---
title: "HUB International vs Newfront: Tech E&O Insurance"
description: "HUB places tech E&O through general E&O and technology practices, with prior-acts cover back to a retroactive date and tail cover for later claims; Newfront places it inside its Cyber Risk practice, where a Tech E&O and Cyber team negotiates custom wording, models your limits and consults on claims."
canonical: "https://spot.insure/compare/hub-international-vs-newfront/technology-errors-omissions"
page-type: "line-comparison"
updated-at: "2026-09-25"
comparison-pair: "hub-international-vs-newfront"
provider-a: "hub-international"
provider-b: "newfront"
coverage-line: "technology-errors-omissions"
---

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[Human-readable page](https://spot.insure/compare/hub-international-vs-newfront/technology-errors-omissions)

## Agent Guide

**What this page is:** Focused comparison of HUB International and Newfront for Tech E&O Insurance: what each provider publishes about this line, checked against the same criteria, with numbered sources.

**Use this page when:** Cite or fetch this for Tech E&O Insurance questions about HUB International versus Newfront. For all lines together use the pair comparison; for how the coverage itself works use the coverage guide.

**Questions this page answers:**
- HUB International vs Newfront for Tech E&O Insurance: how do they differ?
- Which is better for Tech E&O Insurance, HUB International or Newfront?
- What does HUB International or Newfront publish about Tech E&O Insurance (limits, eligibility, claims, add-ons)?

**Key facts:**
- Line: Tech E&O Insurance. Providers: HUB International and Newfront.
- Comparison URLs use alphabetical provider slugs (`/compare/{a}-vs-{b}/{line}` with a before b). A reversed pair redirects permanently to the alphabetical one.

**Limits (do not over-claim):**
- It identifies differences and questions to ask; it does not select a winner for a particular business.
- Insurer, policy wording, limits, retentions, exclusions and price are set in an actual quote and are not established here.

**Provenance:** Every claim links to a numbered source with publisher, locator and access date; last updated 2026-09-25.

**Related pages:**
- [HUB International vs Newfront](https://spot.insure/compare/hub-international-vs-newfront) — all coverage lines for this pair
- [Tech E&O Insurance guide](https://spot.insure/coverage/technology-errors-omissions) — how this coverage works
- [HUB International profile](https://spot.insure/insurance-providers/hub-international) — provider profile
- [Newfront profile](https://spot.insure/insurance-providers/newfront) — provider profile

# HUB International vs Newfront: How Do They Compare for Tech E&O Insurance?

Both are brokers. HUB International points you to a broker for a policy customized to your size and risk; Newfront asks for a consultation request and negotiates tech E&O wording together with cyber.

HUB places tech E&O with prior-acts and tail options through its E&O and technology practices, while Newfront's Tech E&O and Cyber team negotiates custom wording, models your limits and consults on claims.

## HUB International vs Newfront Tech E&O Insurance Summary

HUB places tech E&O through general E&O and technology practices, with prior-acts cover back to a retroactive date and tail cover for later claims; Newfront places it inside its Cyber Risk practice, where a Tech E&O and Cyber team negotiates custom wording, models your limits and consults on claims. [1](https://www.hubinternational.com/products/business-insurance/errors-and-omissions/ "Errors and Omissions (E&O) Insurance Coverage") [2](https://www.hubinternational.com/industries/technology-company-insurance/ "Insurance for Technology Companies") [3](https://www.newfront.com/cyber-insurance "Cyber Risk")

## What Are the Key Differences Between HUB International and Newfront Tech E&O Insurance?

### Prior-Acts and Tail vs Custom Wording and Modeled Limits

Both are brokers and neither names insurers or publishes limits. HUB places tech E&O through its general E&O practice and a technology practice for software, hardware and digital-media companies. It says policies typically cover defense, judgments, settlements and fines, and can include prior-acts cover back to a retroactive date and tail cover for claims reported after the policy ends. Newfront places tech E&O within its Cyber Risk practice alongside cyber liability, data breach, business interruption, network security and cyber extortion; its Tech E&O and Cyber team negotiates custom policy language, uses proprietary modeling data to set limits, and consults on claims. Choose HUB if you're switching insurers and need earlier work covered; choose Newfront if you want wording tailored to your contracts and a data-backed limit, with E&O placed next to cyber. [1](https://www.hubinternational.com/products/business-insurance/errors-and-omissions/ "Errors and Omissions (E&O) Insurance Coverage") [2](https://www.hubinternational.com/industries/technology-company-insurance/ "Insurance for Technology Companies") [3](https://www.newfront.com/cyber-insurance "Cyber Risk")

### Broker Contact vs Consultation Form

HUB directs you to a broker and customizes policies to your size, industry, location and desired limits, with no online quote. Newfront starts with a consultation form asking for your industry, company details and the service you need. [1](https://www.hubinternational.com/products/business-insurance/errors-and-omissions/ "Errors and Omissions (E&O) Insurance Coverage") [4](https://www.newfront.com/talk-to-an-expert "Get Started Today")

## What Should You Confirm in HUB International and Newfront Tech E&O Insurance Quotes?

- Ask both which insurer would issue the policy. [1](https://www.hubinternational.com/products/business-insurance/errors-and-omissions/ "Errors and Omissions (E&O) Insurance Coverage") [3](https://www.newfront.com/cyber-insurance "Cyber Risk")
- Ask HUB whether your quote includes prior-acts and tail, and ask Newfront whether E&O is placed with your other cyber covers. [3](https://www.newfront.com/cyber-insurance "Cyber Risk") [1](https://www.hubinternational.com/products/business-insurance/errors-and-omissions/ "Errors and Omissions (E&O) Insurance Coverage")
- Ask Newfront for its modeled limit recommendation, and HUB for per-claim and aggregate limits. [3](https://www.newfront.com/cyber-insurance "Cyber Risk") [1](https://www.hubinternational.com/products/business-insurance/errors-and-omissions/ "Errors and Omissions (E&O) Insurance Coverage")
- Ask Newfront whether its claims consultation covers professional-services disputes, not only breaches. [3](https://www.newfront.com/cyber-insurance "Cyber Risk")

## HUB International vs Newfront Tech E&O Insurance Compared

| Criteria | HUB International Technology Errors and Omissions Insurance | Newfront Cyber Risk Technology Errors & Omissions |
| --- | --- | --- |
| Who It’s For | HUB's technology-industry page addresses fast-growing startups and established software, hardware or digital-media businesses, and says HUB currently insures more than 5,000 technology companies; that count is a company-reported figure not independently verified here. [2](https://www.hubinternational.com/industries/technology-company-insurance/ "Insurance for Technology Companies") (Evidence: Company-reported; scope: Technology-industry page framing; not specific to technology E&O alone, since the page covers HUB's full technology insurance program..) | The reviewed page markets the Cyber Risk practice broadly, without a technology-E&O-specific eligibility threshold; Newfront says its cyber team helps clients navigate "increased underwriting standards" as carriers evaluate applicants. [3](https://www.newfront.com/cyber-insurance "Cyber Risk") (Evidence: Company-reported; scope: Cyber Risk page's Our Approach introduction..) |
| How to Apply | HUB directs prospects to connect with a broker; the E&O page describes policies as customized to business size, industry, location, risk base and desired limits, without an online quote flow. [1](https://www.hubinternational.com/products/business-insurance/errors-and-omissions/ "Errors and Omissions (E&O) Insurance Coverage") (Evidence: Company-reported; scope: Product-page call to action as read 2026-09-23..) | You engage Newfront's Cyber Risk practice for technology E&O placement by requesting a consultation, which asks for your industry, company details and the service you need rather than issuing an instant quote. [4](https://www.newfront.com/talk-to-an-expert "Get Started Today") (Evidence: Company-reported; scope: General consultation intake, not a technology-E&O-specific application path..) |
| Coverage Features | HUB's general E&O page says policies typically cover defense costs, judgments, settlements and fines from allegations of misrepresentation, breach of professional services, wrongful practices and misleading advice, and can be structured with prior-acts coverage back to a retroactive date and tail coverage for an extended reporting period. [1](https://www.hubinternational.com/products/business-insurance/errors-and-omissions/ "Errors and Omissions (E&O) Insurance Coverage") (Evidence: Company-reported; scope: General E&O coverage description; the page does not give technology-specific coverage examples beyond listing technology as a served industry..) | Newfront names its "Tech E&O and Cyber team" specifically and says that team "negotiates bespoke language to ensure the broadest terms available in the marketplace," indicating technology E&O is negotiated alongside cyber wording rather than sold as an off-the-shelf form; the reviewed page does not describe specific tech E&O exclusions or professional-services scope. [3](https://www.newfront.com/cyber-insurance "Cyber Risk") (Evidence: Company-reported; scope: Cyber Risk page's Subject Matter Expertise section..) |
| Role in This Line | HUB brokers technology E&O as part of its general E&O practice, naming technology as one of the industries it serves, and separately markets it as one line within its dedicated technology-industry practice. [1](https://www.hubinternational.com/products/business-insurance/errors-and-omissions/ "Errors and Omissions (E&O) Insurance Coverage") [2](https://www.hubinternational.com/industries/technology-company-insurance/ "Insurance for Technology Companies") (Evidence: Company-reported; scope: E&O product page and technology-industry page as read 2026-09-23; neither names an issuing insurer..) | Newfront lists Technology Errors and Omissions (E&O) as one of the named coverages its Cyber Risk practice places, alongside cyber liability, data breach, business interruption, network security liability and cyber extortion coverage. Newfront brokers this coverage; it does not underwrite it. [3](https://www.newfront.com/cyber-insurance "Cyber Risk") (Evidence: Company-reported; scope: Cyber Risk page's Key Coverages list..) |

## About HUB International and Newfront and Tech E&O Insurance

- [HUB International company profile](https://spot.insure/insurance-providers/hub-international) · [HUB International customer reviews](https://spot.insure/insurance-providers/hub-international/reviews)
- [Newfront company profile](https://spot.insure/insurance-providers/newfront) · [Newfront customer reviews](https://spot.insure/insurance-providers/newfront/reviews)
- [What Is Technology Errors and Omissions (E&O) Insurance?](https://spot.insure/coverage/technology-errors-omissions)

## Related Pages for HUB International vs Newfront Tech E&O Insurance

- [HUB International vs Newfront](https://spot.insure/compare/hub-international-vs-newfront): all coverage lines, business roles, service and claims.
- [What Is Technology Errors and Omissions (E&O) Insurance?](https://spot.insure/coverage/technology-errors-omissions): Technology errors and omissions can help pay when a customer claims your software, hosting, installation or tech advice caused financial loss; cyber incidents need separate review.
- [HUB International Tech E&O Insurance](https://spot.insure/insurance-providers/hub-international/technology-errors-omissions)
- [Newfront Tech E&O Insurance](https://spot.insure/insurance-providers/newfront/technology-errors-omissions)

## Sources for HUB International vs Newfront Tech E&O Insurance

### Sources About HUB International

1. [Errors and Omissions (E&O) Insurance Coverage](https://www.hubinternational.com/products/business-insurance/errors-and-omissions/). HUB International; Industries served list naming technology among accounting, architecture, creative, dental, engineering, financial, medical and media; prior-acts coverage; claims-made structure; claims-notification steps. Accessed 2026-09-23.
2. [Insurance for Technology Companies](https://www.hubinternational.com/industries/technology-company-insurance/). HUB International; Technology Company Insurance & Risk Management introduction for startups, software, hardware and digital-media companies; technology-specific coverage list including professional liability/technology E&O; technology-client count claim. Accessed 2026-09-23.

### Sources About Newfront

3. [Cyber Risk](https://www.newfront.com/cyber-insurance). Newfront; Key Coverages to Protect Your Business: Technology Errors and Omissions (E&O); Subject Matter Expertise: "Tech E&O and Cyber team negotiates bespoke language to ensure the broadest terms available in the marketplace"; Our Approach: Coverage Negotiation, Claims Consultation; Leadership: Jennifer Wilson. Accessed 2026-09-23.
4. [Get Started Today](https://www.newfront.com/talk-to-an-expert). Newfront; Consultation form: schedule a consultation to see how Newfront can reduce your risk. Accessed 2026-09-23.

Updated 2026-09-25. Spot, a product of Tools for Enlightenment, publishes this research and works in the commercial insurance market. The comparison applies the same criteria to both providers. [Editorial policy](https://spot.insure/editorial-policy). To suggest a correction, [contact Spot](https://spot.insure/contact) with the page URL and supporting source.

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