HUB International vs Lockton: How Do They Compare for Product Liability Insurance?

Both are brokers. HUB International cites expertise in manufacturing, construction and healthcare and assessments that set how much risk you keep; Lockton names global manufacturers, business-to-business providers and consumer products companies, with recall cover alongside.

HUB can structure product liability with recall, crisis-response and other casualty services, and assesses limits and retentions. Lockton builds custom structures across global markets for manufacturers and consumer-products companies, with recall listed alongside liability. ^1,²

What Are the Key Differences Between HUB International and Lockton Product Liability Insurance?

Build a Broader Casualty Program or Custom Global Placement

HUB’s casualty services include general and product liability, recall, crisis response, sexual-misconduct liability, active-assailant protection and Violent Acts Liability. Lockton names global manufacturers, B2B service providers and consumer-products companies for product liability and builds custom structures with insurers worldwide. Choose HUB if you need product liability coordinated with other casualty or crisis lines; choose Lockton if you are a global manufacturer or consumer-products company seeking a custom placement with recall also considered. ¹ ²

Ask How Product Recall Fits

Both providers list product recall alongside product liability. HUB also describes crisis-response and violent-event coverages, while Lockton focuses on custom liability and recall structures. Ask whether recall coverage shares limits with liability or uses a separate policy, and what triggers an eligible claim. ¹ ²

Set Limits and Retentions for Your Industry

HUB says its casualty team assesses retentions, structures and limits and names transportation, construction, healthcare, hospitality, manufacturing and real estate among its sectors. Lockton identifies global manufacturers, B2B service providers and consumer-products firms but does not publish example limits on the reviewed page. ¹ ²

What Should You Confirm in HUB International and Lockton Product Liability Insurance Quotes?

Ask HUB which recall, crisis and violent-event lines are included or separately quoted. ¹
Ask Lockton whether liability and recall share a structure or insurer. ²
Request HUB’s recommended retention and limits for your industry. ¹
Get the issuing insurer, exclusions and policy wording from both placements. ¹ ²

HUB International vs Lockton Product Liability Insurance Compared

HUB International vs Lockton: Product Liability Insurance: documented features by provider

Criteria	HUB International General & Product Liability Insurance Brokerage	Lockton General & Product Liability Insurance Brokerage
Who It’s For	HUB highlights vertical expertise in transportation, construction, healthcare, hospitality, manufacturing and real estate as industries where it says commercial liability exposures, including product liability, are most complex. ¹Company-reported. Casualty product page industry-expertise description; not an underwriting appetite statement.	Lockton says it serves global manufacturers, business-to-business service providers and consumer products companies among others on this page — the segments most exposed to product liability risk — alongside REITs, contractors and healthcare companies. ²Company-reported. General & Product Liability page as read 2026-09-23. Example industries, not a complete eligibility matrix.
Coverage Features	HUB says its General & Product Liability offering addresses injuries or property damage to the public arising from a client's premises or operations, its products, contractual liabilities, natural catastrophes, or violent events. ¹Company-reported. Casualty product page scope-of-protection description; the issued policy's insuring agreements and exclusions control an actual claim. HUB pairs its product liability brokerage with related casualty coverages it also arranges, including product recall coverage, crisis-response support, sexual misconduct liability (SML), active-assailant protection and Violent Acts Liability insurance. ¹Company-reported. Casualty product page complementary-coverages list; availability of each coverage depends on the client and placement.	Lockton lists product recall coverage alongside product liability on the same page, meaning a manufacturer client can have Lockton place both the liability program and a related recall-expense program. ²Company-reported. General & Product Liability page as read 2026-09-23. A capability list, not a specimen policy.
Role in This Line	HUB brokers general and product liability insurance as part of its casualty practice, arranging coverage with regional, national and specialty carriers rather than underwriting the policy itself. ¹Company-reported. Casualty product page, read 2026-09-23; the page does not name a specific issuing insurer.	Lockton lists product liability on its General & Product Liability page and brokers it rather than underwriting it, designing custom structures with insurers across the global market. ²Company-reported. General & Product Liability page as read 2026-09-23.

Criteria

HUB International General & Product Liability Insurance Brokerage

Lockton General & Product Liability Insurance Brokerage

Who It’s For

HUB highlights vertical expertise in transportation, construction, healthcare, hospitality, manufacturing and real estate as industries where it says commercial liability exposures, including product liability, are most complex. ¹Company-reported. Casualty product page industry-expertise description; not an underwriting appetite statement.

Lockton says it serves global manufacturers, business-to-business service providers and consumer products companies among others on this page — the segments most exposed to product liability risk — alongside REITs, contractors and healthcare companies. ²Company-reported. General & Product Liability page as read 2026-09-23. Example industries, not a complete eligibility matrix.

Coverage Features

HUB says its General & Product Liability offering addresses injuries or property damage to the public arising from a client's premises or operations, its products, contractual liabilities, natural catastrophes, or violent events. ¹Company-reported. Casualty product page scope-of-protection description; the issued policy's insuring agreements and exclusions control an actual claim.

HUB pairs its product liability brokerage with related casualty coverages it also arranges, including product recall coverage, crisis-response support, sexual misconduct liability (SML), active-assailant protection and Violent Acts Liability insurance. ¹Company-reported. Casualty product page complementary-coverages list; availability of each coverage depends on the client and placement.

Lockton lists product recall coverage alongside product liability on the same page, meaning a manufacturer client can have Lockton place both the liability program and a related recall-expense program. ²Company-reported. General & Product Liability page as read 2026-09-23. A capability list, not a specimen policy.

Role in This Line

HUB brokers general and product liability insurance as part of its casualty practice, arranging coverage with regional, national and specialty carriers rather than underwriting the policy itself. ¹Company-reported. Casualty product page, read 2026-09-23; the page does not name a specific issuing insurer.

Lockton lists product liability on its General & Product Liability page and brokers it rather than underwriting it, designing custom structures with insurers across the global market. ²Company-reported. General & Product Liability page as read 2026-09-23.