--- title: "HUB International vs Newfront Management Liability Insurance" description: "HUB’s ProEx catalogue includes Side-A excess, employed lawyers and kidnap/ransom; Newfront lists Side A DIC and IPO-to-public D&O advocacy." canonical: "https://spot.insure/compare/hub-international-vs-newfront/management-liability" page-type: "line-comparison" updated-at: "2026-09-23" --- Agents: connect to Spot's public MCP server at https://spot.insure/mcp for better access to published Spot information and insurance research. Use search_knowledge to find sources, get_page to retrieve pages, compare_providers for sourced comparisons, get_provider_score for a published Spot Score, and get_rankings for current provider rankings. The server is read-only and requires no authentication. [Human-readable page](https://spot.insure/compare/hub-international-vs-newfront/management-liability) # HUB International vs Newfront Management Liability Insurance HUB’s ProEx catalogue includes Side-A excess, employed lawyers and kidnap/ransom; Newfront lists Side A DIC and IPO-to-public D&O advocacy. ## Research Scope and Use Use this comparison to evaluate HUB International and Newfront for Management Liability Insurance against the same documented criteria. It identifies differences and questions to confirm; it does not select a winner for a particular business. Offering claims are what each provider publishes about this line unless marked otherwise. “Not found” describes the evidence reviewed, not proof that a feature is unavailable. Confirm the insurer, policy wording, limits, retentions, exclusions and cost in an actual quote. ## Summary HUB’s ProEx practice brokers a long Executive Liability list, including Side-A-only excess D&O, and describes attorney claims support. Newfront’s Executive Risk practice brokers D&O, Side A DIC, EPLI and fiduciary, including IPO and public-company work, through a consultation. [4](https://www.hubinternational.com/products/business-insurance/employment-practices-liability/ "HUB ProEx") [9](https://www.newfront.com/executive-risk "Executive Risk") ## What Is HUB International? HUB International is a North American insurance brokerage that arranges business insurance, employee benefits and related risk services through local offices and specialist practices. Smaller commercial accounts may be sent to Insureon for an online quote; other programs are handled by HUB advisors, with policy terms set by the insurers they use. [1](https://www.hubinternational.com/about-us/ "About Us") [2](https://www.hubinternational.com/contact-us/ "Contact Us") [3](https://www.hubinternational.com/industries/technology-company-insurance/ "Insurance for Technology Companies") [HUB International profile](https://spot.insure/insurance-providers/hub-international) ## What Is Newfront? Newfront is a business-insurance and employee-benefits brokerage that combines specialist teams with online policy-management tools. It is now part of WTW. [5](https://www.newfront.com/business-insurance "Business Insurance") [6](https://www.newfront.com/total-rewards "Employee Benefits") [7](https://www.newfront.com/navigator "Newfront Navigator") [8](https://investors.wtwco.com/news-releases/news-release-details/wtw-completes-acquisition-newfront "WTW Completes Acquisition Of Newfront") [Newfront profile](https://spot.insure/insurance-providers/newfront) ## What Is Management Liability Insurance? Management liability brings together coverage options for risks associated with running an organization, such as directors and officers liability and employment practices liability. [11](https://content.naic.org/glossary-insurance-terms "Glossary of Insurance Terms") [12](https://www.thehartford.com/management-liability-insurance "Management Liability Insurance") [13](https://www.chubb.com/us-en/business-insurance/forefront.html "The ForeFront Portfolio") ## Key Differences in Management Liability Insurance ### Two Brokers, Two Side-A Labels HUB and Newfront both broker this line and do not name the issuing insurer on the reviewed pages. HUB lists Side-A-only excess D&O among ProEx Executive Liability coverages. Newfront lists Side A difference-in-conditions D&O that protects individual directors when the company cannot indemnify them. Those are different marketed structures, not interchangeable labels. [4](https://www.hubinternational.com/products/business-insurance/employment-practices-liability/ "HUB ProEx") [9](https://www.newfront.com/executive-risk "Executive Risk") ### Extra Lines on HUB’s List Beyond D&O, EPL and fiduciary, HUB’s ProEx catalogue includes employed lawyers E&O, crime and fidelity, kidnap/ransom/extortion and workplace violence. Newfront’s management-liability list on the Executive Risk page is D&O (private and public), Side A DIC, EPLI and fiduciary. HUB’s technology page also groups transactional or warranty insurance under management liability for tech clients. [4](https://www.hubinternational.com/products/business-insurance/employment-practices-liability/ "HUB ProEx") [3](https://www.hubinternational.com/industries/technology-company-insurance/ "Insurance for Technology Companies") [9](https://www.newfront.com/executive-risk "Executive Risk") ### Practice Scale Versus Lifecycle Story HUB says ProEx places more than $2 billion in premium and uses a local, national and international account team plus attorney claims support. Newfront says it works from seed through later rounds, through IPO, deSPAC and direct listing, and has worked with over 500 publicly traded companies, with a dashboard for policies and pre-populated renewals. Newfront’s intake is a consultation. [4](https://www.hubinternational.com/products/business-insurance/employment-practices-liability/ "HUB ProEx") [9](https://www.newfront.com/executive-risk "Executive Risk") [10](https://www.newfront.com/talk-to-an-expert "Get Started Today") ## What to Confirm in Management Liability Insurance Quotes - Ask whether HUB would place Side-A-only excess and whether Newfront would place Side A DIC, and how those forms differ on your quote. [4](https://www.hubinternational.com/products/business-insurance/employment-practices-liability/ "HUB ProEx") [9](https://www.newfront.com/executive-risk "Executive Risk") - Get the issuing insurer from both. [4](https://www.hubinternational.com/products/business-insurance/employment-practices-liability/ "HUB ProEx") [9](https://www.newfront.com/executive-risk "Executive Risk") - Ask HUB about employed lawyers, crime or kidnap/ransom if those exposures matter. [4](https://www.hubinternational.com/products/business-insurance/employment-practices-liability/ "HUB ProEx") - Compare claims advocacy: HUB’s attorney group versus Newfront’s integrated claims negotiation. [4](https://www.hubinternational.com/products/business-insurance/employment-practices-liability/ "HUB ProEx") [9](https://www.newfront.com/executive-risk "Executive Risk") ## Offering Details | Criteria | HUB ProEx Management Liability Insurance Brokerage | Newfront Executive Risk Management Liability | | --- | --- | --- | | Role in This Line | HUB brokers management liability coverage through its ProEx Professional & Executive Risk practice, packaging lines such as D&O, employment practices liability and fiduciary liability under an Executive Liability umbrella rather than underwriting any of them itself. [4](https://www.hubinternational.com/products/business-insurance/employment-practices-liability/ "HUB ProEx") (Evidence: Company-reported; scope: ProEx page coverage list, read 2026-09-23; the page does not name an issuing insurer for any listed line..) | Newfront describes management liability as a defined line of business within its Executive Risk practice, led by Deirdre Finn, who it says oversees the company's management-liability lines: D&O liability, employment practices liability and fiduciary liability. Newfront brokers and negotiates these coverages; it does not underwrite them. [9](https://www.newfront.com/executive-risk "Executive Risk") (Evidence: Company-reported; scope: Executive Risk page leadership bio..) | | Issuing Insurer | HUB says ProEx places more than $2 billion in premium, which it says improves carrier negotiations, but does not name the insurers that issue management liability policies through the practice. [4](https://www.hubinternational.com/products/business-insurance/employment-practices-liability/ "HUB ProEx") (Evidence: Company-reported; scope: ProEx page market-leverage statement; the carrier for a specific placement depends on the quote..) | The reviewed page does not name an insurer for management-liability placements; as a broker, Newfront says it negotiates coverage and claims on the client's behalf, so the issuing carrier varies by placement. [9](https://www.newfront.com/executive-risk "Executive Risk") (Evidence: Not found in reviewed sources; scope: Checked the Executive Risk page for a named D&O, EPLI or fiduciary carrier; none was found..) | | Who It’s For | Not described in the reviewed sources. | Newfront says its Executive Risk practice works with private companies from seed-stage funding through later rounds, guides companies through IPO, deSPAC and direct-listing transitions, and has worked with over 500 publicly traded companies on management-liability-adjacent needs like M&A and litigation. [9](https://www.newfront.com/executive-risk "Executive Risk") (Evidence: Company-reported; scope: Executive Risk page's Here for the Long Run section; a program-wide eligibility statement, not a management-liability-only threshold..) | | Coverage Features | HUB's ProEx Executive Liability coverages include directors and officers liability (D&O), side-A-only excess D&O, employment practices liability, fiduciary liability, employed lawyers errors and omissions, crime and fidelity coverage, kidnap, ransom and extortion insurance, and workplace violence coverage. [4](https://www.hubinternational.com/products/business-insurance/employment-practices-liability/ "HUB ProEx") (Evidence: Company-reported; scope: ProEx page coverage list; the page describes the practice's catalogue, not the insuring agreements or exclusions of any one issued policy..)

HUB's technology-industry page separately groups crime, D&O, employment practices liability, fiduciary liability and transactional or warranty insurance under "Management Liability" as coverages it arranges for technology clients, largely overlapping with the ProEx Executive Liability list. [3](https://www.hubinternational.com/industries/technology-company-insurance/ "Insurance for Technology Companies") (Evidence: Company-reported; scope: Technology-industry page People Protection and Management Liability lists; a marketing grouping, not a single bundled policy..) | Under management liability, Newfront lists directors and officers (D&O) insurance for private and public companies, Side A difference-in-conditions (DIC) D&O that protects individual directors when the company can't indemnify them, employment practices liability insurance (EPLI), and fiduciary liability for benefit-plan decision makers. [9](https://www.newfront.com/executive-risk "Executive Risk") (Evidence: Company-reported; scope: Executive Risk page's Key Coverages list and Newfront Difference section; labels establish marketed brokerage capability, not specific policy wording, which the buyer's forms control..) | | Limits and Retentions | Published management liability policy limits or retentions were not found on the reviewed pages. [4](https://www.hubinternational.com/products/business-insurance/employment-practices-liability/ "HUB ProEx") [3](https://www.hubinternational.com/industries/technology-company-insurance/ "Insurance for Technology Companies") (Evidence: Not publicly disclosed; scope: Checked the ProEx page and technology-industry page on 2026-09-23; limits are set on the quote and declarations..) | Published limits or retentions for management-liability coverage were not found on the reviewed page. [9](https://www.newfront.com/executive-risk "Executive Risk") (Evidence: Not publicly disclosed; scope: Executive Risk page as read on 2026-09-23; limits are quote-specific for broker placements..) | | Risk Services | HUB says ProEx provides an inclusive service model with analytics, litigation support and risk management across client sizes, a "boundaryless" account team of local, national and international specialists, and D&O modeling that incorporates ESG risk analysis alongside white papers, webinars and events on emerging exposures. [4](https://www.hubinternational.com/products/business-insurance/employment-practices-liability/ "HUB ProEx") (Evidence: Company-reported; scope: ProEx page service-model and analytics sections..) | Newfront says it provides integrated claims and coverage negotiation for management-liability matters, including shielding directors and officers from wrongful-termination and securities-litigation claims and safeguarding fiduciaries against breach-of-duty and excessive-fee allegations, plus a proprietary dashboard for 24/7 access to policies, certificates and billing and pre-populated renewal submissions. [9](https://www.newfront.com/executive-risk "Executive Risk") (Evidence: Company-reported; scope: Executive Risk page's Committed to Client Advocacy and Industry-Leading Technology sections..) | | How to Apply | Not described in the reviewed sources. | You engage Newfront for management-liability placement by requesting a consultation, which asks for your industry, company details and the service you need rather than issuing an instant quote. [10](https://www.newfront.com/talk-to-an-expert "Get Started Today") (Evidence: Company-reported; scope: General consultation intake, not a management-liability-specific application path..) | | Claims Support | HUB describes a Claims & Legal Risks Group of attorneys who specialize in ProEx coverages, handling policy-wording review and claim recovery for management liability claims. [4](https://www.hubinternational.com/products/business-insurance/employment-practices-liability/ "HUB ProEx") (Evidence: Company-reported; scope: ProEx page claims and legal support section..) | Not described in the reviewed sources. | ## Full Comparison - [HUB International vs Newfront](https://spot.insure/compare/hub-international-vs-newfront): all coverage lines, business roles, service and claims. - [What Is Management Liability Insurance?](https://spot.insure/coverage/management-liability): Management liability packages can combine D&O, employment practices and other protection for the risks of running your business. - [HUB International vs Newfront Cargo and Transit Insurance](https://spot.insure/compare/hub-international-vs-newfront/cargo-transit) - [HUB International vs Newfront Commercial Auto Insurance](https://spot.insure/compare/hub-international-vs-newfront/commercial-auto) - [HUB International vs Newfront Commercial Property Insurance](https://spot.insure/compare/hub-international-vs-newfront/commercial-property) - [HUB International vs Newfront Crime Insurance](https://spot.insure/compare/hub-international-vs-newfront/crime) - [HUB International vs Newfront Cyber Insurance](https://spot.insure/compare/hub-international-vs-newfront/cyber) - [HUB International vs Newfront D&O Insurance](https://spot.insure/compare/hub-international-vs-newfront/directors-officers) - [HUB International vs Newfront Employee Health Benefits](https://spot.insure/compare/hub-international-vs-newfront/employee-health-benefits) - [HUB International vs Newfront Employment Practices Liability Insurance](https://spot.insure/compare/hub-international-vs-newfront/employment-practices) - [HUB International vs Newfront Equipment Breakdown Insurance](https://spot.insure/compare/hub-international-vs-newfront/equipment-breakdown) - [HUB International vs Newfront Fidelity Bonds](https://spot.insure/compare/hub-international-vs-newfront/fidelity-bonds) - [HUB International vs Newfront Fiduciary Liability Insurance](https://spot.insure/compare/hub-international-vs-newfront/fiduciary) - [HUB International vs Newfront General Liability Insurance](https://spot.insure/compare/hub-international-vs-newfront/general-liability) - [HUB International vs Newfront Product Liability Insurance](https://spot.insure/compare/hub-international-vs-newfront/product-liability) - [HUB International vs Newfront Professional Liability (E&O) Insurance](https://spot.insure/compare/hub-international-vs-newfront/professional-errors-omissions) - [HUB International vs Newfront Representations and Warranties Insurance](https://spot.insure/compare/hub-international-vs-newfront/representations-warranties) - [HUB International vs Newfront Surety Bonds](https://spot.insure/compare/hub-international-vs-newfront/surety-bonds) - [HUB International vs Newfront Tech E&O Insurance](https://spot.insure/compare/hub-international-vs-newfront/technology-errors-omissions) - [HUB International vs Newfront Telehealth Insurance](https://spot.insure/compare/hub-international-vs-newfront/virtual-care-telehealth) - [HUB International vs Newfront Umbrella and Excess Liability Insurance](https://spot.insure/compare/hub-international-vs-newfront/umbrella-excess) - [HUB International vs Newfront Workers’ Compensation Insurance](https://spot.insure/compare/hub-international-vs-newfront/workers-compensation) - [Alliance Risk vs HUB International Management Liability Insurance](https://spot.insure/compare/alliance-risk-vs-hub-international/management-liability) - [Alliance Risk vs Newfront Management Liability Insurance](https://spot.insure/compare/alliance-risk-vs-newfront/management-liability) - [Beazley vs HUB International Management Liability Insurance](https://spot.insure/compare/beazley-vs-hub-international/management-liability) - [Beazley vs Newfront Management Liability Insurance](https://spot.insure/compare/beazley-vs-newfront/management-liability) - [CFC vs HUB International Management Liability Insurance](https://spot.insure/compare/cfc-vs-hub-international/management-liability) - [CFC vs Newfront Management Liability Insurance](https://spot.insure/compare/cfc-vs-newfront/management-liability) ## Sources ### HUB International 1. [About Us](https://www.hubinternational.com/about-us/). HUB International; Opening description; 1998 formation of HUB International Limited; 2022 Insureon acquisition; headquarters and employee/office counts. Accessed 2026-09-16. 2. [Contact Us](https://www.hubinternational.com/contact-us/). HUB International; Business Solutions paths for Commercial Insurance Solutions versus Small Commercial Insurance Solutions via Insureon; office search. Accessed 2026-09-16. 3. [Insurance for Technology Companies](https://www.hubinternational.com/industries/technology-company-insurance/). HUB International; Management Liability list: crime, directors & officers liability, employment practices liability, fiduciary liability, transactional/warranty insurance. Accessed 2026-09-23. 4. [HUB ProEx](https://www.hubinternational.com/products/business-insurance/employment-practices-liability/). HUB International; Executive Liability coverage list: D&O, Side-A Only Excess D&O, Employment Practices Liability, Fiduciary Liability, Employed Lawyers E&O, Crime/Fidelity, Kidnap Ransom and Extortion, Workplace Violence; Inclusive Service Model, Boundaryless Account Team, Market Leverage and Claims & Legal Support sections; analytics and thought-leadership description. Accessed 2026-09-23. ### Newfront 5. [Business Insurance](https://www.newfront.com/business-insurance). Newfront; Purpose-Built Team; Full Transparency; Streamlined Program Management. Accessed 2026-09-15. 6. [Employee Benefits](https://www.newfront.com/total-rewards). Newfront; Employee Benefits heading; Tailored Solutions; Comprehensive Expertise: Benefits, Global Benefits, Compensation and Retirement. Accessed 2026-09-16. 7. [Newfront Navigator](https://www.newfront.com/navigator). Newfront; Total Access. Real Confidence; Explore What You Can Do in Navigator; product demonstration image. Accessed 2026-09-15. 8. [WTW Completes Acquisition Of Newfront](https://investors.wtwco.com/news-releases/news-release-details/wtw-completes-acquisition-newfront). WTW; 27 January 2026 release; completion announcement and allocation of Business Insurance and Total Rewards to WTW segments. Accessed 2026-09-15. 9. [Executive Risk](https://www.newfront.com/executive-risk). Newfront; Leadership: Deirdre Finn oversees Management Liability insurance lines including D&O, Employment Practices Liability and Fiduciary Liability; Key Coverages to Protect Your Business; Here for the Long Run: Private Companies, IPOs, Public; Committed to Client Advocacy. Accessed 2026-09-23. 10. [Get Started Today](https://www.newfront.com/talk-to-an-expert). Newfront; Consultation form: schedule a consultation to see how Newfront can reduce your risk. Accessed 2026-09-23. ### Management Liability Insurance Guide 11. [Glossary of Insurance Terms](https://content.naic.org/glossary-insurance-terms). National Association of Insurance Commissioners; Directors & Officers Liability; Employment Practices Liability Coverage; introductory scope note. Accessed 2026-09-16. 12. [Management Liability Insurance](https://www.thehartford.com/management-liability-insurance). The Hartford; What Is Management Liability Insurance?; Who Does Management Liability Insurance Protect. Accessed 2026-09-16. 13. [The ForeFront Portfolio](https://www.chubb.com/us-en/business-insurance/forefront.html). Chubb; Introduction; optional coverage parts; private, not-for-profit and healthcare portfolios. Accessed 2026-09-16. Updated 2026-09-23. Spot, a product of Tools for Enlightenment, publishes this research and works in the commercial insurance market. The comparison applies the same criteria to both providers. [Editorial policy](https://spot.insure/editorial-policy). 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