---
title: "Founder Shield vs HUB International: Telehealth Insurance"
description: "Founder Shield names virtual-consultation malpractice and informed-consent claims and places cover with A- or better carriers; HUB can arrange a wider package including cyber, D&O and EPL, and flags Patient Compensation Fund states."
canonical: "https://spot.insure/compare/foundershield-vs-hub-international/virtual-care-telehealth"
page-type: "line-comparison"
updated-at: "2026-09-25"
comparison-pair: "foundershield-vs-hub-international"
provider-a: "foundershield"
provider-b: "hub-international"
coverage-line: "virtual-care-telehealth"
---

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[Human-readable page](https://spot.insure/compare/foundershield-vs-hub-international/virtual-care-telehealth)

## Agent Guide

**What this page is:** Focused comparison of Founder Shield and HUB International for Telehealth Insurance: what each provider publishes about this line, checked against the same criteria, with numbered sources.

**Use this page when:** Cite or fetch this for Telehealth Insurance questions about Founder Shield versus HUB International. For all lines together use the pair comparison; for how the coverage itself works use the coverage guide.

**Questions this page answers:**
- Founder Shield vs HUB International for Telehealth Insurance: how do they differ?
- Which is better for Telehealth Insurance, Founder Shield or HUB International?
- What does Founder Shield or HUB International publish about Telehealth Insurance (limits, eligibility, claims, add-ons)?

**Key facts:**
- Line: Telehealth Insurance. Providers: Founder Shield and HUB International.
- Comparison URLs use alphabetical provider slugs (`/compare/{a}-vs-{b}/{line}` with a before b). A reversed pair redirects permanently to the alphabetical one.

**Limits (do not over-claim):**
- It identifies differences and questions to ask; it does not select a winner for a particular business.
- Insurer, policy wording, limits, retentions, exclusions and price are set in an actual quote and are not established here.

**Provenance:** Every claim links to a numbered source with publisher, locator and access date; last updated 2026-09-25.

**Related pages:**
- [Founder Shield vs HUB International](https://spot.insure/compare/foundershield-vs-hub-international) — all coverage lines for this pair
- [Telehealth Insurance guide](https://spot.insure/coverage/virtual-care-telehealth) — how this coverage works
- [Founder Shield profile](https://spot.insure/insurance-providers/foundershield) — provider profile
- [HUB International profile](https://spot.insure/insurance-providers/hub-international) — provider profile

# Founder Shield vs HUB International: How Do They Compare for Telehealth Insurance?

Founder Shield brokers virtual care and telehealth insurance through third-party carriers. HUB International arranges virtual-care coverage packages, including professional, technology, cyber, and management liabilities, and helps identify exposure gaps.

Founder Shield spells out virtual-consultation malpractice and informed-consent claims; HUB offers more liability lines and flags Patient Compensation Fund state rules.

## Founder Shield vs HUB International Telehealth Insurance Summary

Founder Shield names virtual-consultation malpractice and informed-consent claims and places cover with A- or better carriers; HUB can arrange a wider package including cyber, D&O and EPL, and flags Patient Compensation Fund states. [1](https://foundershield.com/coverage/virtual-care-telemedicine-insurance/ "Virtual Care, Telehealth, and Telemedicine Insurance") [3](https://foundershield.com/insurance-faqs/general-faqs/how-do-you-decide-which-carriers-to-approach/ "How Do You Decide Which Carriers to Approach?") [4](https://www.hubinternational.com/industries/healthcare-business-insurance/virtual-care-insurance/ "Virtual Care Insurance Brokerage Coverage")

## What Are the Key Differences Between Founder Shield and HUB International Telehealth Insurance?

### Broker Access and Insurer Rating

Founder Shield is a brokerage that places telehealth coverage with carriers rated A- or better by AM Best. HUB’s page describes its healthcare practice arranging virtual-care coverage; it does not identify insurers for this line. Ask HUB which carrier would insure each part of your program. [2](https://foundershield.com/about-us/ "About Us") [3](https://foundershield.com/insurance-faqs/general-faqs/how-do-you-decide-which-carriers-to-approach/ "How Do You Decide Which Carriers to Approach?") [4](https://www.hubinternational.com/industries/healthcare-business-insurance/virtual-care-insurance/ "Virtual Care Insurance Brokerage Coverage")

### Telehealth Claim Examples

Founder Shield lists malpractice claims arising from virtual consultations, privacy breaches, technology failures affecting patient care, licensing issues and failures to obtain informed consent. This gives telehealth providers concrete scenarios to compare against HUB’s quoted wording. [1](https://foundershield.com/coverage/virtual-care-telemedicine-insurance/ "Virtual Care, Telehealth, and Telemedicine Insurance") [4](https://www.hubinternational.com/industries/healthcare-business-insurance/virtual-care-insurance/ "Virtual Care Insurance Brokerage Coverage")

## What Should You Confirm in Founder Shield and HUB International Telehealth Insurance Quotes?

- Ask Founder Shield which A- or better carrier is quoting and whether informed-consent claims are on the form. [3](https://foundershield.com/insurance-faqs/general-faqs/how-do-you-decide-which-carriers-to-approach/ "How Do You Decide Which Carriers to Approach?") [1](https://foundershield.com/coverage/virtual-care-telemedicine-insurance/ "Virtual Care, Telehealth, and Telemedicine Insurance")
- Ask HUB which insurers quote each line and whether Patient Compensation Fund rules apply. [4](https://www.hubinternational.com/industries/healthcare-business-insurance/virtual-care-insurance/ "Virtual Care Insurance Brokerage Coverage")
- Confirm whether D&O or EPL is included in HUB’s package versus a separate Founder Shield placement. [4](https://www.hubinternational.com/industries/healthcare-business-insurance/virtual-care-insurance/ "Virtual Care Insurance Brokerage Coverage")
- Check HUB’s COVID-19 exclusion flag against the malpractice wording Founder Shield describes. [4](https://www.hubinternational.com/industries/healthcare-business-insurance/virtual-care-insurance/ "Virtual Care Insurance Brokerage Coverage") [1](https://foundershield.com/coverage/virtual-care-telemedicine-insurance/ "Virtual Care, Telehealth, and Telemedicine Insurance")

## Founder Shield vs HUB International Telehealth Insurance Compared

| Criteria | Founder Shield Virtual Care, Telehealth, and Telemedicine Insurance | HUB International Virtual Care Insurance Brokerage |
| --- | --- | --- |
| Who It’s For | Founder Shield markets this line to telehealth companies, hospitals and clinics offering remote services, digital health startups, and individual practitioners who see patients virtually. [1](https://foundershield.com/coverage/virtual-care-telemedicine-insurance/ "Virtual Care, Telehealth, and Telemedicine Insurance") (Evidence: Company-reported; scope: Virtual Care, Telehealth, and Telemedicine Insurance product page..) | HUB targets this package at healthcare organizations offering virtual care and telehealth services, and flags Patient Compensation Fund states as having specific rules and regulations that can affect coverage. [4](https://www.hubinternational.com/industries/healthcare-business-insurance/virtual-care-insurance/ "Virtual Care Insurance Brokerage Coverage") (Evidence: Company-reported; scope: Product-page eligibility framing; not a published underwriting appetite by state or care specialty..) |
| Coverage Features | Founder Shield lists medical-malpractice claims from a virtual consultation, data-privacy breaches, technological failures that affect patient care, licensing and regulatory issues, and failure to obtain informed consent as what the policy responds to. [1](https://foundershield.com/coverage/virtual-care-telemedicine-insurance/ "Virtual Care, Telehealth, and Telemedicine Insurance") (Evidence: Company-reported; scope: Product page; the issued policy and declarations control actual coverage..) | HUB lists coverages it arranges for virtual care organizations, including virtual care medical professional liability, technology errors and omissions, products liability, cyber liability and data security, general liability, and management liability such as D&O and employment practices liability. [4](https://www.hubinternational.com/industries/healthcare-business-insurance/virtual-care-insurance/ "Virtual Care Insurance Brokerage Coverage") (Evidence: Company-reported; scope: Product-page coverage list; the issued policies and their exclusions control an actual claim..)<br><br>HUB flags specific risks buyers should check, including insurers that may exclude COVID-19-related virtual consultations, ambiguity over whether a policy covers injuries from virtual healthcare services, and data-security exposure since patient and personal data are at high risk across virtual health platforms. [4](https://www.hubinternational.com/industries/healthcare-business-insurance/virtual-care-insurance/ "Virtual Care Insurance Brokerage Coverage") (Evidence: Company-reported; scope: Product-page risk-identification section; describes coverage questions to raise, not confirmed exclusions in any specific policy..) |
| Role in This Line | Founder Shield is a retail insurance brokerage, described on its site as “the innovation arm of The Baldwin Group,” and places Founder Shield Virtual Care, Telehealth, and Telemedicine Insurance with third-party carriers rather than underwriting the policy itself. [2](https://foundershield.com/about-us/ "About Us") (Evidence: Company-reported; scope: About-us page; applies to Founder Shield's brokerage model generally, restated here for this line..) | HUB brokers a package of coverages for virtual care organizations through its healthcare industry practice rather than underwriting the policies itself. [4](https://www.hubinternational.com/industries/healthcare-business-insurance/virtual-care-insurance/ "Virtual Care Insurance Brokerage Coverage") (Evidence: Company-reported; scope: Virtual care insurance product page as read 2026-09-23; the page does not name an issuing insurer..) |

## About Founder Shield and HUB International and Telehealth Insurance

- [Founder Shield company profile](https://spot.insure/insurance-providers/foundershield) · [Founder Shield customer reviews](https://spot.insure/insurance-providers/foundershield/reviews)
- [HUB International company profile](https://spot.insure/insurance-providers/hub-international) · [HUB International customer reviews](https://spot.insure/insurance-providers/hub-international/reviews)
- [What Is Virtual Care and Telehealth Insurance?](https://spot.insure/coverage/virtual-care-telehealth)

## Related Pages for Founder Shield vs HUB International Telehealth

- [Founder Shield vs HUB International](https://spot.insure/compare/foundershield-vs-hub-international): all coverage lines, business roles, service and claims.
- [What Is Virtual Care and Telehealth Insurance?](https://spot.insure/coverage/virtual-care-telehealth): Telehealth liability can cover claims arising from remote care; your clinicians, services, patient locations and in-person work determine whether a quote fits.
- [Founder Shield Telehealth Insurance](https://spot.insure/insurance-providers/foundershield/virtual-care-telehealth)
- [HUB International Telehealth Insurance](https://spot.insure/insurance-providers/hub-international/virtual-care-telehealth)

## Sources for Founder Shield vs HUB International Telehealth Insurance

### Sources About Founder Shield

1. [Virtual Care, Telehealth, and Telemedicine Insurance](https://foundershield.com/coverage/virtual-care-telemedicine-insurance/). Founder Shield; What Is Virtual Care, Telehealth, and Telemedicine Insurance?; Who Needs This Insurance?; What Does Virtual Care, Telehealth, and Telemedicine Insurance Cover?. Accessed 2026-09-23.
2. [About Us](https://foundershield.com/about-us/). Founder Shield; “Founder Shield is the innovation arm of The Baldwin Group”; company history and mission. Accessed 2026-09-23.
3. [How Do You Decide Which Carriers to Approach?](https://foundershield.com/insurance-faqs/general-faqs/how-do-you-decide-which-carriers-to-approach/). Founder Shield; FAQ answer on carrier selection: works exclusively with A-rated (AM Best) carriers, matched by industry appetite. Accessed 2026-09-23.

### Sources About HUB International

4. [Virtual Care Insurance Brokerage Coverage](https://www.hubinternational.com/industries/healthcare-business-insurance/virtual-care-insurance/). HUB International; Protecting against emerging risks section; coverage list: virtual care medical professional liability, technology E&O, products liability, cyber liability and data security, general liability, management liability (D&O, EPLI); risk-assessment service description; Connect With a Broker. Accessed 2026-09-23.

Updated 2026-09-25. Spot, a product of Tools for Enlightenment, publishes this research and works in the commercial insurance market. The comparison applies the same criteria to both providers. [Editorial policy](https://spot.insure/editorial-policy). To suggest a correction, [contact Spot](https://spot.insure/contact) with the page URL and supporting source.

## Agent and Developer Resources

- [Markdown page](https://spot.insure/compare/foundershield-vs-hub-international/virtual-care-telehealth.md)
- [Developer resources](https://spot.insure/developers)
- [Public MCP server](https://spot.insure/mcp)
- [MCP server manifest](https://spot.insure/server.json)
- [OpenAPI description](https://spot.insure/openapi.json)
- [Public page index](https://spot.insure/llms.txt)