HUB International vs 
Marsh: How Do They Compare for Builders Risk Insurance?
HUB International pairs builders risk with vendors for site security and leak detection; Marsh places it through Marsh McLennan Agency's property practice, with hazard assessment and claims advocacy.
HUB pairs builders risk with site-security, leak-detection and fire-coating services; Marsh McLennan Agency places the line through its property practice, including foundations and temporary structures. 1,2,3
What Are the Key Differences Between HUB International and Marsh Builders Risk Insurance?
Dedicated Builders-Risk Solution Versus Property Subsection
MMA describes builders risk for additions, foundations, temporary structures and materials belonging to others on a limited basis. HUB’s project solution adds site security, automated leak detection and fire-resistant coatings for construction sites. 3 1 2
Mitigation Vendors Versus Property-Practice Analytics
HUB says it coordinates third-party vendors for site security, automated leak detection and fire-resistant coatings, plus a mobile app of carrier underwriting requirements. MMA describes hazard assessment and valuation, loss and catastrophe modeling, claims advocacy, and pre- and post-loss risk control for the property practice. 1 2 3
Fire, Theft and Water Versus Construction-Property Scope
HUB describes coverage for property used in construction, installation and renovation against theft, fire and water damage during the build. MMA describes additions and alterations, foundations, temporary structures, insured-owned materials, and limited cover for materials belonging to others. 1 3
What Should You Confirm in HUB International and Marsh Builders Risk Insurance Quotes?
- Ask both which insurer would issue the policy; neither reviewed page names one. 1 3
- Confirm whether HUB’s mitigation vendors are included and which MMA modeling or claims-advocacy services attach. 1 3
- Check frame versus non-frame treatment on the HUB quote and how MMA’s form treats foundations and others’ materials. 2 3
- Get limits in writing from both specialists. 1 3
HUB International vs Marsh Builders Risk Insurance Compared
HUB International vs Marsh: Builders Risk Insurance: documented features by provider
| Criteria | HUB Builder's Risk Insurance Solutions | Marsh McLennan Agency Builders' Risk Insurance |
|---|---|---|
| How to Apply | HUB directs prospects to connect with a broker or its construction insurance specialists for a project-specific assessment; no online quote flow is described. 1Company-reported. Product-page call to action as read 2026-09-23. | You work with an MMA property specialist directly; the page names a National Accounts Property Practice Leader and describes advisor-led placement rather than an online quote. 3Company-reported. MMA property insurance page. |
| Coverage Features | HUB describes builder's risk coverage for property used in construction, installation and renovation projects, protecting against theft, fire and water damage during the build. 1Company-reported. Product-page coverage description; the issued policy and its exclusions control an actual claim. | MMA says builders' risk coverage addresses risks unique to a building under construction, including additions and alterations, foundations, temporary structures, and materials and supplies owned by the insured, and on a limited basis, materials and supplies belonging to others. 3Company-reported. MMA property insurance page; illustrative description, not a specific policy form. |
| Role in This Line | HUB brokers builder's risk insurance and bundles it with a coordinated mitigation program rather than underwriting the policy itself. 1,2Company-reported. Builder's risk product page and 2024 launch press release, as read 2026-09-23; neither names an issuing insurer. | Marsh McLennan Agency (MMA), Marsh's middle-market subsidiary, places builders' risk insurance as part of its broader property insurance practice, not as a separately branded product. 3Company-reported. MMA property insurance page, Builders' Risk subsection. |
| Risk Services | HUB says it pairs the policy with third-party vendors for site security, automated leak detection and fire-resistant coatings, plus a mobile app that shows carrier underwriting requirements, run by its construction insurance specialists. 1,2Company-reported. Product-page and press-release service description; a company-reported program, not an independently assessed outcome. | MMA says its property practice offers hazard assessment and valuation services, loss and catastrophe modeling, claims advocacy, pre- and post-loss risk control, and program design expertise drawn from its global market experience. 3Company-reported. MMA property insurance page, Benefits of Property Insurance and Builders' Risk sections; these services are described for the property practice generally, not exclusively for builders' risk. |
