Liability Risks") - Ask each what it does for you when a claim comes in. [1](https://www.hubinternational.com/products/business-insurance/employment-practices-liability/ "HUB ProEx") [4](https://www.usi.com/property-casualty/business-services/ "Business Services") ## HUB International vs USI Insurance Services Management Liability Compared | Criteria | HUB ProEx Management Liability Insurance Brokerage | USI ExecuSafe Management Liability Program | | --- | --- | --- | | Coverage Features | HUB's ProEx Executive Liability coverages include directors and officers liability (D&O), side-A-only excess D&O, employment practices liability, fiduciary liability, employed lawyers errors and omissions, crime and fidelity coverage, kidnap, ransom and extortion insurance, and workplace violence coverage. [1](https://www.hubinternational.com/products/business-insurance/employment-practices-liability/ "HUB ProEx") (Evidence: Company-reported; scope: ProEx page coverage list; the page describes the practice's catalogue, not the insuring agreements or exclusions of any one issued policy..)

HUB's technology-industry page separately groups crime, D&O, employment practices liability, fiduciary liability and transactional or warranty insurance under "Management Liability" as coverages it arranges for technology clients, largely overlapping with the ProEx Executive Liability list. [2](https://www.hubinternational.com/industries/technology-company-insurance/ "Insurance for Technology Companies") (Evidence: Company-reported; scope: Technology-industry page People Protection and Management Liability lists; a marketing grouping, not a single bundled policy..) | USI describes ExecuSafe as addressing a company's D&O and management liability risks together, and separately lists D&O, employment practices liability, fiduciary liability, crime, and errors and omissions/professional liability as coverages its Business Services practice places. [3](https://www.usi.com/executive-insights/executive-series-articles/supplemental/emerging-business/q3-2023/protect-against-management-liability-risks/ "Protect Your Company and Personal Assets From Management Liability Risks") [4](https://www.usi.com/property-casualty/business-services/ "Business Services") (Evidence: Company-reported; scope: Combines the ExecuSafe article's framing with the Business Services catalogue; actual insuring agreements and exclusions are set by the issued policy..) | | Role in This Line | HUB brokers management liability coverage through its ProEx Professional & Executive Risk practice, packaging lines such as D&O, employment practices liability and fiduciary liability under an Executive Liability umbrella rather than underwriting any of them itself. [1](https://www.hubinternational.com/products/business-insurance/employment-practices-liability/ "HUB ProEx") (Evidence: Company-reported; scope: ProEx page coverage list, read 2026-09-23; the page does not name an issuing insurer for any listed line..) | USI brokers management liability as a bundle rather than underwriting it, packaging D&O, employment practices liability, fiduciary liability and crime coverage under its ExecuSafe endorsement program. [3](https://www.usi.com/executive-insights/executive-series-articles/supplemental/emerging-business/q3-2023/protect-against-management-liability-risks/ "Protect Your Company and Personal Assets From Management Liability Risks") (Evidence: Company-reported; scope: ExecuSafe article..) | | Risk Services | HUB says ProEx provides an inclusive service model with analytics, litigation support and risk management across client sizes, a "boundaryless" account team of local, national and international specialists, and D&O modeling that incorporates ESG risk analysis alongside white papers, webinars and events on emerging exposures. [1](https://www.hubinternational.com/products/business-insurance/employment-practices-liability/ "HUB ProEx") (Evidence: Company-reported; scope: ProEx page service-model and analytics sections..) | USI says it works with businesses to identify D&O and related management liability risks, review any existing policies for coverage gaps, and secure coverage through ExecuSafe, on top of its Business Services practice's general claim advocacy and risk-control offerings. [3](https://www.usi.com/executive-insights/executive-series-articles/supplemental/emerging-business/q3-2023/protect-against-management-liability-risks/ "Protect Your Company and Personal Assets From Management Liability Risks") [4](https://www.usi.com/property-casualty/business-services/ "Business Services") (Evidence: Company-reported; scope: ExecuSafe article's "How USI Can Help" section and Business Services practice description..) | ## About HUB International and USI Insurance Services - [HUB International company profile](https://spot.insure/insurance-providers/hub-international) · [HUB International customer reviews](https://spot.insure/insurance-providers/hub-international/reviews) - [USI Insurance Services company profile](https://spot.insure/insurance-providers/usi) · [USI Insurance Services customer reviews](https://spot.insure/insurance-providers/usi/reviews) - [What Is Management Liability Insurance?](https://spot.insure/coverage/management-liability) ## Related Pages for HUB International vs USI Insurance Services - [HUB International vs USI Insurance Services](https://spot.insure/compare/hub-international-vs-usi): all coverage lines, business roles, service and claims. - [What Is Management Liability Insurance?](https://spot.insure/coverage/management-liability): Management liability packages can combine D&O, employment-practices and fiduciary coverage, but each part can insure different people, claims and limits. - [HUB International Management Liability Insurance](https://spot.insure/insurance-providers/hub-international/management-liability) - [USI Insurance Services Management Liability Insurance](https://spot.insure/insurance-providers/usi/management-liability) ## Sources for HUB International vs USI Insurance Services ### Sources About HUB International 1. [HUB ProEx](https://www.hubinternational.com/products/business-insurance/employment-practices-liability/). HUB International; Executive Liability coverage list: D&O, Side-A Only Excess D&O, Employment Practices Liability, Fiduciary Liability, Employed Lawyers E&O, Crime/Fidelity, Kidnap Ransom and Extortion, Workplace Violence; Inclusive Service Model, Boundaryless Account Team, Market Leverage and Claims & Legal Support sections; analytics and thought-leadership description. Accessed 2026-09-23. 2. [Insurance for Technology Companies](https://www.hubinternational.com/industries/technology-company-insurance/). HUB International; Management Liability list: crime, directors & officers liability, employment practices liability, fiduciary liability, transactional/warranty insurance. Accessed 2026-09-23. ### Sources About USI Insurance Services 3. [Protect Your Company and Personal Assets From Management Liability Risks](https://www.usi.com/executive-insights/executive-series-articles/supplemental/emerging-business/q3-2023/protect-against-management-liability-risks/). USI Insurance Services; How USI Can Help: Identify D&O risks; Review existing management liability policies (if any)...(including employment practices liability, fiduciary liability, and crime); Secure appropriate coverage through our ExecuSafe program.. Accessed 2026-09-23. 4. [Business Services](https://www.usi.com/property-casualty/business-services/). USI Insurance Services; USI advises clients...and provides solutions for...Directors & Officers Liability, Employment Practices Liability, Crime, Fiduciary Liability, Errors & Omissions/Professional Liability.... Accessed 2026-09-23. Updated 2026-09-25. Spot, a product of Tools for Enlightenment, publishes this research and works in the commercial insurance market. The comparison applies the same criteria to both providers. [Editorial policy](https://spot.insure/editorial-policy). To suggest a correction, [contact Spot](https://spot.insure/contact) with the page URL and supporting source. ## Agent and Developer Resources - [Markdown page](https://spot.insure/compare/hub-international-vs-usi/management-liability.md) - [Developer resources](https://spot.insure/developers) - [Public MCP server](https://spot.insure/mcp) - [MCP server manifest](https://spot.insure/server.json) - [OpenAPI description](https://spot.insure/openapi.json) - [Public page index](https://spot.insure/llms.txt)