HUB International vs TechInsurance General Liability Insurance

HUB brokers commercial general liability coverage rather than underwriting it itself, placing the policy with an insurer on the client's behalf. ⁴Company-reported. General liability product page as read on 2026-09-23; the page does not name an issuing insurer.

TechInsurance arranges general liability insurance for small businesses and describes it as often the first policy small business owners buy. ⁷Company-reported. General liability product page.

The general liability product page does not name an issuing insurer; HUB places general liability business with insurers that vary by client and placement. ⁴Not found in reviewed sources. Checked the general liability product page on 2026-09-23; no carrier is disclosed there.

The reviewed page does not name the issuing insurer for a general liability policy; TechInsurance describes returning quotes from multiple carriers rather than naming one upfront. ⁷Not publicly disclosed. General liability product page as read on 2026-09-23.

Not described in the reviewed sources.

TechInsurance targets general liability at small businesses that interact with the public, including those that let customers into a store or office, visit clients' homes or businesses, handle client property, sell products, or advertise online. ⁷Company-reported. General liability product page.

HUB says general liability policies it arranges typically respond to bodily injury to customers, employees, vendors or visitors on the client's premises, personal injury from an employee's negligence or actions, property damage caused by employees, and advertising injury such as slander or false advertising claims. ⁴Company-reported. Product-page description of typical coverage scenarios; the issued policy and its exclusions control what a specific claim triggers.

TechInsurance says general liability insurance covers third-party bodily injury, property damage, copyright infringement, defamation (libel or slander), and often includes product liability coverage or the option to add it by endorsement. ⁷Company-reported. General liability product page; general policy description, not a specific policy form.

Published per-occurrence or aggregate limits, deductibles or retentions for HUB-placed general liability policies were not found on the product page. ⁴Not publicly disclosed. Checked the general liability product page on 2026-09-23; limits are set on the quote and declarations, not the marketing page.

TechInsurance says nearly 90% of its customers choose a general liability policy with a $1 million per-occurrence limit and a $2 million aggregate limit, and that its customers pay a median of $45 per month for the coverage. ⁷Company-reported. General liability product page; a company-reported median and common-limit figure from TechInsurance's own book of business, not a published rate table.

The general liability product page does not describe line-specific risk-control or safety services; it only lists related products such as business interruption, D&O, EPL and workers' compensation insurance. ⁴Not found in reviewed sources. Checked the general liability product page on 2026-09-23.

Not described in the reviewed sources.

HUB says the amount of general liability coverage a business needs depends on factors such as the type of business and its location, and directs prospects to contact a HUB broker to get started. ⁴Company-reported. Product-page copy; no online quote or bind flow is described.

You request general liability quotes online through a short application; TechInsurance says licensed agents in all 50 states are available to help pick a policy, and a certificate of insurance is typically available the same day you buy coverage. ⁷Company-reported. General liability product page application and certificate sections.