HUB International vs Newfront: How Do They Compare for Tech E&O Insurance?

Both are brokers. HUB International points you to a broker for a policy customized to your size and risk; Newfront asks for a consultation request and negotiates tech E&O wording together with cyber.

HUB places tech E&O through general E&O and technology practices, with prior-acts cover back to a retroactive date and tail cover for later claims; Newfront places it inside its Cyber Risk practice, where a Tech E&O and Cyber team negotiates custom wording, models your limits and consults on claims. ^1,^2,³

What Are the Key Differences Between HUB International and Newfront Tech E&O Insurance?

Prior-Acts and Tail vs Custom Wording and Modeled Limits

Both are brokers and neither names insurers or publishes limits. HUB places tech E&O through its general E&O practice and a technology practice for software, hardware and digital-media companies. It says policies typically cover defense, judgments, settlements and fines, and can include prior-acts cover back to a retroactive date and tail cover for claims reported after the policy ends. Newfront places tech E&O within its Cyber Risk practice alongside cyber liability, data breach, business interruption, network security and cyber extortion; its Tech E&O and Cyber team negotiates custom policy language, uses proprietary modeling data to set limits, and consults on claims. Choose HUB if you're switching insurers and need earlier work covered; choose Newfront if you want wording tailored to your contracts and a data-backed limit, with E&O placed next to cyber. ¹ ² ³

Broker Contact vs Consultation Form

HUB directs you to a broker and customizes policies to your size, industry, location and desired limits, with no online quote. Newfront starts with a consultation form asking for your industry, company details and the service you need. ¹ ⁴

What Should You Confirm in HUB International and Newfront Tech E&O Insurance Quotes?

Ask both which insurer would issue the policy. ¹ ³
Ask HUB whether your quote includes prior-acts and tail, and ask Newfront whether E&O is placed with your other cyber covers. ³ ¹
Ask Newfront for its modeled limit recommendation, and HUB for per-claim and aggregate limits. ³ ¹
Ask Newfront whether its claims consultation covers professional-services disputes, not only breaches. ³

HUB International vs Newfront Tech E&O Insurance Compared

HUB International vs Newfront: Tech E&O Insurance: documented features by provider

Criteria	HUB International Technology Errors and Omissions Insurance	Newfront Cyber Risk Technology Errors & Omissions
Who It’s For	HUB's technology-industry page addresses fast-growing startups and established software, hardware or digital-media businesses, and says HUB currently insures more than 5,000 technology companies; that count is a company-reported figure not independently verified here. ²Company-reported. Technology-industry page framing; not specific to technology E&O alone, since the page covers HUB's full technology insurance program.	The reviewed page markets the Cyber Risk practice broadly, without a technology-E&O-specific eligibility threshold; Newfront says its cyber team helps clients navigate "increased underwriting standards" as carriers evaluate applicants. ³Company-reported. Cyber Risk page's Our Approach introduction.
How to Apply	HUB directs prospects to connect with a broker; the E&O page describes policies as customized to business size, industry, location, risk base and desired limits, without an online quote flow. ¹Company-reported. Product-page call to action as read 2026-09-23.	You engage Newfront's Cyber Risk practice for technology E&O placement by requesting a consultation, which asks for your industry, company details and the service you need rather than issuing an instant quote. ⁴Company-reported. General consultation intake, not a technology-E&O-specific application path.
Coverage Features	HUB's general E&O page says policies typically cover defense costs, judgments, settlements and fines from allegations of misrepresentation, breach of professional services, wrongful practices and misleading advice, and can be structured with prior-acts coverage back to a retroactive date and tail coverage for an extended reporting period. ¹Company-reported. General E&O coverage description; the page does not give technology-specific coverage examples beyond listing technology as a served industry.	Newfront names its "Tech E&O and Cyber team" specifically and says that team "negotiates bespoke language to ensure the broadest terms available in the marketplace," indicating technology E&O is negotiated alongside cyber wording rather than sold as an off-the-shelf form; the reviewed page does not describe specific tech E&O exclusions or professional-services scope. ³Company-reported. Cyber Risk page's Subject Matter Expertise section.
Role in This Line	HUB brokers technology E&O as part of its general E&O practice, naming technology as one of the industries it serves, and separately markets it as one line within its dedicated technology-industry practice. ^1,²Company-reported. E&O product page and technology-industry page as read 2026-09-23; neither names an issuing insurer.	Newfront lists Technology Errors and Omissions (E&O) as one of the named coverages its Cyber Risk practice places, alongside cyber liability, data breach, business interruption, network security liability and cyber extortion coverage. Newfront brokers this coverage; it does not underwrite it. ³Company-reported. Cyber Risk page's Key Coverages list.