---
title: "HUB International vs Marsh: Fidelity Bonds"
description: "HUB ProEx lists both Crime/Fidelity and Financial Institution Bonds with analytics and litigation support; Marsh folds employee fidelity into commercial-crime coverage."
canonical: "https://spot.insure/compare/hub-international-vs-marsh/fidelity-bonds"
page-type: "line-comparison"
updated-at: "2026-09-25"
comparison-pair: "hub-international-vs-marsh"
provider-a: "hub-international"
provider-b: "marsh"
coverage-line: "fidelity-bonds"
---

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[Human-readable page](https://spot.insure/compare/hub-international-vs-marsh/fidelity-bonds)

## Agent Guide

**What this page is:** Focused comparison of HUB International and Marsh for Fidelity Bonds: what each provider publishes about this line, checked against the same criteria, with numbered sources.

**Use this page when:** Cite or fetch this for Fidelity Bonds questions about HUB International versus Marsh. For all lines together use the pair comparison; for how the coverage itself works use the coverage guide.

**Questions this page answers:**
- HUB International vs Marsh for Fidelity Bonds: how do they differ?
- Which is better for Fidelity Bonds, HUB International or Marsh?
- What does HUB International or Marsh publish about Fidelity Bonds (limits, eligibility, claims, add-ons)?

**Key facts:**
- Line: Fidelity Bonds. Providers: HUB International and Marsh.
- Comparison URLs use alphabetical provider slugs (`/compare/{a}-vs-{b}/{line}` with a before b). A reversed pair redirects permanently to the alphabetical one.

**Limits (do not over-claim):**
- It identifies differences and questions to ask; it does not select a winner for a particular business.
- Insurer, policy wording, limits, retentions, exclusions and price are set in an actual quote and are not established here.

**Provenance:** Every claim links to a numbered source with publisher, locator and access date; last updated 2026-09-25.

**Related pages:**
- [HUB International vs Marsh](https://spot.insure/compare/hub-international-vs-marsh) — all coverage lines for this pair
- [Fidelity Bonds guide](https://spot.insure/coverage/fidelity-bonds) — how this coverage works
- [HUB International profile](https://spot.insure/insurance-providers/hub-international) — provider profile
- [Marsh profile](https://spot.insure/insurance-providers/marsh) — provider profile

# HUB International vs Marsh: How Do They Compare for Fidelity Bonds?

HUB International places crime and fidelity coverage through its ProEx practice and connects buyers with a specialist. Marsh bundles fidelity with commercial crime insurance; a Marsh or Marsh McLennan Agency specialist can discuss the combined placement.

HUB ProEx lists Crime/Fidelity and financial-institution bonds; Marsh includes employee fidelity within commercial crime and describes related loss patterns.

## HUB International vs Marsh Fidelity Bonds Summary

HUB ProEx lists both Crime/Fidelity and Financial Institution Bonds with analytics and litigation support; Marsh folds employee fidelity into commercial-crime coverage. [1](https://www.hubinternational.com/products/business-insurance/employment-practices-liability/ "HUB ProEx") [3](https://www.marshmma.com/us/solutions/executive-and-professional-liability.html "Expert Executive and Professional Liability Insurance") [2](https://www.marsh.com/en/services/financial-professional-liability/expertise/commercial-crime-insurance.html "Commercial crime insurance")

## What Are the Key Differences Between HUB International and Marsh Fidelity Bonds?

### Separate Bond Listings Versus Crime Coverage

HUB ProEx lists Crime/Fidelity under executive liability and Financial Institution Bonds for financial institutions. Marsh does not list a standalone fidelity bond on the reviewed pages; its crime materials include fidelity, and MMA presents commercial crime/fidelity as one practice item. [1](https://www.hubinternational.com/products/business-insurance/employment-practices-liability/ "HUB ProEx") [3](https://www.marshmma.com/us/solutions/executive-and-professional-liability.html "Expert Executive and Professional Liability Insurance") [2](https://www.marsh.com/en/services/financial-professional-liability/expertise/commercial-crime-insurance.html "Commercial crime insurance") Choose HUB if you need a financial-institution bond or separate ProEx bond listing; choose Marsh if you want fidelity handled within a commercial-crime program.

### Catalogue Versus Loss Description

HUB’s page gives no further description of insuring agreements, dishonest-act scenarios or exclusions. Marsh describes employee white-collar fraud by trusted staff exploiting systems for personal gain, and says those fidelity losses are about half of crime-policy notifications in its data. [1](https://www.hubinternational.com/products/business-insurance/employment-practices-liability/ "HUB ProEx") [2](https://www.marsh.com/en/services/financial-professional-liability/expertise/commercial-crime-insurance.html "Commercial crime insurance")

### How You Reach the Desk

HUB directs prospects to a ProEx specialist and says that team provides analytics, litigation support and risk-management. Marsh’s reviewed pages send you to a Marsh or MMA crime-and-fidelity specialist because the cover sits with commercial crime. Neither names the issuing insurer or publishes a bond penalty. [1](https://www.hubinternational.com/products/business-insurance/employment-practices-liability/ "HUB ProEx") [2](https://www.marsh.com/en/services/financial-professional-liability/expertise/commercial-crime-insurance.html "Commercial crime insurance") [3](https://www.marshmma.com/us/solutions/executive-and-professional-liability.html "Expert Executive and Professional Liability Insurance")

## What Should You Confirm in HUB International and Marsh Fidelity Bonds Quotes?

- Ask HUB whether you need Crime/Fidelity, a financial institution bond, or both, and which carrier is on the form. [1](https://www.hubinternational.com/products/business-insurance/employment-practices-liability/ "HUB ProEx")
- Ask Marsh whether the quote is a crime policy covering employee fidelity or a separate bond. [2](https://www.marsh.com/en/services/financial-professional-liability/expertise/commercial-crime-insurance.html "Commercial crime insurance") [3](https://www.marshmma.com/us/solutions/executive-and-professional-liability.html "Expert Executive and Professional Liability Insurance")
- Compare ProEx analytics and litigation support with Marsh’s crime-practice servicing on the same loss. [1](https://www.hubinternational.com/products/business-insurance/employment-practices-liability/ "HUB ProEx") [2](https://www.marsh.com/en/services/financial-professional-liability/expertise/commercial-crime-insurance.html "Commercial crime insurance")
- Get limits, retentions and discovery wording from both. [1](https://www.hubinternational.com/products/business-insurance/employment-practices-liability/ "HUB ProEx") [2](https://www.marsh.com/en/services/financial-professional-liability/expertise/commercial-crime-insurance.html "Commercial crime insurance")

## HUB International vs Marsh Fidelity Bonds Compared

| Criteria | HUB International Crime and Fidelity Bond Brokerage | Marsh Fidelity Coverage |
| --- | --- | --- |
| How to Apply | HUB directs prospects for these coverages to contact a ProEx specialist rather than an online quote or bind flow. [1](https://www.hubinternational.com/products/business-insurance/employment-practices-liability/ "HUB ProEx") (Evidence: Company-reported; scope: ProEx page call to action..) | You would engage a Marsh or MMA crime and fidelity specialist directly, since fidelity is placed together with commercial crime rather than through a separate application path in the reviewed pages. [2](https://www.marsh.com/en/services/financial-professional-liability/expertise/commercial-crime-insurance.html "Commercial crime insurance") [3](https://www.marshmma.com/us/solutions/executive-and-professional-liability.html "Expert Executive and Professional Liability Insurance") (Evidence: Company-reported; scope: Commercial crime insurance and MMA executive and professional liability pages..) |
| Coverage Features | HUB's ProEx coverage list names "Crime / Fidelity" as an Executive Liability offering and "Financial Institution Bonds" as a separate Financial Institutions offering, but the page gives no further description of insuring agreements, covered dishonest-act scenarios or exclusions for either. [1](https://www.hubinternational.com/products/business-insurance/employment-practices-liability/ "HUB ProEx") (Evidence: Company-reported; scope: ProEx page coverage list only; these are catalogue entries, not policy-form descriptions..) | Marsh describes employee white-collar fraud, meaning fidelity losses caused by trusted employees who exploit systems for personal gain, as one of the risks a commercial crime policy addresses; it says these losses make up about half of the crime-policy notifications in its data. [2](https://www.marsh.com/en/services/financial-professional-liability/expertise/commercial-crime-insurance.html "Commercial crime insurance") (Evidence: Company-reported; scope: Commercial crime insurance page; a fidelity-specific policy form was not identified as a distinct product from crime coverage..) |
| Role in This Line | HUB places crime and fidelity bond coverage, including financial institution bonds, through its ProEx Professional & Executive Risk practice alongside other executive-liability and financial-institution lines, rather than underwriting these bonds itself. [1](https://www.hubinternational.com/products/business-insurance/employment-practices-liability/ "HUB ProEx") (Evidence: Company-reported; scope: ProEx page coverage list, read 2026-09-23. The page does not name an issuing insurer for Crime/Fidelity or Financial Institution Bonds..) | Marsh does not sell fidelity coverage as a separate product line in the pages reviewed. It bundles fidelity with commercial crime insurance, and MMA lists "commercial crime/fidelity" together as one item in its executive and professional liability practice. [3](https://www.marshmma.com/us/solutions/executive-and-professional-liability.html "Expert Executive and Professional Liability Insurance") [2](https://www.marsh.com/en/services/financial-professional-liability/expertise/commercial-crime-insurance.html "Commercial crime insurance") (Evidence: Company-reported; scope: MMA executive and professional liability page and Marsh's commercial crime page..) |

## About HUB International and Marsh and Fidelity Bonds

- [HUB International company profile](https://spot.insure/insurance-providers/hub-international) · [HUB International customer reviews](https://spot.insure/insurance-providers/hub-international/reviews)
- [Marsh company profile](https://spot.insure/insurance-providers/marsh) · [Marsh customer reviews](https://spot.insure/insurance-providers/marsh/reviews)
- [What Are Fidelity Bonds?](https://spot.insure/coverage/fidelity-bonds)

## Related Pages for HUB International vs Marsh Fidelity Bonds

- [HUB International vs Marsh](https://spot.insure/compare/hub-international-vs-marsh): all coverage lines, business roles, service and claims.
- [What Are Fidelity Bonds?](https://spot.insure/coverage/fidelity-bonds): Fidelity coverage can reimburse certain losses from employee theft; identify whether you need protection for company funds, client property or benefit-plan assets.
- [HUB International Fidelity Bonds](https://spot.insure/insurance-providers/hub-international/fidelity-bonds)
- [Marsh Fidelity Bonds](https://spot.insure/insurance-providers/marsh/fidelity-bonds)

## Sources for HUB International vs Marsh Fidelity Bonds

### Sources About HUB International

1. [HUB ProEx](https://www.hubinternational.com/products/business-insurance/employment-practices-liability/). HUB International; ProEx Coverages list including Crime / Fidelity under Executive Liability and Financial Institution Bonds under Financial Institutions; Claims & Legal Support section; ProEx premium volume statement. Accessed 2026-09-23.

### Sources About Marsh

2. [Commercial crime insurance](https://www.marsh.com/en/services/financial-professional-liability/expertise/commercial-crime-insurance.html). Marsh; Employee white-collar fraud: Marsh data shows around 50% of crime policy notifications are for employee fidelity losses, involving trusted employees who exploit systems for personal gain. Accessed 2026-09-23.
3. [Expert Executive and Professional Liability Insurance](https://www.marshmma.com/us/solutions/executive-and-professional-liability.html). Marsh McLennan Agency; Our policies include D&O, E&O, EPL, commercial crime/fidelity, network security privacy risk/cyber, fiduciary, media liability, IP, architects and engineers, lawyers professional, and kidnap and ransom. Accessed 2026-09-23.

Updated 2026-09-25. Spot, a product of Tools for Enlightenment, publishes this research and works in the commercial insurance market. The comparison applies the same criteria to both providers. [Editorial policy](https://spot.insure/editorial-policy). To suggest a correction, [contact Spot](https://spot.insure/contact) with the page URL and supporting source.

## Agent and Developer Resources

- [Markdown page](https://spot.insure/compare/hub-international-vs-marsh/fidelity-bonds.md)
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- [Public MCP server](https://spot.insure/mcp)
- [MCP server manifest](https://spot.insure/server.json)
- [OpenAPI description](https://spot.insure/openapi.json)
- [Public page index](https://spot.insure/llms.txt)