Heffernan Insurance Brokers vs 
HUB International: How Do They Compare for Representations and Warranties Insurance?
Heffernan Insurance Brokers invites private equity and M&A clients to contact its practice directly; HUB International brokers R&W and also offers litigation buyout and tax indemnification insurance in its M&A practice.
Heffernan brokers R&W for private-equity firms and strategic investors, adding pre-close diligence, group purchasing, post-close planning and environmental, tax and litigation-buyout cover. HUB brokers R&W for buyers and sellers as a way to reduce escrow, with litigation-buyout and tax indemnification alongside. 1,2
What Are the Key Differences Between Heffernan Insurance Brokers and HUB International Representations and Warranties Insurance?
PE Deal Support vs Escrow Relief
Both are brokers. Heffernan markets its practice to private-equity firms and strategic investors, with pre-close due diligence (review, benchmarking and a search for hidden liabilities), group purchasing across its PE clients and planning after closing. HUB frames R&W for buyers and sellers as protection if the seller's guarantees prove untrue, and as a way to reduce or eliminate escrow; it publishes no deal-size or industry criteria. Choose Heffernan if you're a PE firm that wants diligence and portfolio buying power; choose HUB if your goal is freeing up sale proceeds held in escrow. 1 2
Related Deal Covers
Heffernan places R&W alongside contingent, environmental, tax and litigation-buyout cover. HUB lists litigation-buyout and tax indemnification but not environmental. If the target has environmental exposure, Heffernan documents that route. Neither publishes limits. 1 2
What Should You Confirm in Heffernan Insurance Brokers and HUB International Representations and Warranties Insurance Quotes?
- Ask Heffernan whether environmental or litigation-buyout cover will be bound with R&W on your deal. 1
- Ask HUB whether the quote is structured to reduce or eliminate escrow. 2
- Ask Heffernan whether its group purchasing applies to your fund's portfolio companies. 1
- Get the insurer and retention from both. 1 2
Heffernan Insurance Brokers vs HUB International Representations and Warranties Compared
Heffernan Insurance Brokers vs HUB International: Representations and Warranties Insurance: documented features by provider
| Criteria | Heffernan Private Equity and M&A Practice — Representation & Warranty Insurance | HUB International Representations and Warranties Insurance |
|---|---|---|
| How to Apply | Heffernan invites private equity and M&A clients to contact the practice directly; the page does not describe a self-service quote or online application path. 1Company-reported. Private Equity and M&A page as read on 2026-09-23. | HUB directs you to a broker; the page describes negotiating deal-specific coverage rather than a self-serve quote. 2Company-reported. Product-page call to action as read 2026-09-23. |
| Coverage Features | Heffernan says RWI safeguards a buyer and seller's agreed understanding of a deal, and groups it under 'Transactional Risk Mitigation' alongside contingent liability, environmental liability, tax liability, and litigation-buyout coverage. 1Company-reported. Private Equity and M&A page as read on 2026-09-23; the page does not describe RWI's specific insuring agreement, exclusions, retention structure, or limits. | HUB describes representations and warranties insurance as covering the contractual guarantees a seller makes in a sale agreement, protecting a buyer against the guarantees turning out to be untrue, and says it can reduce or eliminate escrow requirements and support more competitive bidding. 2Company-reported. Product-page description of representations and warranties coverage; the issued policy and its exclusions control an actual claim. HUB's M&A practice also offers litigation buyout (contingent risk) insurance for pending litigation a seller faces, and tax indemnification insurance for the tax treatment of a historical, pending or future transaction, alongside representations and warranties coverage. 2Company-reported. Product-page description of related transactional risk products. |
| Role in This Line | Heffernan's Private Equity and M&A (HIB) Practice arranges representation and warranty (RWI) insurance for deal buyers and sellers as part of a broader transactional-risk brokerage, rather than underwriting the coverage itself. 1Company-reported. Private Equity and M&A page as read on 2026-09-23. | HUB brokers representations and warranties insurance as part of its mergers and acquisitions (transactional risk) practice, rather than underwriting the policy itself. 2Company-reported. M&A insurance product page as read 2026-09-23; the page does not name an issuing insurer. |
