HUB International vs The Hartford: How Do They Compare for Management Liability Insurance?

The Hartford offers a five-coverage package through a local agent, while HUB International brokers through ProEx and lists side-A excess D&O, employed lawyers E&O and workplace violence.

The Hartford's Private Choice Premier bundles D&O, employment practices, fiduciary, crime and kidnap-and-ransom, which you can add to a business owner's policy quote or buy through an agent; HUB's ProEx brokers shop wider lines, including Side A excess D&O, employed-lawyer E&O and workplace violence, with attorney claims support. ^3,¹

What Are the Key Differences Between HUB International and The Hartford Management Liability Insurance?

One Five-Part Hartford Package vs a Broker's Specialty Lines

The Hartford writes Private Choice Premier itself, bundling D&O, employment practices, fiduciary, crime, and kidnap and ransom/extortion, with Premier Excess available as an extra layer above the package. It names nonprofits, public and private companies, financial institutions and general partners in limited partnerships. HUB's ProEx practice is a broker that doesn't name insurers, and lists D&O, Side A-only excess D&O (extra cover for directors personally when the company can't pay), employment practices, fiduciary, employed lawyers E&O, crime and fidelity, kidnap/ransom/extortion and workplace violence. Choose The Hartford if you want the core lines in one package from one insurer; choose HUB if you need Side A excess, cover for in-house lawyers or workplace-violence cover. ¹ ³

Add to a BOP Quote vs Specialist Placement With Claims Attorneys

The Hartford lets you add management liability to a Business Owner's Policy quote or buy through a local agent, though there's no self-serve bind for the package. HUB places ProEx through specialists and backs claims with an attorney Claims & Legal Risks Group. ¹ ³

What Should You Confirm in HUB International and The Hartford Management Liability Insurance Quotes?

Ask HUB which insurer would issue the ProEx placement and what its attorneys do on a claim. ¹
Ask whether Side A-only excess or employed-lawyer cover appears on the HUB quote, and whether Premier Excess would sit above the Hartford package. ¹ ³
Ask The Hartford whether the cover would be added to your BOP or written separately. ³
Compare limits and retentions; HUB doesn't publish them. ¹ ³

HUB International vs The Hartford Management Liability Compared

HUB International vs The Hartford: Management Liability Insurance: documented features by provider

Criteria	HUB ProEx Management Liability Insurance Brokerage	The Hartford Private Choice Premier Management Liability Insurance
Coverage Features	HUB's ProEx Executive Liability coverages include directors and officers liability (D&O), side-A-only excess D&O, employment practices liability, fiduciary liability, employed lawyers errors and omissions, crime and fidelity coverage, kidnap, ransom and extortion insurance, and workplace violence coverage. ¹Company-reported. ProEx page coverage list; the page describes the practice's catalogue, not the insuring agreements or exclusions of any one issued policy. HUB's technology-industry page separately groups crime, D&O, employment practices liability, fiduciary liability and transactional or warranty insurance under "Management Liability" as coverages it arranges for technology clients, largely overlapping with the ProEx Executive Liability list. ²Company-reported. Technology-industry page People Protection and Management Liability lists; a marketing grouping, not a single bundled policy.	The Hartford offers a Premier Excess policy providing streamlined excess liability coverage above its management-liability limits for risks across all industries. ³Company-reported. Management liability product page as read 2026-09-23. General description; the issued policy controls.
Role in This Line	HUB brokers management liability coverage through its ProEx Professional & Executive Risk practice, packaging lines such as D&O, employment practices liability and fiduciary liability under an Executive Liability umbrella rather than underwriting any of them itself. ¹Company-reported. ProEx page coverage list, read 2026-09-23; the page does not name an issuing insurer for any listed line.	The Hartford's Private Choice Premier is a management-liability package bundling five coverages: directors and officers (D&O), employment practices liability (EPL), fiduciary liability, crime, and kidnap and ransom/extortion. Certain coverages can also be added to a Business Owner's Policy. ³Company-reported. Management liability product page as read 2026-09-23.

Criteria

HUB ProEx Management Liability Insurance Brokerage

The Hartford Private Choice Premier Management Liability Insurance

Coverage Features

HUB's ProEx Executive Liability coverages include directors and officers liability (D&O), side-A-only excess D&O, employment practices liability, fiduciary liability, employed lawyers errors and omissions, crime and fidelity coverage, kidnap, ransom and extortion insurance, and workplace violence coverage. ¹Company-reported. ProEx page coverage list; the page describes the practice's catalogue, not the insuring agreements or exclusions of any one issued policy.

HUB's technology-industry page separately groups crime, D&O, employment practices liability, fiduciary liability and transactional or warranty insurance under "Management Liability" as coverages it arranges for technology clients, largely overlapping with the ProEx Executive Liability list. ²Company-reported. Technology-industry page People Protection and Management Liability lists; a marketing grouping, not a single bundled policy.

The Hartford offers a Premier Excess policy providing streamlined excess liability coverage above its management-liability limits for risks across all industries. ³Company-reported. Management liability product page as read 2026-09-23. General description; the issued policy controls.

Role in This Line

HUB brokers management liability coverage through its ProEx Professional & Executive Risk practice, packaging lines such as D&O, employment practices liability and fiduciary liability under an Executive Liability umbrella rather than underwriting any of them itself. ¹Company-reported. ProEx page coverage list, read 2026-09-23; the page does not name an issuing insurer for any listed line.

The Hartford's Private Choice Premier is a management-liability package bundling five coverages: directors and officers (D&O), employment practices liability (EPL), fiduciary liability, crime, and kidnap and ransom/extortion. Certain coverages can also be added to a Business Owner's Policy. ³Company-reported. Management liability product page as read 2026-09-23.