HUB International vs TechInsurance: How Do They Compare for Cyber Insurance?

HUB International lists breach services and cites breach statistics but describes no online quote; TechInsurance reports a median of $129 a month and lists exclusions.

HUB brokers cyber through specialists and lists privacy attorneys, forensics and class-action defense among arranged services, without a published premium. TechInsurance says its cyber policyholders pay a median of about $129 a month, often bundles tech E&O, and says a certificate is typically available the same day you buy. ^1,²

What Are the Key Differences Between HUB International and TechInsurance Cyber Insurance?

Specialist Placement or a Published Median and Same-Day Certificate

HUB directs you to a broker or cyber specialists for a policy assessment and does not publish a premium. TechInsurance lets you request quotes online through a short application, reports a median of $129 a month from its own book, and says a certificate is typically available the same day you buy. Choose HUB if you want a specialist-led placement with that breach-service roster; choose TechInsurance if a published median and a same-day certificate matter more. ¹ ²

Service Roster Versus First-Party and Third-Party Split

HUB lists privacy attorneys, forensics, notification, credit monitoring, crisis PR, regulatory fines and class-action defense. TechInsurance splits first-party costs (breach response, extortion, business interruption, data recovery) from third-party legal fees, fines and settlements, and says the policy does not cover professional negligence unrelated to a breach. ¹ ²

Who Each Page Targets

HUB frames cyber as relevant to any business storing data on a network. TechInsurance targets small businesses handling sensitive data, naming IT and technology professionals, retail, healthcare, financial services, real estate, and media and advertising as example segments. ¹ ²

What Should You Confirm in HUB International and TechInsurance Cyber Insurance Quotes?

Ask HUB which carrier it would place. ¹
Ask TechInsurance which carrier would issue the quote. ²
Ask whether the $129 median reflects your employee count and data volume. ²
Ask HUB whether class-action defense sits on the form. ¹

HUB International vs TechInsurance Cyber Insurance Compared

HUB International vs TechInsurance: Cyber Insurance: documented features by provider

Criteria	HUB International Cyber Insurance Brokerage	TechInsurance Cyber Liability Insurance
Who It’s For	HUB frames cyber insurance as relevant to any business that stores data on a network, without publishing a narrower eligibility list by size or industry on this page. ¹Company-reported. Product-page framing; not a published underwriting appetite.	TechInsurance targets cyber liability at small businesses handling sensitive data, naming IT and technology professionals, retail, healthcare, financial services, real estate, and media and advertising businesses as example segments. ²Company-reported. Who needs cyber liability insurance section of the product page.
How to Apply	HUB directs you to a broker or its cyber specialists for a policy assessment; no online quote is described. ¹Company-reported. Product-page call to action as read 2026-09-23.	You request cyber liability quotes online through a short application describing your business; TechInsurance says a licensed agent is available to help and that a certificate of insurance is typically available the same day you buy a policy. ²Company-reported. Cyber liability product page application and certificate sections.
Coverage Features	HUB lists cyber coverage it arranges as privacy attorney services, IT forensic investigation, state breach-notification compliance costs, credit monitoring for affected individuals, crisis PR engagement, regulatory fines and class-action defense from a data breach. ¹Company-reported. Product-page coverage list; the issued policy and its exclusions control an actual claim. HUB cites statistics that data-privacy attacks occur roughly every 40 seconds in the U.S., that 85% of data-breach insurance claims come from small to midsize businesses, and that two-thirds of breaches are tied to third-party IT vendors, to explain why it recommends cyber coverage. ¹Company-reported. Product-page statistics are company-cited industry figures, not independently verified by us and not HUB-specific claims data.	TechInsurance splits cyber liability into first-party coverage (data breach response, cyber extortion payments, business interruption, data recovery) and third-party coverage (legal fees, regulatory fines, reputation management, settlements and court-ordered damages) for claims a client brings against the business. ²Company-reported. Cyber liability product page; coverage described in general terms, not a specific policy form. TechInsurance says cyber liability insurance does not cover professional negligence claims unrelated to a breach, physical damage to electronic devices, or data loss from physical damage to hardware, and points buyers to errors and omissions or a business owner's policy for those gaps. ²Company-reported. What isn't covered by cyber liability insurance section of the product page.
Role in This Line	HUB brokers cyber insurance rather than underwriting the coverage itself, and connects clients with cyber insurance specialists for a policy assessment. ¹Company-reported. Cyber insurance product page as read 2026-09-23; the page does not name an issuing insurer.	TechInsurance arranges cyber liability insurance as a standalone policy and describes it as often bundled with technology errors and omissions coverage in a combined tech E&O package. ²Company-reported. Cyber liability product page.