Founder Shield vs HUB International: How Do They Compare for Telehealth Insurance?

Founder Shield brokers virtual care and telehealth insurance through third-party carriers. HUB International arranges virtual-care coverage packages, including professional, technology, cyber, and management liabilities, and helps identify exposure gaps.

Founder Shield names virtual-consultation malpractice and informed-consent claims and places cover with A- or better carriers; HUB can arrange a wider package including cyber, D&O and EPL, and flags Patient Compensation Fund states. ^1,^3,⁴

What Are the Key Differences Between Founder Shield and HUB International Telehealth Insurance?

Broker Access and Insurer Rating

Founder Shield is a brokerage that places telehealth coverage with carriers rated A- or better by AM Best. HUB’s page describes its healthcare practice arranging virtual-care coverage; it does not identify insurers for this line. Ask HUB which carrier would insure each part of your program. ² ³ ⁴

Telehealth Claim Examples

Founder Shield lists malpractice claims arising from virtual consultations, privacy breaches, technology failures affecting patient care, licensing issues and failures to obtain informed consent. This gives telehealth providers concrete scenarios to compare against HUB’s quoted wording. ¹ ⁴

What Should You Confirm in Founder Shield and HUB International Telehealth Insurance Quotes?

Ask Founder Shield which A- or better carrier is quoting and whether informed-consent claims are on the form. ³ ¹
Ask HUB which insurers quote each line and whether Patient Compensation Fund rules apply. ⁴
Confirm whether D&O or EPL is included in HUB’s package versus a separate Founder Shield placement. ⁴
Check HUB’s COVID-19 exclusion flag against the malpractice wording Founder Shield describes. ⁴ ¹

Founder Shield vs HUB International Telehealth Insurance Compared

Founder Shield vs HUB International: Telehealth Insurance: documented features by provider

Criteria	Founder Shield Virtual Care, Telehealth, and Telemedicine Insurance	HUB International Virtual Care Insurance Brokerage
Who It’s For	Founder Shield markets this line to telehealth companies, hospitals and clinics offering remote services, digital health startups, and individual practitioners who see patients virtually. ¹Company-reported. Virtual Care, Telehealth, and Telemedicine Insurance product page.	HUB targets this package at healthcare organizations offering virtual care and telehealth services, and flags Patient Compensation Fund states as having specific rules and regulations that can affect coverage. ⁴Company-reported. Product-page eligibility framing; not a published underwriting appetite by state or care specialty.
Coverage Features	Founder Shield lists medical-malpractice claims from a virtual consultation, data-privacy breaches, technological failures that affect patient care, licensing and regulatory issues, and failure to obtain informed consent as what the policy responds to. ¹Company-reported. Product page; the issued policy and declarations control actual coverage.	HUB lists coverages it arranges for virtual care organizations, including virtual care medical professional liability, technology errors and omissions, products liability, cyber liability and data security, general liability, and management liability such as D&O and employment practices liability. ⁴Company-reported. Product-page coverage list; the issued policies and their exclusions control an actual claim. HUB flags specific risks buyers should check, including insurers that may exclude COVID-19-related virtual consultations, ambiguity over whether a policy covers injuries from virtual healthcare services, and data-security exposure since patient and personal data are at high risk across virtual health platforms. ⁴Company-reported. Product-page risk-identification section; describes coverage questions to raise, not confirmed exclusions in any specific policy.
Role in This Line	Founder Shield is a retail insurance brokerage, described on its site as “the innovation arm of The Baldwin Group,” and places Founder Shield Virtual Care, Telehealth, and Telemedicine Insurance with third-party carriers rather than underwriting the policy itself. ²Company-reported. About-us page; applies to Founder Shield's brokerage model generally, restated here for this line.	HUB brokers a package of coverages for virtual care organizations through its healthcare industry practice rather than underwriting the policies itself. ⁴Company-reported. Virtual care insurance product page as read 2026-09-23; the page does not name an issuing insurer.

Criteria

Founder Shield Virtual Care, Telehealth, and Telemedicine Insurance

HUB International Virtual Care Insurance Brokerage

Who It’s For

Founder Shield markets this line to telehealth companies, hospitals and clinics offering remote services, digital health startups, and individual practitioners who see patients virtually. ¹Company-reported. Virtual Care, Telehealth, and Telemedicine Insurance product page.

HUB targets this package at healthcare organizations offering virtual care and telehealth services, and flags Patient Compensation Fund states as having specific rules and regulations that can affect coverage. ⁴Company-reported. Product-page eligibility framing; not a published underwriting appetite by state or care specialty.

Coverage Features

Founder Shield lists medical-malpractice claims from a virtual consultation, data-privacy breaches, technological failures that affect patient care, licensing and regulatory issues, and failure to obtain informed consent as what the policy responds to. ¹Company-reported. Product page; the issued policy and declarations control actual coverage.

HUB lists coverages it arranges for virtual care organizations, including virtual care medical professional liability, technology errors and omissions, products liability, cyber liability and data security, general liability, and management liability such as D&O and employment practices liability. ⁴Company-reported. Product-page coverage list; the issued policies and their exclusions control an actual claim.

HUB flags specific risks buyers should check, including insurers that may exclude COVID-19-related virtual consultations, ambiguity over whether a policy covers injuries from virtual healthcare services, and data-security exposure since patient and personal data are at high risk across virtual health platforms. ⁴Company-reported. Product-page risk-identification section; describes coverage questions to raise, not confirmed exclusions in any specific policy.

Role in This Line

Founder Shield is a retail insurance brokerage, described on its site as “the innovation arm of The Baldwin Group,” and places Founder Shield Virtual Care, Telehealth, and Telemedicine Insurance with third-party carriers rather than underwriting the policy itself. ²Company-reported. About-us page; applies to Founder Shield's brokerage model generally, restated here for this line.

HUB brokers a package of coverages for virtual care organizations through its healthcare industry practice rather than underwriting the policies itself. ⁴Company-reported. Virtual care insurance product page as read 2026-09-23; the page does not name an issuing insurer.