HUB International vs Marsh: How Do They Compare for Tech E&O Insurance?

HUB International brokers tech E&O inside its general E&O practice and a dedicated technology practice that reports over 5,000 technology companies. Marsh builds data center programs combining tech E&O with property and casualty.

HUB brokers Tech E&O for startups and established software, hardware and media firms, says it insures over 5,000 tech companies, and offers prior-acts and tail cover. Marsh builds data-center programs that combine Tech E&O with property and casualty, because it says standard forms leave gaps at that scale. ^1,^2,^4,³

What Are the Key Differences Between HUB International and Marsh Tech E&O Insurance?

Broad Tech Practice vs Data-Center Specialist

Both are brokers and neither names insurers. HUB places Tech E&O through its general E&O practice and a technology practice that serves fast-growing startups and established software, hardware and digital-media firms, and says it insures over 5,000 tech companies. Marsh treats technology E&O as a professional-liability specialty and builds it into data-center programs. Choose HUB if you're a software, hardware or media company; choose Marsh if you run data centers. ¹ ² ⁴ ³

Standard Terms vs Gap Warning

HUB describes E&O covering defense, judgments, settlements and fines from alleged misrepresentation, breach of professional services and misleading advice, with prior-acts cover back to a retroactive date and tail cover for claims reported after the policy ends. Marsh says off-the-shelf technology E&O wasn't built for the scale, density and aggregation of data centers, so it combines E&O with property, casualty and other lines. ¹ ³

How You Engage

HUB sends you to a broker and customizes policies to your size, industry, location, risk and limits; there's no online quote. Marsh doesn't describe an application path either. ¹ ⁴ ³

What Should You Confirm in HUB International and Marsh Tech E&O Insurance Quotes?

Ask both which insurer issues the policy. ¹ ⁴
If you run a data center, ask Marsh how E&O fits with property and casualty, and ask HUB whether its placement is standalone E&O or a broader tech program. ³ ²
Confirm prior-acts and tail options on the HUB quote and ask Marsh the same. ¹ ⁴
Get per-claim and aggregate limits and retentions from both. ¹ ³

HUB International vs Marsh Tech E&O Insurance Compared

HUB International vs Marsh: Tech E&O Insurance: documented features by provider

Criteria	HUB International Technology Errors and Omissions Insurance	Marsh Technology Errors and Omissions Insurance
Who It’s For	HUB's technology-industry page addresses fast-growing startups and established software, hardware or digital-media businesses, and says HUB currently insures more than 5,000 technology companies; that count is a company-reported figure not independently verified here. ²Company-reported. Technology-industry page framing; not specific to technology E&O alone, since the page covers HUB's full technology insurance program.	Marsh names technology among the specialized industries its professional liability (E&O) experts serve, alongside banking, insurance and asset management, media and healthcare. ⁴Company-reported. Marsh professional liability page, What We Offer section.
Coverage Features	HUB's general E&O page says policies typically cover defense costs, judgments, settlements and fines from allegations of misrepresentation, breach of professional services, wrongful practices and misleading advice, and can be structured with prior-acts coverage back to a retroactive date and tail coverage for an extended reporting period. ¹Company-reported. General E&O coverage description; the page does not give technology-specific coverage examples beyond listing technology as a served industry.	Marsh says off-the-shelf technology E&O policies were not built for the scale and concentration of modern data centers and can leave gaps. It designs data center programs that combine technology E&O with property, casualty and other lines. ³Company-reported. Data center insurance page, Closing the gaps in conventional coverage section; describes a gap in standard tech E&O for one customer segment (data centers), not the general product.
Role in This Line	HUB brokers technology E&O as part of its general E&O practice, naming technology as one of the industries it serves, and separately markets it as one line within its dedicated technology-industry practice. ^1,²Company-reported. E&O product page and technology-industry page as read 2026-09-23; neither names an issuing insurer.	Marsh treats technology errors and omissions (tech E&O) as one of its financial and professional liability specialties, with dedicated attention to the technology industry, and separately names it as a building block within its data-center insurance programs. ^4,³Company-reported. Marsh professional liability page and data-center insurance page.