HUB International vs 
Marsh: How Do They Compare for Fidelity Bonds?
HUB International places crime and fidelity coverage through its ProEx practice and connects buyers with a specialist. Marsh bundles fidelity with commercial crime insurance; a Marsh or Marsh McLennan Agency specialist can discuss the combined placement.
HUB ProEx lists both Crime/Fidelity and Financial Institution Bonds with analytics and litigation support; Marsh folds employee fidelity into commercial-crime coverage. 1,3,2
What Are the Key Differences Between HUB International and Marsh Fidelity Bonds?
Separate Bond Listings Versus Crime Coverage
HUB ProEx lists Crime/Fidelity under executive liability and Financial Institution Bonds for financial institutions. Marsh does not list a standalone fidelity bond on the reviewed pages; its crime materials include fidelity, and MMA presents commercial crime/fidelity as one practice item. 1 3 2 Choose HUB if you need a financial-institution bond or separate ProEx bond listing; choose Marsh if you want fidelity handled within a commercial-crime program.
Catalogue Versus Loss Description
HUB’s page gives no further description of insuring agreements, dishonest-act scenarios or exclusions. Marsh describes employee white-collar fraud by trusted staff exploiting systems for personal gain, and says those fidelity losses are about half of crime-policy notifications in its data. 1 2
How You Reach the Desk
HUB directs prospects to a ProEx specialist and says that team provides analytics, litigation support and risk-management. Marsh’s reviewed pages send you to a Marsh or MMA crime-and-fidelity specialist because the cover sits with commercial crime. Neither names the issuing insurer or publishes a bond penalty. 1 2 3
What Should You Confirm in HUB International and Marsh Fidelity Bonds Quotes?
- Ask HUB whether you need Crime/Fidelity, a financial institution bond, or both, and which carrier is on the form. 1
- Ask Marsh whether the quote is a crime policy covering employee fidelity or a separate bond. 2 3
- Compare ProEx analytics and litigation support with Marsh’s crime-practice servicing on the same loss. 1 2
- Get limits, retentions and discovery wording from both. 1 2
HUB International vs Marsh Fidelity Bonds Compared
HUB International vs Marsh: Fidelity Bonds: documented features by provider
| Criteria | HUB International Crime and Fidelity Bond Brokerage | Marsh Fidelity Coverage |
|---|---|---|
| How to Apply | HUB directs prospects for these coverages to contact a ProEx specialist rather than an online quote or bind flow. 1Company-reported. ProEx page call to action. | You would engage a Marsh or MMA crime and fidelity specialist directly, since fidelity is placed together with commercial crime rather than through a separate application path in the reviewed pages. 2,3Company-reported. Commercial crime insurance and MMA executive and professional liability pages. |
| Coverage Features | HUB's ProEx coverage list names "Crime / Fidelity" as an Executive Liability offering and "Financial Institution Bonds" as a separate Financial Institutions offering, but the page gives no further description of insuring agreements, covered dishonest-act scenarios or exclusions for either. 1Company-reported. ProEx page coverage list only; these are catalogue entries, not policy-form descriptions. | Marsh describes employee white-collar fraud, meaning fidelity losses caused by trusted employees who exploit systems for personal gain, as one of the risks a commercial crime policy addresses; it says these losses make up about half of the crime-policy notifications in its data. 2Company-reported. Commercial crime insurance page; a fidelity-specific policy form was not identified as a distinct product from crime coverage. |
| Role in This Line | HUB places crime and fidelity bond coverage, including financial institution bonds, through its ProEx Professional & Executive Risk practice alongside other executive-liability and financial-institution lines, rather than underwriting these bonds itself. 1Company-reported. ProEx page coverage list, read 2026-09-23. The page does not name an issuing insurer for Crime/Fidelity or Financial Institution Bonds. | Marsh does not sell fidelity coverage as a separate product line in the pages reviewed. It bundles fidelity with commercial crime insurance, and MMA lists "commercial crime/fidelity" together as one item in its executive and professional liability practice. 3,2Company-reported. MMA executive and professional liability page and Marsh's commercial crime page. |
