Gallagher vs HUB International: How Do They Compare for D&O Insurance?

Gallagher's Executive and Financial Risk practice builds D&O programs and advises on blank-check merger and IPO placements; HUB International brokers across private, public, and nonprofit organizations with specialist claims support.

Gallagher builds D&O programs for SPACs and companies going public, bundling related deal cover such as reps and warranties and tax. HUB serves private companies, nonprofits and public companies year-round, with attorneys who review your policy wording before any claim arrives. ^1,^2,³

What Are the Key Differences Between Gallagher and HUB International D&O Insurance?

Built for a Listing vs Built for Ongoing Clients

Gallagher markets D&O placement and advice to SPACs around IPO and de-SPAC and to companies listing through an IPO or direct listing, and it structures D&O before and after the listing alongside E&O, cyber and contingent liability. ¹ HUB's ProEx practice brokers D&O for private companies with customer and supplier relationships, nonprofits with advisory boards or committees, and public companies with shareholders. ² Choose Gallagher if you are a SPAC or preparing to list; choose HUB if you are a private company or nonprofit that wants a long-term broker with analytics and litigation support.

How Their Claims Attorneys Help You

Both have in-house attorneys. Gallagher's claims-advocacy team pairs with quantitative benchmarking, including how often peers buy Side-A-only D&O, which helps you size a tower. ¹ HUB's Claims & Legal Risks Group specializes in ProEx coverages and stays with you through claim recovery. To start, HUB directs you to "Connect With a Broker." ³ ²

What Should You Confirm in Gallagher and HUB International D&O Insurance Quotes?

Ask Gallagher how Side-A-only benchmarking would shape your tower if you are listing. ¹
Ask HUB to review your current policy wording before you renew. ³
Ask both which carrier would issue the policy and what limits they'd place; neither page says. ¹ ²
Ask Gallagher whether the related IPO lines would be bound together with D&O. ¹

Gallagher vs HUB International D&O Insurance Compared

Gallagher vs HUB International: D&O Insurance: documented features by provider

Criteria	Gallagher Directors and Officers (D&O) Liability Insurance	HUB International Directors and Officers Insurance Brokerage
Who It’s For	Gallagher specifically markets D&O placement and advisory support to special-purpose acquisition companies (SPACs) around their IPO and de-SPAC process, and to companies going public through an IPO or direct listing. ¹Company-reported. Group-level executive-and-financial-risk practice page, SPAC and IPO subsections.	HUB markets D&O brokerage to three segments: private companies with customer and supplier relationships, nonprofits with advisory boards or committees, and public companies with shareholders. ²Company-reported. D&O product page target-market description; not an underwriting appetite statement.
Coverage Features	Gallagher says its D&O team constructs policies addressing lawsuits from shareholders, employees, competitors, suppliers and government bodies, and can evaluate an existing D&O program against the market. ¹Company-reported. Group-level executive-and-financial-risk practice page; a service description, not a specific policy's insuring agreement.	HUB describes D&O coverage it arranges as addressing three areas: personal asset protection for monetary judgments and settlements from an alleged breach of duty, loyalty or care; defense in civil, criminal, judicial, administrative, regulatory or arbitration proceedings; and workplace and employment protection for breach-of-fiduciary-duty and employment-related suits. ²Company-reported. Product-page marketing description; the issued policy's insuring agreements, conditions and exclusions control an actual claim. HUB says D&O claims it sees can come from regulators, donors, clients or customers, suppliers, competitors, employees, shareholders and creditors. ²Company-reported. Product-page list of potential claim sources; not a guarantee of coverage for any specific claimant.
Role in This Line	Gallagher's Executive and Financial Risk practice places D&O liability insurance and advises on program design; it does not underwrite the policy, which is issued by a carrier selected during placement. ¹Company-reported. Group-level executive-and-financial-risk practice page.	HUB brokers D&O liability coverage for private, nonprofit and public-company clients as part of its ProEx Professional & Executive Risk practice, rather than underwriting the policy itself. ^2,³Company-reported. D&O product page and ProEx coverage list, read 2026-09-23. Neither page names an issuing insurer.
Risk Services	For SPACs and IPOs, Gallagher describes bundling D&O coverage before and after the IPO with related lines such as representations and warranties, E&O, cyber, tax and contingent liability coverage, plus risk-management and claims support at each stage. ¹Company-reported. Group-level executive-and-financial-risk practice page, SPAC subsection.	HUB says its ProEx practice, which lists D&O among its Executive Liability coverages, provides analytics, litigation support and risk-management services to clients of all sizes, led by a named ProEx practice leader. ³Company-reported. ProEx page team and services description; not specific to a single D&O engagement.
Claims Support	Gallagher says its Executive and Financial Risk practice has a dedicated claims-advocacy team with in-house attorneys specializing in these lines, and that it uses quantitative benchmarking, including measuring the judicious use of Side-A-only D&O coverage, to guide more precise coverage structures. ¹Company-reported. Group-level executive-and-financial-risk practice summary; describes a support service, not a guarantee of claim payment.	HUB describes a Claims & Legal Risks Group, staffed by attorneys who specialize in ProEx coverages including D&O, that provides management-liability claims support from pre-claim policy-wording review through claim recovery. ³Company-reported. ProEx page claims and legal support section.