HUB International vs 
Lockton: How Do They Compare for General Liability Insurance?
Lockton brokers custom GL program structures with one dedicated service team; HUB International places GL with an insurer and has prospects contact a HUB broker to get started.
Lockton names industry segments like manufacturers and REITs and groups general liability with coverages such as environmental impairment and product recall, while HUB's page describes general liability scenarios without naming an industry focus or bundled lines. 2,1
What Are the Key Differences Between HUB International and Lockton General Liability Insurance?
Naming an Industry Focus or Not
Lockton names the kinds of clients its general liability brokerage serves: global manufacturers, business-to-business service providers, consumer products companies, REITs, contractors and healthcare companies. 2 HUB's general liability page instead describes coverage scenarios without naming a comparable industry list.
HUB says general liability policies it arranges typically respond to bodily injury to customers, employees, vendors or visitors on the client's premises, personal injury from an employee's negligence or actions, property damage caused by employees, and advertising injury such as slander or false advertising claims. 1Company-reported. Product-page description of typical coverage scenarios; the issued policy and its exclusions control what a specific claim triggers.
What Gets Bundled Alongside General Liability
Lockton groups its general liability brokerage with related casualty capabilities it places for the same clients, including environmental impairment, medical malpractice, product recall and umbrella/excess liability. 2 HUB's page instead links out to separate, unrelated products such as business interruption, D&O, EPL and workers' compensation insurance, without describing any bundled placement. 1
Describing a Service Team or Not
Lockton says clients keep the same dedicated service team throughout the placement process. 3 HUB's general liability page does not describe a comparable ongoing service model, focusing instead on directing prospects to contact a broker. 1
What Should You Confirm in HUB International and Lockton General Liability Insurance Quotes?
- Ask Lockton whether your business fits its named industry segments or falls outside its typical general liability appetite. 2
- Ask both brokers which insurer would ultimately underwrite your policy, since neither page names one. 1 2
- Confirm whether Lockton's dedicated service team includes claims advocacy for general liability specifically. 3
- Ask HUB what risk-control or safety services, if any, accompany a brokered general liability policy. 1
HUB International vs Lockton General Liability Insurance Compared
HUB International vs Lockton: General Liability Insurance: documented features by provider
| Criteria | HUB International General Liability Insurance Brokerage | Lockton General & Product Liability Insurance Brokerage |
|---|---|---|
| Coverage Features | HUB says general liability policies it arranges typically respond to bodily injury to customers, employees, vendors or visitors on the client's premises, personal injury from an employee's negligence or actions, property damage caused by employees, and advertising injury such as slander or false advertising claims. 1Company-reported. Product-page description of typical coverage scenarios; the issued policy and its exclusions control what a specific claim triggers. | Lockton groups general liability brokerage with related casualty coverages it also places for the same clients: environmental impairment, medical malpractice, product recall and umbrella/excess liability, in addition to product liability itself. 2Company-reported. General & Product Liability page as read 2026-09-23. A capability list, not a specimen policy. |
| Role in This Line | HUB brokers commercial general liability coverage rather than underwriting it itself, placing the policy with an insurer on the client's behalf. 1Company-reported. General liability product page as read on 2026-09-23; the page does not name an issuing insurer. | Lockton brokers general liability rather than underwriting it. It says it designs custom program structures for commercial clients using insurers across the global market. 2Company-reported. General & Product Liability page as read 2026-09-23. |
