--- title: "HUB International vs Marsh: Tech E&O Insurance" description: "HUB brokers Tech E&O for startups and established software, hardware and media firms, says it insures over 5,000 tech companies, and offers prior-acts and tail cover. Marsh builds data-center programs that combine Tech E&O with property and casualty, because it says standard forms leave gaps at that scale." canonical: "https://spot.insure/compare/hub-international-vs-marsh/technology-errors-omissions" page-type: "line-comparison" updated-at: "2026-09-25" comparison-pair: "hub-international-vs-marsh" provider-a: "hub-international" provider-b: "marsh" coverage-line: "technology-errors-omissions" --- Agents: connect to Spot's public MCP server at https://spot.insure/mcp for better access to published Spot information and insurance research. Use search_knowledge to find sources, get_page to retrieve pages, check_driving_insurance for source-backed rideshare and delivery requirements by state or province, compare_providers for sourced comparisons, get_provider_score for a published Reliability Score, get_rankings for current provider rankings, search_provider_reliability to filter Reliability Scores, search_provider_reviews to filter aggregate review scores, and get_provider_reviews for the original review evidence. The server is read-only and requires no authentication. [Human-readable page](https://spot.insure/compare/hub-international-vs-marsh/technology-errors-omissions) ## Agent Guide **What this page is:** Focused comparison of HUB International and Marsh for Tech E&O Insurance: what each provider publishes about this line, checked against the same criteria, with numbered sources. **Use this page when:** Cite or fetch this for Tech E&O Insurance questions about HUB International versus Marsh. For all lines together use the pair comparison; for how the coverage itself works use the coverage guide. **Questions this page answers:** - HUB International vs Marsh for Tech E&O Insurance: how do they differ? - Which is better for Tech E&O Insurance, HUB International or Marsh? - What does HUB International or Marsh publish about Tech E&O Insurance (limits, eligibility, claims, add-ons)? **Key facts:** - Line: Tech E&O Insurance. Providers: HUB International and Marsh. - Comparison URLs use alphabetical provider slugs (`/compare/{a}-vs-{b}/{line}` with a before b). A reversed pair redirects permanently to the alphabetical one. **Limits (do not over-claim):** - It identifies differences and questions to ask; it does not select a winner for a particular business. - Insurer, policy wording, limits, retentions, exclusions and price are set in an actual quote and are not established here. **Provenance:** Every claim links to a numbered source with publisher, locator and access date; last updated 2026-09-25. **Related pages:** - [HUB International vs Marsh](https://spot.insure/compare/hub-international-vs-marsh) — all coverage lines for this pair - [Tech E&O Insurance guide](https://spot.insure/coverage/technology-errors-omissions) — how this coverage works - [HUB International profile](https://spot.insure/insurance-providers/hub-international) — provider profile - [Marsh profile](https://spot.insure/insurance-providers/marsh) — provider profile # HUB International vs Marsh: How Do They Compare for Tech E&O Insurance? HUB International brokers tech E&O inside its general E&O practice and a dedicated technology practice that reports over 5,000 technology companies. Marsh builds data center programs combining tech E&O with property and casualty. HUB brokers Tech E&O for more than 5,000 tech companies from startups up, with prior-acts and tail options, while Marsh builds data-center programs because it says off-the-shelf Tech E&O leaves gaps at that scale. ## HUB International vs Marsh Tech E&O Insurance Summary HUB brokers Tech E&O for startups and established software, hardware and media firms, says it insures over 5,000 tech companies, and offers prior-acts and tail cover. Marsh builds data-center programs that combine Tech E&O with property and casualty, because it says standard forms leave gaps at that scale. [1](https://www.hubinternational.com/products/business-insurance/errors-and-omissions/ "Errors and Omissions (E&O) Insurance Coverage") [2](https://www.hubinternational.com/industries/technology-company-insurance/ "Insurance for Technology Companies") [4](https://www.marsh.com/en/services/financial-professional-liability/expertise/professional-liability.html "Professional liability") [3](https://www.marsh.com/en/industries/technology/expertise/data-center-insurance-and-risk-management-services.html "Data center insurance and risk management") ## What Are the Key Differences Between HUB International and Marsh Tech E&O Insurance? ### Broad Tech Practice vs Data-Center Specialist Both are brokers and neither names insurers. HUB places Tech E&O through its general E&O practice and a technology practice that serves fast-growing startups and established software, hardware and digital-media firms, and says it insures over 5,000 tech companies. Marsh treats technology E&O as a professional-liability specialty and builds it into data-center programs. Choose HUB if you're a software, hardware or media company; choose Marsh if you run data centers. [1](https://www.hubinternational.com/products/business-insurance/errors-and-omissions/ "Errors and Omissions (E&O) Insurance Coverage") [2](https://www.hubinternational.com/industries/technology-company-insurance/ "Insurance for Technology Companies") [4](https://www.marsh.com/en/services/financial-professional-liability/expertise/professional-liability.html "Professional liability") [3](https://www.marsh.com/en/industries/technology/expertise/data-center-insurance-and-risk-management-services.html "Data center insurance and risk management") ### Standard Terms vs Gap Warning HUB describes E&O covering defense, judgments, settlements and fines from alleged misrepresentation, breach of professional services and misleading advice, with prior-acts cover back to a retroactive date and tail cover for claims reported after the policy ends. Marsh says off-the-shelf technology E&O wasn't built for the scale, density and aggregation of data centers, so it combines E&O with property, casualty and other lines. [1](https://www.hubinternational.com/products/business-insurance/errors-and-omissions/ "Errors and Omissions (E&O) Insurance Coverage") [3](https://www.marsh.com/en/industries/technology/expertise/data-center-insurance-and-risk-management-services.html "Data center insurance and risk management") ### How You Engage HUB sends you to a broker and customizes policies to your size, industry, location, risk and limits; there's no online quote. Marsh doesn't describe an application path either. [1](https://www.hubinternational.com/products/business-insurance/errors-and-omissions/ "Errors and Omissions (E&O) Insurance Coverage") [4](https://www.marsh.com/en/services/financial-professional-liability/expertise/professional-liability.html "Professional liability") [3](https://www.marsh.com/en/industries/technology/expertise/data-center-insurance-and-risk-management-services.html "Data center insurance and risk management") ## What Should You Confirm in HUB International and Marsh Tech E&O Insurance Quotes? - Ask both which insurer issues the policy. [1](https://www.hubinternational.com/products/business-insurance/errors-and-omissions/ "Errors and Omissions (E&O) Insurance Coverage") [4](https://www.marsh.com/en/services/financial-professional-liability/expertise/professional-liability.html "Professional liability") - If you run a data center, ask Marsh how E&O fits with property and casualty, and ask HUB whether its placement is standalone E&O or a broader tech program. [3](https://www.marsh.com/en/industries/technology/expertise/data-center-insurance-and-risk-management-services.html "Data center insurance and risk management") [2](https://www.hubinternational.com/industries/technology-company-insurance/ "Insurance for Technology Companies") - Confirm prior-acts and tail options on the HUB quote and ask Marsh the same. [1](https://www.hubinternational.com/products/business-insurance/errors-and-omissions/ "Errors and Omissions (E&O) Insurance Coverage") [4](https://www.marsh.com/en/services/financial-professional-liability/expertise/professional-liability.html "Professional liability") - Get per-claim and aggregate limits and retentions from both. [1](https://www.hubinternational.com/products/business-insurance/errors-and-omissions/ "Errors and Omissions (E&O) Insurance Coverage") [3](https://www.marsh.com/en/industries/technology/expertise/data-center-insurance-and-risk-management-services.html "Data center insurance and risk management") ## HUB International vs Marsh Tech E&O Insurance Compared | Criteria | HUB International Technology Errors and Omissions Insurance | Marsh Technology Errors and Omissions Insurance | | --- | --- | --- | | Who It’s For | HUB's technology-industry page addresses fast-growing startups and established software, hardware or digital-media businesses, and says HUB currently insures more than 5,000 technology companies; that count is a company-reported figure not independently verified here. [2](https://www.hubinternational.com/industries/technology-company-insurance/ "Insurance for Technology Companies") (Evidence: Company-reported; scope: Technology-industry page framing; not specific to technology E&O alone, since the page covers HUB's full technology insurance program..) | Marsh names technology among the specialized industries its professional liability (E&O) experts serve, alongside banking, insurance and asset management, media and healthcare. [4](https://www.marsh.com/en/services/financial-professional-liability/expertise/professional-liability.html "Professional liability") (Evidence: Company-reported; scope: Marsh professional liability page, What We Offer section..) | | Coverage Features | HUB's general E&O page says policies typically cover defense costs, judgments, settlements and fines from allegations of misrepresentation, breach of professional services, wrongful practices and misleading advice, and can be structured with prior-acts coverage back to a retroactive date and tail coverage for an extended reporting period. [1](https://www.hubinternational.com/products/business-insurance/errors-and-omissions/ "Errors and Omissions (E&O) Insurance Coverage") (Evidence: Company-reported; scope: General E&O coverage description; the page does not give technology-specific coverage examples beyond listing technology as a served industry..) | Marsh says off-the-shelf technology E&O policies were not built for the scale and concentration of modern data centers and can leave gaps. It designs data center programs that combine technology E&O with property, casualty and other lines. [3](https://www.marsh.com/en/industries/technology/expertise/data-center-insurance-and-risk-management-services.html "Data center insurance and risk management") (Evidence: Company-reported; scope: Data center insurance page, Closing the gaps in conventional coverage section; describes a gap in standard tech E&O for one customer segment (data centers), not the general product..) | | Role in This Line | HUB brokers technology E&O as part of its general E&O practice, naming technology as one of the industries it serves, and separately markets it as one line within its dedicated technology-industry practice. [1](https://www.hubinternational.com/products/business-insurance/errors-and-omissions/ "Errors and Omissions (E&O) Insurance Coverage") [2](https://www.hubinternational.com/industries/technology-company-insurance/ "Insurance for Technology Companies") (Evidence: Company-reported; scope: E&O product page and technology-industry page as read 2026-09-23; neither names an issuing insurer..) | Marsh treats technology errors and omissions (tech E&O) as one of its financial and professional liability specialties, with dedicated attention to the technology industry, and separately names it as a building block within its data-center insurance programs. [4](https://www.marsh.com/en/services/financial-professional-liability/expertise/professional-liability.html "Professional liability") [3](https://www.marsh.com/en/industries/technology/expertise/data-center-insurance-and-risk-management-services.html "Data center insurance and risk management") (Evidence: Company-reported; scope: Marsh professional liability page and data-center insurance page..) | ## About HUB International and Marsh and Tech E&O Insurance - [HUB International company profile](https://spot.insure/insurance-providers/hub-international) · [HUB International customer reviews](https://spot.insure/insurance-providers/hub-international/reviews) - [Marsh company profile](https://spot.insure/insurance-providers/marsh) · [Marsh customer reviews](https://spot.insure/insurance-providers/marsh/reviews) - [What Is Technology Errors and Omissions (E&O) Insurance?](https://spot.insure/coverage/technology-errors-omissions) ## Related Pages for HUB International vs Marsh Tech E&O Insurance - [HUB International vs Marsh](https://spot.insure/compare/hub-international-vs-marsh): all coverage lines, business roles, service and claims. - [What Is Technology Errors and Omissions (E&O) Insurance?](https://spot.insure/coverage/technology-errors-omissions): Technology errors and omissions can help pay when a customer claims your software, hosting, installation or tech advice caused financial loss; cyber incidents need separate review. - [HUB International Tech E&O Insurance](https://spot.insure/insurance-providers/hub-international/technology-errors-omissions) - [Marsh Tech E&O Insurance](https://spot.insure/insurance-providers/marsh/technology-errors-omissions) ## Sources for HUB International vs Marsh Tech E&O Insurance ### Sources About HUB International 1. [Errors and Omissions (E&O) Insurance Coverage](https://www.hubinternational.com/products/business-insurance/errors-and-omissions/). HUB International; Industries served list naming technology among accounting, architecture, creative, dental, engineering, financial, medical and media; prior-acts coverage; claims-made structure; claims-notification steps. Accessed 2026-09-23. 2. [Insurance for Technology Companies](https://www.hubinternational.com/industries/technology-company-insurance/). HUB International; Technology Company Insurance & Risk Management introduction for startups, software, hardware and digital-media companies; technology-specific coverage list including professional liability/technology E&O; technology-client count claim. Accessed 2026-09-23. ### Sources About Marsh 3. [Data center insurance and risk management](https://www.marsh.com/en/industries/technology/expertise/data-center-insurance-and-risk-management-services.html). Marsh; Closing the gaps in conventional coverage: off-the-shelf property, casualty, and technology errors and omissions policies were not built for the scale, density, and aggregation of modern data centers. Accessed 2026-09-23. 4. [Professional liability](https://www.marsh.com/en/services/financial-professional-liability/expertise/professional-liability.html). Marsh; What We Offer: specialized industries served, including Technology. Accessed 2026-09-23. Updated 2026-09-25. Spot, a product of Tools for Enlightenment, publishes this research and works in the commercial insurance market. The comparison applies the same criteria to both providers. [Editorial policy](https://spot.insure/editorial-policy). 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