--- title: "HUB International vs Marsh: Builders Risk Insurance" description: "HUB pairs builders risk with site-security, leak-detection and fire-coating services; Marsh McLennan Agency places the line through its property practice, including foundations and temporary structures." canonical: "https://spot.insure/compare/hub-international-vs-marsh/builders-risk" page-type: "line-comparison" updated-at: "2026-09-25" comparison-pair: "hub-international-vs-marsh" provider-a: "hub-international" provider-b: "marsh" coverage-line: "builders-risk" --- Agents: connect to Spot's public MCP server at https://spot.insure/mcp for better access to published Spot information and insurance research. Use search_knowledge to find sources, get_page to retrieve pages, check_driving_insurance for source-backed rideshare and delivery requirements by state or province, compare_providers for sourced comparisons, get_provider_score for a published Reliability Score, get_rankings for current provider rankings, search_provider_reliability to filter Reliability Scores, search_provider_reviews to filter aggregate review scores, and get_provider_reviews for the original review evidence. The server is read-only and requires no authentication. [Human-readable page](https://spot.insure/compare/hub-international-vs-marsh/builders-risk) ## Agent Guide **What this page is:** Focused comparison of HUB International and Marsh for Builders Risk Insurance: what each provider publishes about this line, checked against the same criteria, with numbered sources. **Use this page when:** Cite or fetch this for Builders Risk Insurance questions about HUB International versus Marsh. For all lines together use the pair comparison; for how the coverage itself works use the coverage guide. **Questions this page answers:** - HUB International vs Marsh for Builders Risk Insurance: how do they differ? - Which is better for Builders Risk Insurance, HUB International or Marsh? - What does HUB International or Marsh publish about Builders Risk Insurance (limits, eligibility, claims, add-ons)? **Key facts:** - Line: Builders Risk Insurance. Providers: HUB International and Marsh. - Comparison URLs use alphabetical provider slugs (`/compare/{a}-vs-{b}/{line}` with a before b). A reversed pair redirects permanently to the alphabetical one. **Limits (do not over-claim):** - It identifies differences and questions to ask; it does not select a winner for a particular business. - Insurer, policy wording, limits, retentions, exclusions and price are set in an actual quote and are not established here. **Provenance:** Every claim links to a numbered source with publisher, locator and access date; last updated 2026-09-25. **Related pages:** - [HUB International vs Marsh](https://spot.insure/compare/hub-international-vs-marsh) — all coverage lines for this pair - [Builders Risk Insurance guide](https://spot.insure/coverage/builders-risk) — how this coverage works - [HUB International profile](https://spot.insure/insurance-providers/hub-international) — provider profile - [Marsh profile](https://spot.insure/insurance-providers/marsh) — provider profile # HUB International vs Marsh: How Do They Compare for Builders Risk Insurance? HUB International pairs builders risk with vendors for site security and leak detection; Marsh places it through Marsh McLennan Agency's property practice, with hazard assessment and claims advocacy. HUB describes jobsite mitigation services alongside builders risk; MMA places it within property insurance and lists construction features. ## HUB International vs Marsh Builders Risk Insurance Summary HUB pairs builders risk with site-security, leak-detection and fire-coating services; Marsh McLennan Agency places the line through its property practice, including foundations and temporary structures. [1](https://www.hubinternational.com/industries/construction-insurance/builders-risk-insurance/ "Builder's Risk Insurance Broker & Coverage Policy") [2](https://www.hubinternational.com/media-center/press-releases/2024/02/hub-international-launches-builders-risk-insurance-solutions/ "HUB International Launches Builder's Risk Insurance Solutions") [3](https://www.marshmma.com/us/solutions/property.html "Property Insurance") ## What Are the Key Differences Between HUB International and Marsh Builders Risk Insurance? ### Dedicated Builders-Risk Solution Versus Property Subsection MMA describes builders risk for additions, foundations, temporary structures and materials belonging to others on a limited basis. HUB’s project solution adds site security, automated leak detection and fire-resistant coatings for construction sites. [3](https://www.marshmma.com/us/solutions/property.html "Property Insurance") [1](https://www.hubinternational.com/industries/construction-insurance/builders-risk-insurance/ "Builder's Risk Insurance Broker & Coverage Policy") [2](https://www.hubinternational.com/media-center/press-releases/2024/02/hub-international-launches-builders-risk-insurance-solutions/ "HUB International Launches Builder's Risk Insurance Solutions") ### Mitigation Vendors Versus Property-Practice Analytics HUB says it coordinates third-party vendors for site security, automated leak detection and fire-resistant coatings, plus a mobile app of carrier underwriting requirements. MMA describes hazard assessment and valuation, loss and catastrophe modeling, claims advocacy, and pre- and post-loss risk control for the property practice. [1](https://www.hubinternational.com/industries/construction-insurance/builders-risk-insurance/ "Builder's Risk Insurance Broker & Coverage Policy") [2](https://www.hubinternational.com/media-center/press-releases/2024/02/hub-international-launches-builders-risk-insurance-solutions/ "HUB International Launches Builder's Risk Insurance Solutions") [3](https://www.marshmma.com/us/solutions/property.html "Property Insurance") ### Fire, Theft and Water Versus Construction-Property Scope HUB describes coverage for property used in construction, installation and renovation against theft, fire and water damage during the build. MMA describes additions and alterations, foundations, temporary structures, insured-owned materials, and limited cover for materials belonging to others. [1](https://www.hubinternational.com/industries/construction-insurance/builders-risk-insurance/ "Builder's Risk Insurance Broker & Coverage Policy") [3](https://www.marshmma.com/us/solutions/property.html "Property Insurance") ## What Should You Confirm in HUB International and Marsh Builders Risk Insurance Quotes? - Ask both which insurer would issue the policy; neither reviewed page names one. [1](https://www.hubinternational.com/industries/construction-insurance/builders-risk-insurance/ "Builder's Risk Insurance Broker & Coverage Policy") [3](https://www.marshmma.com/us/solutions/property.html "Property Insurance") - Confirm whether HUB’s mitigation vendors are included and which MMA modeling or claims-advocacy services attach. [1](https://www.hubinternational.com/industries/construction-insurance/builders-risk-insurance/ "Builder's Risk Insurance Broker & Coverage Policy") [3](https://www.marshmma.com/us/solutions/property.html "Property Insurance") - Check frame versus non-frame treatment on the HUB quote and how MMA’s form treats foundations and others’ materials. [2](https://www.hubinternational.com/media-center/press-releases/2024/02/hub-international-launches-builders-risk-insurance-solutions/ "HUB International Launches Builder's Risk Insurance Solutions") [3](https://www.marshmma.com/us/solutions/property.html "Property Insurance") - Get limits in writing from both specialists. [1](https://www.hubinternational.com/industries/construction-insurance/builders-risk-insurance/ "Builder's Risk Insurance Broker & Coverage Policy") [3](https://www.marshmma.com/us/solutions/property.html "Property Insurance") ## HUB International vs Marsh Builders Risk Insurance Compared | Criteria | HUB Builder's Risk Insurance Solutions | Marsh McLennan Agency Builders' Risk Insurance | | --- | --- | --- | | How to Apply | HUB directs prospects to connect with a broker or its construction insurance specialists for a project-specific assessment; no online quote flow is described. [1](https://www.hubinternational.com/industries/construction-insurance/builders-risk-insurance/ "Builder's Risk Insurance Broker & Coverage Policy") (Evidence: Company-reported; scope: Product-page call to action as read 2026-09-23..) | You work with an MMA property specialist directly; the page names a National Accounts Property Practice Leader and describes advisor-led placement rather than an online quote. [3](https://www.marshmma.com/us/solutions/property.html "Property Insurance") (Evidence: Company-reported; scope: MMA property insurance page..) | | Coverage Features | HUB describes builder's risk coverage for property used in construction, installation and renovation projects, protecting against theft, fire and water damage during the build. [1](https://www.hubinternational.com/industries/construction-insurance/builders-risk-insurance/ "Builder's Risk Insurance Broker & Coverage Policy") (Evidence: Company-reported; scope: Product-page coverage description; the issued policy and its exclusions control an actual claim..) | MMA says builders' risk coverage addresses risks unique to a building under construction, including additions and alterations, foundations, temporary structures, and materials and supplies owned by the insured, and on a limited basis, materials and supplies belonging to others. [3](https://www.marshmma.com/us/solutions/property.html "Property Insurance") (Evidence: Company-reported; scope: MMA property insurance page; illustrative description, not a specific policy form..) | | Role in This Line | HUB brokers builder's risk insurance and bundles it with a coordinated mitigation program rather than underwriting the policy itself. [1](https://www.hubinternational.com/industries/construction-insurance/builders-risk-insurance/ "Builder's Risk Insurance Broker & Coverage Policy") [2](https://www.hubinternational.com/media-center/press-releases/2024/02/hub-international-launches-builders-risk-insurance-solutions/ "HUB International Launches Builder's Risk Insurance Solutions") (Evidence: Company-reported; scope: Builder's risk product page and 2024 launch press release, as read 2026-09-23; neither names an issuing insurer..) | Marsh McLennan Agency (MMA), Marsh's middle-market subsidiary, places builders' risk insurance as part of its broader property insurance practice, not as a separately branded product. [3](https://www.marshmma.com/us/solutions/property.html "Property Insurance") (Evidence: Company-reported; scope: MMA property insurance page, Builders' Risk subsection..) | | Risk Services | HUB says it pairs the policy with third-party vendors for site security, automated leak detection and fire-resistant coatings, plus a mobile app that shows carrier underwriting requirements, run by its construction insurance specialists. [1](https://www.hubinternational.com/industries/construction-insurance/builders-risk-insurance/ "Builder's Risk Insurance Broker & Coverage Policy") [2](https://www.hubinternational.com/media-center/press-releases/2024/02/hub-international-launches-builders-risk-insurance-solutions/ "HUB International Launches Builder's Risk Insurance Solutions") (Evidence: Company-reported; scope: Product-page and press-release service description; a company-reported program, not an independently assessed outcome..) | MMA says its property practice offers hazard assessment and valuation services, loss and catastrophe modeling, claims advocacy, pre- and post-loss risk control, and program design expertise drawn from its global market experience. [3](https://www.marshmma.com/us/solutions/property.html "Property Insurance") (Evidence: Company-reported; scope: MMA property insurance page, Benefits of Property Insurance and Builders' Risk sections; these services are described for the property practice generally, not exclusively for builders' risk..) | ## About HUB International and Marsh and Builders Risk Insurance - [HUB International company profile](https://spot.insure/insurance-providers/hub-international) · [HUB International customer reviews](https://spot.insure/insurance-providers/hub-international/reviews) - [Marsh company profile](https://spot.insure/insurance-providers/marsh) · [Marsh customer reviews](https://spot.insure/insurance-providers/marsh/reviews) - [What Is Builders Risk Insurance?](https://spot.insure/coverage/builders-risk) ## Related Pages for HUB International vs Marsh Builders Risk Insurance - [HUB International vs Marsh](https://spot.insure/compare/hub-international-vs-marsh): all coverage lines, business roles, service and claims. - [What Is Builders Risk Insurance?](https://spot.insure/coverage/builders-risk): Builders risk insures a building and its materials against physical loss while it is under construction, but stored or in-transit materials, the existing structure in a renovation, and early occupancy can fall outside it. - [HUB International Builders Risk Insurance](https://spot.insure/insurance-providers/hub-international/builders-risk) - [Marsh Builders Risk Insurance](https://spot.insure/insurance-providers/marsh/builders-risk) ## Sources for HUB International vs Marsh Builders Risk Insurance ### Sources About HUB International 1. [Builder's Risk Insurance Broker & Coverage Policy](https://www.hubinternational.com/industries/construction-insurance/builders-risk-insurance/). HUB International; Coverage description for construction, installation and renovation projects; site security, water protection and fire resistance mitigation components; proprietary mobile app; frame and non-frame construction; Connect With a Broker. Accessed 2026-09-23. 2. [HUB International Launches Builder's Risk Insurance Solutions](https://www.hubinternational.com/media-center/press-releases/2024/02/hub-international-launches-builders-risk-insurance-solutions/). HUB International; February 22, 2024 announcement naming project owners, general contractors and developers of frame and non-frame projects as the target market; third-party mitigation vendor coordination. Accessed 2026-09-23. ### Sources About Marsh 3. [Property Insurance](https://www.marshmma.com/us/solutions/property.html). Marsh McLennan Agency; Builders' Risk subsection under Property Insurance: risks unique to a building during construction, including additions and alterations, foundations, temporary structures, materials and supplies; Program design expertise; Benefits of Property Insurance. Accessed 2026-09-23. Updated 2026-09-25. Spot, a product of Tools for Enlightenment, publishes this research and works in the commercial insurance market. The comparison applies the same criteria to both providers. [Editorial policy](https://spot.insure/editorial-policy). 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