HUB International vs
Newfront Management Liability Insurance
HUB’s ProEx catalogue includes Side-A excess, employed lawyers and kidnap/ransom; Newfront lists Side A DIC and IPO-to-public D&O advocacy.
What Is HUB International?
HUB International is a North American insurance brokerage that arranges business insurance, employee benefits and related risk services through local offices and specialist practices. Smaller commercial accounts may be sent to Insureon for an online quote; other programs are handled by HUB advisors, with policy terms set by the insurers they use. 1,2,3
What Is Newfront?
Newfront is a business-insurance and employee-benefits brokerage that combines specialist teams with online policy-management tools. It is now part of WTW. 5,6,7,8
What Is Management Liability Insurance?
Management liability brings together coverage options for risks associated with running an organization, such as directors and officers liability and employment practices liability. 11,12,13
Key Differences in Management Liability Insurance
Two Brokers, Two Side-A Labels
HUB and Newfront both broker this line and do not name the issuing insurer on the reviewed pages. HUB lists Side-A-only excess D&O among ProEx Executive Liability coverages. Newfront lists Side A difference-in-conditions D&O that protects individual directors when the company cannot indemnify them. Those are different marketed structures, not interchangeable labels. 4 9
Extra Lines on HUB’s List
Beyond D&O, EPL and fiduciary, HUB’s ProEx catalogue includes employed lawyers E&O, crime and fidelity, kidnap/ransom/extortion and workplace violence. Newfront’s management-liability list on the Executive Risk page is D&O (private and public), Side A DIC, EPLI and fiduciary. HUB’s technology page also groups transactional or warranty insurance under management liability for tech clients. 4 3 9
Practice Scale Versus Lifecycle Story
HUB says ProEx places more than $2 billion in premium and uses a local, national and international account team plus attorney claims support. Newfront says it works from seed through later rounds, through IPO, deSPAC and direct listing, and has worked with over 500 publicly traded companies, with a dashboard for policies and pre-populated renewals. Newfront’s intake is a consultation. 4 9 10
What to Confirm in Management Liability Insurance Quotes
- Ask whether HUB would place Side-A-only excess and whether Newfront would place Side A DIC, and how those forms differ on your quote. 4 9
- Get the issuing insurer from both. 4 9
- Ask HUB about employed lawyers, crime or kidnap/ransom if those exposures matter. 4
- Compare claims advocacy: HUB’s attorney group versus Newfront’s integrated claims negotiation. 4 9
Offering Details
HUB International vs Newfront Management Liability Insurance: documented features by provider
| Criteria | HUB ProEx Management Liability Insurance Brokerage | Newfront Executive Risk Management Liability |
|---|---|---|
| Role in This Line | HUB brokers management liability coverage through its ProEx Professional & Executive Risk practice, packaging lines such as D&O, employment practices liability and fiduciary liability under an Executive Liability umbrella rather than underwriting any of them itself. 4Company-reported. ProEx page coverage list, read 2026-09-23; the page does not name an issuing insurer for any listed line. | Newfront describes management liability as a defined line of business within its Executive Risk practice, led by Deirdre Finn, who it says oversees the company's management-liability lines: D&O liability, employment practices liability and fiduciary liability. Newfront brokers and negotiates these coverages; it does not underwrite them. 9Company-reported. Executive Risk page leadership bio. |
| Issuing Insurer | HUB says ProEx places more than $2 billion in premium, which it says improves carrier negotiations, but does not name the insurers that issue management liability policies through the practice. 4Company-reported. ProEx page market-leverage statement; the carrier for a specific placement depends on the quote. | The reviewed page does not name an insurer for management-liability placements; as a broker, Newfront says it negotiates coverage and claims on the client's behalf, so the issuing carrier varies by placement. 9Not found in reviewed sources. Checked the Executive Risk page for a named D&O, EPLI or fiduciary carrier; none was found. |
| Who It’s For | Not described in the reviewed sources. | Newfront says its Executive Risk practice works with private companies from seed-stage funding through later rounds, guides companies through IPO, deSPAC and direct-listing transitions, and has worked with over 500 publicly traded companies on management-liability-adjacent needs like M&A and litigation. 9Company-reported. Executive Risk page's Here for the Long Run section; a program-wide eligibility statement, not a management-liability-only threshold. |
| Coverage Features | HUB's ProEx Executive Liability coverages include directors and officers liability (D&O), side-A-only excess D&O, employment practices liability, fiduciary liability, employed lawyers errors and omissions, crime and fidelity coverage, kidnap, ransom and extortion insurance, and workplace violence coverage. 4Company-reported. ProEx page coverage list; the page describes the practice's catalogue, not the insuring agreements or exclusions of any one issued policy. HUB's technology-industry page separately groups crime, D&O, employment practices liability, fiduciary liability and transactional or warranty insurance under "Management Liability" as coverages it arranges for technology clients, largely overlapping with the ProEx Executive Liability list. 3Company-reported. Technology-industry page People Protection and Management Liability lists; a marketing grouping, not a single bundled policy. | Under management liability, Newfront lists directors and officers (D&O) insurance for private and public companies, Side A difference-in-conditions (DIC) D&O that protects individual directors when the company can't indemnify them, employment practices liability insurance (EPLI), and fiduciary liability for benefit-plan decision makers. 9Company-reported. Executive Risk page's Key Coverages list and Newfront Difference section; labels establish marketed brokerage capability, not specific policy wording, which the buyer's forms control. |
| Limits and Retentions | Published management liability policy limits or retentions were not found on the reviewed pages. 4,3Not publicly disclosed. Checked the ProEx page and technology-industry page on 2026-09-23; limits are set on the quote and declarations. | Published limits or retentions for management-liability coverage were not found on the reviewed page. 9Not publicly disclosed. Executive Risk page as read on 2026-09-23; limits are quote-specific for broker placements. |
| Risk Services | HUB says ProEx provides an inclusive service model with analytics, litigation support and risk management across client sizes, a "boundaryless" account team of local, national and international specialists, and D&O modeling that incorporates ESG risk analysis alongside white papers, webinars and events on emerging exposures. 4Company-reported. ProEx page service-model and analytics sections. | Newfront says it provides integrated claims and coverage negotiation for management-liability matters, including shielding directors and officers from wrongful-termination and securities-litigation claims and safeguarding fiduciaries against breach-of-duty and excessive-fee allegations, plus a proprietary dashboard for 24/7 access to policies, certificates and billing and pre-populated renewal submissions. 9Company-reported. Executive Risk page's Committed to Client Advocacy and Industry-Leading Technology sections. |
| How to Apply | Not described in the reviewed sources. | You engage Newfront for management-liability placement by requesting a consultation, which asks for your industry, company details and the service you need rather than issuing an instant quote. 10Company-reported. General consultation intake, not a management-liability-specific application path. |
| Claims Support | HUB describes a Claims & Legal Risks Group of attorneys who specialize in ProEx coverages, handling policy-wording review and claim recovery for management liability claims. 4Company-reported. ProEx page claims and legal support section. | Not described in the reviewed sources. |
Full Comparison
More HUB International vs Newfront Comparisons
Other Management Liability Insurance Comparisons
Sources
HUB International
- About Us. HUB International; Opening description; 1998 formation of HUB International Limited; 2022 Insureon acquisition; headquarters and employee/office counts. Accessed 2026-09-16.
- Contact Us. HUB International; Business Solutions paths for Commercial Insurance Solutions versus Small Commercial Insurance Solutions via Insureon; office search. Accessed 2026-09-16.
- Insurance for Technology Companies. HUB International; Management Liability list: crime, directors & officers liability, employment practices liability, fiduciary liability, transactional/warranty insurance. Accessed 2026-09-23.
- HUB ProEx. HUB International; Executive Liability coverage list: D&O, Side-A Only Excess D&O, Employment Practices Liability, Fiduciary Liability, Employed Lawyers E&O, Crime/Fidelity, Kidnap Ransom and Extortion, Workplace Violence; Inclusive Service Model, Boundaryless Account Team, Market Leverage and Claims & Legal Support sections; analytics and thought-leadership description. Accessed 2026-09-23.
Newfront
- Business Insurance. Newfront; Purpose-Built Team; Full Transparency; Streamlined Program Management. Accessed 2026-09-15.
- Employee Benefits. Newfront; Employee Benefits heading; Tailored Solutions; Comprehensive Expertise: Benefits, Global Benefits, Compensation and Retirement. Accessed 2026-09-16.
- WTW Completes Acquisition Of Newfront. WTW; 27 January 2026 release; completion announcement and allocation of Business Insurance and Total Rewards to WTW segments. Accessed 2026-09-15.
- Executive Risk. Newfront; Leadership: Deirdre Finn oversees Management Liability insurance lines including D&O, Employment Practices Liability and Fiduciary Liability; Key Coverages to Protect Your Business; Here for the Long Run: Private Companies, IPOs, Public; Committed to Client Advocacy. Accessed 2026-09-23.
- Get Started Today. Newfront; Consultation form: schedule a consultation to see how Newfront can reduce your risk. Accessed 2026-09-23.
Management Liability Insurance Guide
- Glossary of Insurance Terms. National Association of Insurance Commissioners; Directors & Officers Liability; Employment Practices Liability Coverage; introductory scope note. Accessed 2026-09-16.
- Management Liability Insurance. The Hartford; What Is Management Liability Insurance?; Who Does Management Liability Insurance Protect. Accessed 2026-09-16.
- The ForeFront Portfolio. Chubb; Introduction; optional coverage parts; private, not-for-profit and healthcare portfolios. Accessed 2026-09-16.




