Heffernan Insurance Brokers vs HUB International: How Do They Compare for Fidelity Bonds?

Heffernan Insurance Brokers places different fidelity bond options for home-care agencies and financial firms through insurers. HUB International places crime and fidelity coverage through its ProEx practice and directs buyers to a specialist.

Heffernan names fidelity products for home-care agencies and family offices; HUB ProEx lists Crime/Fidelity and financial-institution bonds with analytics and litigation support. ^1,^2,⁴

What Are the Key Differences Between Heffernan Insurance Brokers and HUB International Fidelity Bonds?

Named Buyer Groups Versus ProEx Support

Heffernan lists an Employee Dishonesty Bond for home-care, home-health and hospice agencies, plus a Fidelity/financial-institution bond for family offices and related firms. HUB ProEx lists Crime/Fidelity and Financial Institution Bonds and describes analytics, litigation support and risk management. The reviewed HUB page gives no bond-specific eligibility criteria. ¹ ² ⁴ Choose Heffernan if you run a home-care agency or family office; choose HUB if you want ProEx analytics and litigation support.

Named Buyers Versus Unstated Eligibility

Heffernan names home care, home health and hospice agencies, plus family offices, trustees, advisors, private equity firms and foundations. HUB’s ProEx page does not publish size, industry or state criteria specific to these bonds. ¹ ² ⁴

Services Around Claims and Risk

HUB says the ProEx team provides analytics, litigation support and risk-management for clients of all sizes. Heffernan’s claims-advocacy page lists workers’ compensation, general liability, auto and property, and does not describe fidelity or crime-bond claims handling. Neither reviewed source names an insurer or a bond penalty. HUB asks you to contact a ProEx specialist. ⁴ ³

What Should You Confirm in Heffernan Insurance Brokers and HUB International Fidelity Bonds Quotes?

Ask Heffernan which of the two product names applies and which carrier would write it. ¹ ²
Ask HUB whether the quote is Crime/Fidelity, a financial institution bond, or both. ⁴
Get penalty amounts and deductibles from both; the public pages omit them. ¹ ⁴
Ask each firm who advocates on a fidelity claim. ³ ⁴

Heffernan Insurance Brokers vs HUB International Fidelity Bonds Compared

Heffernan Insurance Brokers vs HUB International: Fidelity Bonds: documented features by provider

Criteria	Heffernan Employee Dishonesty / Fidelity Bonds	HUB International Crime and Fidelity Bond Brokerage
Coverage Features	Heffernan uses two different bond product names for its two client segments: "Employee Dishonesty Bond" for home-care agencies and "Fidelity/financial institution bond" for family offices and financial firms. Neither page describes the bond's insuring agreement, exclusions, or claim triggers. ^1,²Company-reported. Home Care and Family Office pages as read on 2026-09-23.	HUB's ProEx coverage list names "Crime / Fidelity" as an Executive Liability offering and "Financial Institution Bonds" as a separate Financial Institutions offering, but the page gives no further description of insuring agreements, covered dishonest-act scenarios or exclusions for either. ⁴Company-reported. ProEx page coverage list only; these are catalogue entries, not policy-form descriptions.
Role in This Line	Heffernan arranges fidelity-type bonds as one line within two specialty practices: an Employee Dishonesty Bond for home-care agencies and a Fidelity/financial institution bond for family offices and financial firms. It places these bonds with insurers rather than issuing them itself. ^1,²Company-reported. Home Care and Family Office practice-page listings; no dedicated fidelity-bond product page was found.	HUB places crime and fidelity bond coverage, including financial institution bonds, through its ProEx Professional & Executive Risk practice alongside other executive-liability and financial-institution lines, rather than underwriting these bonds itself. ⁴Company-reported. ProEx page coverage list, read 2026-09-23. The page does not name an issuing insurer for Crime/Fidelity or Financial Institution Bonds.