Foxquilt vs 
HUB International: How Do They Compare for Commercial Auto Insurance?
What Is Foxquilt?
Foxquilt offers several online-marketed small-business lines, but its public pages do not resolve which U.S. entity places each risk or which insurer issues each policy. Compare the specific product, state, terms and named entities before deciding whether the digital route fits your business. 1,2
What Is HUB International?
HUB suits technology businesses seeking a specialist broker—its practice says it insures more than 5,000 technology companies; qualifying small accounts can use Insureon online, while mid-market buyers need an advisor. 4,5,6
What Is Commercial Auto Insurance?
Commercial auto suits businesses that use vehicles for work and need liability protection; damage to your own vehicles is a separate coverage choice. If employees drive personal or rented cars, check how those trips are handled. 8,9,10,11
What Are the Key Differences Between Foxquilt and HUB International Commercial Auto Insurance?
Fleet coverage options
HUB International lists options including long- and short-haul transportation, hired and non-owned autos, uninsured or underinsured motorist, medical payments, towing and lease-gap coverage. Foxquilt’s claim describes work-vehicle protection; HUB International lists the commercial-auto options named above, whose availability and terms depend on the issued policy. If your fleet mixes owned trucks and employee vehicles, ask HUB International which selections are relevant and ask Foxquilt to itemize liability and physical-damage protection. 7 3
Risk analytics and placement
HUB International describes analytics and benchmarking for fleets plus complementary safety-management services, and routes prospects to a broker. Foxquilt provides a quote path without detailing comparable fleet analysis. The choice affects how much operational information is reviewed before placement; share fleet use and loss history with both, then compare written terms rather than assuming a service changes coverage. 7 3
What Should You Confirm in Foxquilt and HUB International Commercial Auto Insurance Quotes?
Foxquilt and HUB International Review Scores for 2026
These averages can combine ratings for different products, locations, and customer groups, including approximate BBB grade conversions. Read each review for the sources, scope, and calculation.
Foxquilt Review Score
Review Score
3 rated sources
Customers rate Foxquilt well on Google (4.9 out of 5 from 526 reviews at its Charlotte office) and 3.5 out of 5 on Trustpilot from only 8 reviews. Put together, the Review Score is 8.9 out of 10.[12][5][6]
Read Foxquilt reviewsHUB International Review Score
Review Score
2 rated sources
Customers who reviewed HUB on BBB rate it 1 out of 5, but that is only 7 reviews for a very large broker. BBB's own business grade is A-.[7][6]
Read HUB International reviewsFoxquilt vs HUB International Commercial Auto Insurance Compared
Foxquilt vs HUB International: Commercial Auto Insurance: documented features by provider
| Criteria | Foxquilt Commercial Auto | HUB International Commercial Auto Insurance Brokerage |
|---|---|---|
| Role in This Line | Foxquilt markets Commercial Auto as a business coverage line. 3Company-reported. Foxquilt’s cited product or program page documents this description. It does not establish the issuing insurer for an individual quote, exact state or provincial availability, the policy form, complete exclusions, or terms offered to a particular buyer; confirm those in the quote and policy documents. | HUB brokers commercial auto insurance for fleets and transportation businesses rather than underwriting the policy itself. 7Company-reported. Commercial auto product page as read 2026-09-23; the page does not name an issuing insurer. |
| Issuing Insurer | Confirm in your quote. | The commercial auto product page does not name an issuing insurer; HUB places commercial auto business with insurers that vary by client and placement. 7Not found in reviewed sources. Checked the commercial auto product page on 2026-09-23; no carrier is disclosed there. |
| Who It’s For | The public page addresses businesses using vehicles for work; it does not define the complete eligible vehicle or driver classes. 3Company-reported. Foxquilt’s cited product or program page documents this description. It does not establish the issuing insurer for an individual quote, exact state or provincial availability, the policy form, complete exclusions, or terms offered to a particular buyer; confirm those in the quote and policy documents. | HUB positions this line for businesses operating commercial auto fleets and transportation-industry providers. 7Company-reported. Product-page description; not a published underwriting appetite by fleet size or vehicle class. |
| Coverage Features | The page describes coverage for vehicles used for work and gives business-vehicle accident examples. 3Company-reported. Foxquilt’s cited product or program page documents this description. It does not establish the issuing insurer for an individual quote, exact state or provincial availability, the policy form, complete exclusions, or terms offered to a particular buyer; confirm those in the quote and policy documents. | HUB lists commercial auto coverage options including long- and short-haul transportation, hired and non-owned auto exposures, uninsured/underinsured motorist protection, medical payments, towing and lease gap coverage, alongside property damage and bodily injury protection. 7Company-reported. Product-page coverage list; the issued policy and its exclusions control an actual claim. |
| Limits and Retentions | The cited public overview does not establish the limits, deductibles, exclusions or form terms that would apply to a specific buyer. 3Not publicly disclosed. Ask for the quote and specimen or issued policy forms before treating a listed feature as covered. | Confirm in your quote. |
| Risk Services | Confirm in your quote. | HUB says it applies complex risk and analytics tools to benchmark programs and reduce total cost of risk, and cross-promotes Fleet Risk Management and Workplace Safety Management as complementary services for commercial auto clients. 7Company-reported. Product-page service description; a company-reported capability, not an independently assessed outcome. |
| How to Apply | The cited Foxquilt product or program page provides a quote path for the described product or program; that route does not establish that a quote will be offered or bound. 3Company-reported. Foxquilt’s cited product or program page documents this description. It does not establish the issuing insurer for an individual quote, exact state or provincial availability, the policy form, complete exclusions, or terms offered to a particular buyer; confirm those in the quote and policy documents. | HUB directs prospects to contact a HUB broker to get started; no online quote or bind flow is described on the page. 7Company-reported. Product-page call to action as read 2026-09-23. |
Related Pages for Foxquilt vs HUB International Commercial Auto
Commercial Auto Insurance Pages for Foxquilt and HUB International
Other Coverage Lines Compared for Foxquilt vs HUB International
Other Commercial Auto Insurance Provider Comparisons
Sources for Foxquilt vs HUB International Commercial Auto Insurance
Sources About Foxquilt
- Commercial General Liability. Foxquilt; “What does CGL cover?”; “Foxquilt’s CGL is built for…”; digital quote/buy and certificates; “Built for North American small business”; limits FAQ; CGL exclusions FAQ. Directly reopened 2026-09-29, lines 53–64, 67–104, 135–215, 244–319. Accessed 2026-09-29.
- Foxquilt Insurance Services | Terms & Conditions. Foxquilt; Sections 1.1–1.2 identify Foxquilt Insurance Services Inc. as service operator; no reviewed Inc.–LLC relationship statement. Accessed 2026-09-29.
- Commercial Auto Insurance. Foxquilt; Product description, audience/use cases, claims scenarios and price factors. Reopened 2026-09-29, lines 42, 99–132. Accessed 2026-09-29.
Sources About HUB International
- About Us. HUB International; Opening description; 1998 formation of HUB International Limited; 2022 Insureon acquisition; headquarters and employee/office counts. Accessed 2026-09-16.
- Contact Us. HUB International; Business Solutions paths for Commercial Insurance Solutions versus Small Commercial Insurance Solutions via Insureon; office search. Accessed 2026-09-16.
- Insurance for Technology Companies. HUB International; Technology Company Insurance & Risk Management: startup, software, hardware and digital-media introduction; Business Coverage and People Protection lists; technology-client count. Accessed 2026-09-16.
- Commercial Auto Insurance Broker Policy & Coverage. HUB International; Coverage list: long- and short-haul transportation, hired and non-owned exposures, uninsured/underinsured motorists, medical payments, towing, lease gap; property damage and bodily injury; fleet-risk and complex risk analytics services; Contact a HUB broker. Accessed 2026-09-23.
Sources for the Commercial Auto Insurance Guide
- Commercial Insurance Guide. California Department of Insurance; Commercial Automobile: Coverage, Classification and Limits. Accessed 2026-09-16.
- Auto Insurance. NAIC; Coverages. Accessed 2026-09-16.
- Business Vehicle Insurance. Insurance Information Institute; Will My Personal Auto Policy Cover Business Use?; What Vehicles Are Covered?; What Coverage Do I Need if Employees Drive Their Personal Vehicles for Business?; Does a Business Umbrella Cover Autos?; Do I Need a Business Auto Policy?; Be Sure the Right Insured Is on the Policy. Accessed 2026-09-16.
- Business Auto Coverage Form. Insurance Services Office, Inc.; hosted by National General; I.A, printed/PDF page 1; II.A.1, printed/PDF page 2; III.C–D, printed/PDF page 6; II.B.6, printed/PDF page 3; III.B.3, printed/PDF page 6. Accessed 2026-09-16.
