Heffernan Insurance Brokers vs HUB International: How Do They Compare for Trucking Insurance?

Both are brokers. HUB International serves trucking operations with one or more power units and lists FMCSA and DOT support, while Heffernan Insurance Brokers names trucking among transportation subsectors like towing and oilfield haulers.

Heffernan is the fit if your fleet wants to compare captive, deductible or master-program financing. HUB is the fit if you need non-trucking liability, occupational accident, mock DOT/OSHA audits or US-Canada-Mexico support. ^1,²

What Are the Key Differences Between Heffernan Insurance Brokers and HUB International Trucking Insurance?

Captive Financing Versus Named Owner-Operator Lines

Heffernan lists auto liability, motor-truck cargo, physical damage, general liability, cyber, management liability, excess and umbrella, plus a workers' compensation group, and it describes first-dollar, deductible, captive and master-program financing. HUB lists commercial auto, cargo, non-trucking liability and occupational accident for owner-operators, along with pollution, excess, property, crime, cyber, employment-practices liability and workers' compensation. Choose Heffernan if you want a captive or large-retention discussion; choose HUB if you need bobtail or occupational accident named on the schedule. ¹ ²

DOT Platform Versus Mock Audits and Borders

Heffernan lists a DOT compliance platform, accident-register forms and DOT audit consulting. HUB describes claims advocacy, driver-safety training, FMCSA and DOT compliance help, mock DOT/OSHA audits and a US-Canada-Mexico cross-border strategy. A fleet preparing for an audit can ask either broker about listed compliance support; a carrier crossing North American borders can ask HUB about its stated cross-border work. ¹ ²

Fuel and Oilfield Versus Hazmat and One Power Unit

Heffernan names trucking and logistics, fuel hauling, oilfield trucking and towing. HUB lists operations from one power unit to long-haul, regional, last-mile, contract and hazmat fleets, and says underwriters typically request IFTA statements, equipment and driver lists, and three to five years of loss runs. Neither reviewed page names the insurer for a particular quote. Bring the operation type and those records to the broker whose named niches match yours. ¹ ²

What Should You Confirm in Heffernan Insurance Brokers and HUB International Trucking Insurance Quotes?

Ask Heffernan which coverage products and financing options apply to your fleet, including deductible, retention or captive choices. ¹
Ask HUB to include non-trucking liability, occupational accident and pollution cover if needed. ²
Compare the DOT, driver-safety, audit and cross-border services included in each engagement. ¹ ²
Request the insurer, limits and deductibles for each proposed policy. ¹ ²

Heffernan Insurance Brokers vs HUB International Trucking Compared

Heffernan Insurance Brokers vs HUB International: Trucking Insurance: documented features by provider

Criteria	Heffernan Transportation Insurance — Trucking and Logistics	HUB International Commercial Truck Insurance Brokerage
Who It’s For	Heffernan lists trucking/logistics alongside fuel haulers, oilfield trucking, towing, and other transportation subsectors as businesses its transportation team is built to serve. ¹Company-reported. Transportation Insurance page as read on 2026-09-23.	HUB says it serves trucking operations with one or more power units, including long-haul and regional carriers, last-mile and delivery operations, independent owner-operators, contract motor carriers, and specialized freight or hazmat haulers, across truck types from semi-trucks to electric trucks. ²Company-reported. Product-page eligibility and target-market list; not a published underwriting appetite by loss history or safety score.
How to Apply	Heffernan directs transportation buyers, including trucking companies, to named practice leaders Matt Planeta and Kenny Planeta to start a quote. ¹Company-reported. Transportation Insurance page as read on 2026-09-23.	HUB says underwriters for this line typically require a transportation-specific application, IFTA fuel-tax statements, an equipment list, a driver roster, three to five years of loss runs, and information about the carrier's safety program and culture. ²Company-reported. Product-page application-requirements list as read 2026-09-23.
Coverage Features	For trucking and its other transportation subsectors, Heffernan lists exclusive and sponsored products covering auto liability, motor truck cargo, physical damage, general liability, cyber and management liability, excess and umbrella, and a workers' compensation group program. ¹Company-reported. Transportation Insurance page as read on 2026-09-23; the page does not break out which products apply specifically to trucking versus other subsectors.	HUB lists trucking-specific coverages it arranges including commercial auto liability and physical damage, motor truck cargo insurance, non-trucking liability and occupational accident insurance for owner-operators, environmental and pollution liability, and excess or umbrella coverage, alongside general business lines such as property, crime, cyber, EPL and workers' compensation. ²Company-reported. Product-page coverage list; the issued policy and its exclusions control an actual claim.
Role in This Line	Heffernan names trucking/logistics as a transportation subsector served by a dedicated specialist team, placing coverage with appointed carriers rather than underwriting it. ¹Company-reported. Transportation Insurance page as read on 2026-09-23.	HUB brokers commercial truck insurance through a dedicated transportation practice rather than underwriting the coverage itself. ²Company-reported. Commercial truck insurance product page as read 2026-09-23; the page does not name an issuing insurer.
Risk Services	Heffernan describes trucking-relevant risk-financing options from first-dollar coverage through mid-to-large deductibles, self-insured retentions, captives, and master programs, plus a DOT compliance platform, accident-register forms, and DOT audit consulting. ¹Company-reported. Transportation Insurance page as read on 2026-09-23.	HUB says its trucking practice provides claims advocacy and support, fleet risk management programs with driver safety training, regulatory compliance support for FMCSA and DOT requirements, mock DOT/OSHA audits, and a cross-border strategy for U.S., Canada and Mexico operations. ²Company-reported. Product-page service description; a company-reported set of capabilities, not an independently assessed outcome.