HUB International vs TechInsurance: How Do They Compare for Tech E&O Insurance?

TechInsurance sells IT and tech firms a packaged E&O plus cyber bundle with a published median near $67 a month, while HUB International has a broker tailor tech E&O to your size and limits, with no online quote.

TechInsurance sells IT and tech firms a ready-made E&O and cyber bundle and reports a median premium of about $67 a month, though IP disputes need an add-on. HUB is a broker that places Tech E&O through its technology practice and can tailor prior-acts dates and tail cover. 3,1,2

What Are the Key Differences Between HUB International and TechInsurance Tech E&O Insurance?

Ready-Made Bundle With a Price Benchmark vs Tailored Broker Terms

TechInsurance packages two policies, tech E&O and cyber liability, for software developers, MSPs, SaaS firms, IT consultants, app developers, data centers and cybersecurity firms. It reports its customers pay a median of $67 a month, about $807 a year, depending on your work, limits, the personal data you hold and claims history. HUB brokers tech E&O through its general E&O and technology practices, can tailor prior-acts dates and extended reporting (tail) periods, and publishes no premium. Choose TechInsurance if you're a small IT firm that wants E&O and cyber quickly at a known price point; choose HUB if you're switching insurers or winding down and need prior work covered. 1 2 3

Contract Claims and Cyber at TechInsurance vs Broad Professional Cover at HUB

TechInsurance's E&O policy covers errors, undelivered services, missed deadlines, budget overruns and breach of contract, and its cyber policy covers breaches of your systems and clients' systems you worked on; IP and copyright disputes usually need an add-on. HUB describes E&O paying defense, judgments, settlements and fines for misrepresentation, professional-service breaches and misleading advice, but doesn't say how IP is treated. 1 3

What Should You Confirm in HUB International and TechInsurance Tech E&O Insurance Quotes?

  • Ask HUB whether it's placing E&O alone or with cyber, and ask both to name the insurer. 3 2
  • Ask both how IP and copyright claims are treated. 3 1
  • Use the $67 median as a benchmark only; get HUB's actual premium, per-claim and aggregate limits and retention. 3 1

HUB International vs TechInsurance Tech E&O Insurance Compared

HUB International vs TechInsurance: Tech E&O Insurance: documented features by provider

CriteriaHUB International Technology Errors and Omissions InsuranceTechInsurance Technology Errors and Omissions (Tech E&O) Insurance
Who It’s For

HUB's technology-industry page addresses fast-growing startups and established software, hardware or digital-media businesses, and says HUB currently insures more than 5,000 technology companies; that count is a company-reported figure not independently verified here. 2Company-reported. Technology-industry page framing; not specific to technology E&O alone, since the page covers HUB's full technology insurance program.

TechInsurance targets tech E&O at IT and technology businesses, listing software developers, MSPs, SaaS companies, IT consultants, app developers, data centers and cybersecurity firms among the professions it insures under this bundle. 3Company-reported. Tech E&O product page, Technology professionals we insure section.

Coverage Features

HUB's general E&O page says policies typically cover defense costs, judgments, settlements and fines from allegations of misrepresentation, breach of professional services, wrongful practices and misleading advice, and can be structured with prior-acts coverage back to a retroactive date and tail coverage for an extended reporting period. 1Company-reported. General E&O coverage description; the page does not give technology-specific coverage examples beyond listing technology as a served industry.

TechInsurance says the E&O half of the bundle covers claims over errors, undelivered services, missed deadlines, budget overruns and breach of contract, while the cyber half splits into first-party coverage (for breaches of the buyer's own systems) and third-party coverage (for breaches on a client's systems the buyer worked on). 3Company-reported. Tech E&O product page; general policy description, not a specific policy form.

TechInsurance says the standard tech E&O bundle does not automatically include coverage for intellectual property or copyright disputes; that coverage usually must be added to the policy. 3Company-reported. Tech E&O product page, Does E&O insurance cover media and intellectual property (IP) rights? section.

Role in This Line

HUB brokers technology E&O as part of its general E&O practice, naming technology as one of the industries it serves, and separately markets it as one line within its dedicated technology-industry practice. 1,2Company-reported. E&O product page and technology-industry page as read 2026-09-23; neither names an issuing insurer.

TechInsurance sells technology errors and omissions (tech E&O) as a bundle of two policies, errors and omissions insurance and cyber liability insurance, built specifically for IT and technology companies. 3Company-reported. Tech E&O product page.

About HUB International and TechInsurance and Tech E&O Insurance

Related Pages for HUB International vs TechInsurance Tech E&O

Updated . Spot, a product of Tools for Enlightenment, publishes this research and works in the commercial insurance market. The comparison applies the same criteria to both providers. Editorial policy. To suggest a correction, contact Spot with the page URL and supporting source.

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